The Personal Finance Podcast Podcast By Andrew Giancola cover art

The Personal Finance Podcast

The Personal Finance Podcast

By: Andrew Giancola
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Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.© 2022 The Personal Finance Podcast Economics Leadership Management & Leadership Personal Finance
Episodes
  • Do You Think You'll ACTUALLY Be Able to Retire?

    Do You Think You'll ACTUALLY Be Able to Retire?
    Oct 21 2026
    Most people decide whether retirement is possible for them without ever doing the math. Andrew runs the numbers on all three goals Americans say they want most, and the answers are better than the headlines suggest. 👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about 👉 Join Andrew’s FREE Investing for Beginners Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform 👉 One-on-One Coaching Application Form: https://docs.google.com/forms/d/12UHo5Zmu1AyY_G4Gmbrcx9vThIZhxqFnaJ5dIihZL24/edit What You'll Learn in This Episode The confidence gap between what Americans want financially and what they believe they will get How to calculate your retirement number, and why to redo it every year What $500 a month becomes at 25 versus 35, and the million-dollar cost of waiting The checklist to clear before buying a house, including the one rule most people skip How to prioritize three goals competing for the same dollars The order of operations when a bonus or windfall lands The withdrawal sequence for retiring at 50 while staying under the ACA subsidy cliff How to find a flat-fee advisor to review your plan without handing over your assets A long-con dating app scam that ends in a fake investing platform Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Hostinger → Build your website step by step at https://www.hostinger.com/ and use code PFP for 10% off Indeed → Get a $75 sponsored job credit at https://www.indeed.com/podcast Wayfair → Shop thousands of products for every style and budget at https://www.wayfair.com/ Leesa → Get up to 30% off mattresses plus an extra $50 off with promo code PFP at https://www.leesa.com/ Policygenius → Compare life insurance quotes for free at https://www.policygenius.com/ Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Resource/s Car Insurance https://secure.money.com/pr/gc43ce394da5 Best HYSA https://secure.money.com/pr/r453ecf4d190 Stock Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c Best IRAs https://secure.money.com/pr/oe09b73d1952 Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney Episode/s Mentioned The 1-3-6 Method For Building & Managing Your Emergency Fund https://youtu.be/rGdII_Z0hnw Buying a House VS. Investing In the S&P 500 (Which Is Better?) https://youtu.be/6iwf_4iQz0c Tool/s Mentioned Total Cost of Ownership Calculator https://mastermoney.co/total-cost-of-ownership-calculator/ Master Your Money Goals https://www.skool.com/mastermoneyacademy/classroom/f1e5f000?md=5db7fc1e56a1474fbbded14211cff084 The Stairway to Wealth https://mastermoney.co/the-stairway-to-wealth/ Watch Next 5 Ways to Go BROKE (By AGE!) https://youtu.be/1xm23NnneJM How to Evaluate a Stock Like Warren Buffett with Brian Feroldi https://youtu.be/posnNC99UFQ 12 Reasons You Need to Stop PLAYING SMALL with Money https://youtu.be/qFz3_-pLapg 19 Strategies to Pay Off Debt (FASTER!) https://youtu.be/WAnf4Z7PHjs How to Build a Portfolio If You Are Worried About An AI Bubble https://youtu.be/NhfJVhSTedA Connect with Andrew Instagram → https://bit.ly/Skool-Instagram TikTok → https://bit.ly/Skool-TikTok Facebook → https://bit.ly/Skool-Facebook Podcast → https://bit.ly/Skool-Podcast Youtube → bit.ly/Skool-Youtube Newsletter → https://bit.ly/Skool-Newsletter Website →⁠ https://mastermoney.co ⁠ X → ⁠https://x.com/mastermoneyco LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠ Question for you: Rank the three goals for yourself: home, debt freedom, retirement. Do you believe you will retire comfortably? Learn more about your ad choices. Visit megaphone.fm/adchoices
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    49 mins
  • 5 Ways to Go BROKE (By AGE!)

    5 Ways to Go BROKE (By AGE!)
    Oct 19 2026
    Every decade has its own way of quietly breaking your finances, and most people never see theirs coming until it already happened. 👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about 👉 Join Andrew’s FREE Investing for Beginners Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform 👉 One-on-One Coaching Application Form: https://docs.google.com/forms/d/12UHo5Zmu1AyY_G4Gmbrcx9vThIZhxqFnaJ5dIihZL24/edit What You'll Learn in This Episode Five ways to go broke in your teens, 20s, 30s, 40s, 50s, and 60s What waiting ten years to start investing actually costs you The 20/4/12/10 rule for buying a car without going backwards Why a house is a lifestyle decision more than a financial one, and the total cost nobody runs The business risk in your 40s that can force you to start over Catch-up contribution amounts available at 50 and again at 60 Why paying for your kids’ college before your own retirement works against both of you The one thing to protect in each decade, from your time to your freedom Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Hostinger → Build your website step by step at https://www.hostinger.com/ and use code PFP for 10% off Indeed → Get a $75 sponsored job credit at https://www.indeed.com/podcast Wayfair → Shop thousands of products for every style and budget at https://www.wayfair.com/ Leesa → Get up to 30% off mattresses plus an extra $50 off with promo code PFP at https://www.leesa.com/ Policygenius → Compare life insurance quotes for free at https://www.policygenius.com/ DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Resource/s Car Insurance https://secure.money.com/pr/gc43ce394da5 Best HYSA https://secure.money.com/pr/r453ecf4d190 Stock Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c Best IRAs https://secure.money.com/pr/oe09b73d1952 Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney Episode/s Mentioned The 1-3-6 Method For Building & Managing Your Emergency Fund https://youtu.be/rGdII_Z0hnw The System to Pay Cash For Cars (and NEVER Have a Payment Again!) https://youtu.be/kgmjjQEN3Xs Tool/s Mentioned Total Cost of Ownership Calculator https://mastermoney.co/total-cost-of-ownership-calculator/ The Wealth Builders Matrix https://mastermoney.co/wealth-builders-matrix/ The Portfolio Pyramid https://event.webinarjam.com/q05p7/register/8mz7rho?webinar_id=23 The 1-3-6 Method https://mastermoney.co/the-ultimate-guide-to-managing-your-emergency-fund/ Watch Next How to Evaluate a Stock Like Warren Buffett with Brian Feroldi https://youtu.be/posnNC99UFQ 12 Reasons You Need to Stop PLAYING SMALL with Money https://youtu.be/qFz3_-pLapg 19 Strategies to Pay Off Debt (FASTER!) https://youtu.be/WAnf4Z7PHjs How to Build a Portfolio If You Are Worried About An AI Bubble https://youtu.be/NhfJVhSTedA The Millionaire Money Rules (Get to $1M Faster!) https://youtu.be/CNeIBcfXtUA Connect with Andrew Instagram → https://bit.ly/Skool-Instagram TikTok → https://bit.ly/Skool-TikTok Facebook → https://bit.ly/Skool-Facebook Podcast → https://bit.ly/Skool-Podcast Youtube → bit.ly/Skool-Youtube Newsletter → https://bit.ly/Skool-Newsletter Website →⁠ https://mastermoney.co ⁠ X → ⁠https://x.com/mastermoneyco LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠ Question for you: Which decade are you in, and which of those five are you guilty of right now? Learn more about your ad choices. Visit megaphone.fm/adchoices
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    51 mins
  • How to Evaluate a Stock Like Warren Buffett! With Brian Feroldi

    How to Evaluate a Stock Like Warren Buffett! With Brian Feroldi
    Oct 14 2026
    You cannot judge a three-year-old by their SAT score, and you cannot judge a young company by its P/E ratio. Brian Feroldi explains the five phases that tell you which numbers actually matter. 👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about 👉 Join Andrew’s FREE Investing for Beginners Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Live Call Registration Form: https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform 👉 One-on-One Coaching Application Form: https://docs.google.com/forms/d/12UHo5Zmu1AyY_G4Gmbrcx9vThIZhxqFnaJ5dIihZL24/edit What You'll Learn in This Episode Why Buffett skips the spreadsheet math entirely, and the bridge analogy behind it How the "too hard" pile works, and what belongs in yours The five phases every business moves through, from startup to decline Which metrics matter in each phase, and which ones are meaningless Why Amazon was genuinely cheap at 100 times earnings The two conditions that have to be true before the P/E ratio tells you anything How to compare a company's multiple against its own history in about a minute Why some businesses are cheap at 30x and others are expensive at 10x A free tool that sorts any ticker into its phase for you Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Hostinger → Build your website step by step at https://www.hostinger.com/ and use code PFP for 10% off Indeed → Get a $75 sponsored job credit at https://www.indeed.com/podcast Wayfair → Shop thousands of products for every style and budget at https://www.wayfair.com/ Leesa → Get up to 30% off mattresses plus an extra $50 off with promo code PFP at https://www.leesa.com/ Policygenius → Compare life insurance quotes for free at https://www.policygenius.com/ DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Resource/s Car Insurance https://secure.money.com/pr/gc43ce394da5 Best HYSA https://secure.money.com/pr/r453ecf4d190 Stock Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c Best IRAs https://secure.money.com/pr/oe09b73d1952 Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney Stock Simplifier Phase Tool stocksimplifier.com/phase Episode/s Mentioned Warren Buffett: How To Calculate Intrinsic Value https://www.youtube.com/watch?v=knetdlviyDE Stock Valuation Lecture: How We Value A Business https://www.youtube.com/watch?v=l_1TNv246A0 A Masterclass on Investing in Individual Stocks with Brian Feroldi https://youtu.be/gfh5i4H5MG8 Why YOU Have an Advantage as a Small Investor with Brian Feroldi https://youtu.be/iJFbVFMc05E The Most Underrated Way to Build Wealth with Brian Feroldi https://youtu.be/c8vlvc3FEmw How to Use AI to Research Stocks (With Brian Feroldi) https://youtu.be/WeaXVgQcpu8 Watch Next 12 Reasons You Need to Stop PLAYING SMALL with Money https://youtu.be/qFz3_-pLapg 19 Strategies to Pay Off Debt (FASTER!) https://youtu.be/WAnf4Z7PHjs How to Build a Portfolio If You Are Worried About An AI Bubble https://youtu.be/NhfJVhSTedA The Millionaire Money Rules (Get to $1M Faster!) https://youtu.be/CNeIBcfXtUA The EXACT System I Use to Manage Every Paycheck https://youtu.be/o-URBMRnItU Connect with Brian Feroldi Website → https://www.brianferoldi.com Newsletter → https://www.longtermmindset.co/newsletter Stock Simplifier → https://stocksimplifier.com YouTube → https://www.youtube.com/@BrianFeroldiYT X → https://x.com/BrianFeroldi LinkedIn → https://www.linkedin.com/in/brianferoldi Facebook → https://www.facebook.com/brian.feroldi/ Connect with Andrew Instagram → https://bit.ly/Skool-Instagram TikTok → https://bit.ly/Skool-TikTok Facebook → https://bit.ly/Skool-Facebook Podcast → https://bit.ly/Skool-Podcast Youtube → bit.ly/Skool-Youtube Newsletter → https://bit.ly/Skool-Newsletter Website →⁠ https://mastermoney.co ⁠ X → ⁠https://x.com/mastermoneyco LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠ Question for you: What metric do you look at first when you open up a stock, and is it the right one? Learn more about your ad choices. Visit megaphone.fm/adchoices
    Show more Show less
    57 mins
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love listening to this podcast very informative and very well explained I'm horrible with finances and he makes it make sense thanks buddy

favorite podcast

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Andrew does an excellent job of relaying the basics and nuances of personal finance. His personal stories are honest and he has on some great guests. Look forward to new releases every week. Keep up the great content!

Informative, Honest, Entertaining

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this podcast will change your life completely, especially if you have no background in finance or understanding of personal finance. I now truly belive anyone can be a millionaire.

informative... this podcast will change your life

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Update: Andrew mentions that he's trying to bring a certain energy and excitement to Personal Finance and he does a great job. Other Podcasts I've listened to have been informative but also quite boring. Great job Andrew! Thanks for everything!

Absolutely love to listen to this stuff while I work my day job at a factory. Got me motivated to change my outlook on retirement and make some action to correct it I'm 31 and plan on retiring in 15 to 20 years. I'm cutting back and focusing on things that bring great value to my life with my family.

Such Good Financial Help

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Content on this podcast is usually good but the ads are very excessive. For example a 20 minute episode as 8 minutes of ads. Also, delete me has to be a major donor to this guy's wallet because every chance he gets he's going to tell you how great it is and how much you need to get it. he likes to use it as content time but really it's just another ad that adds another 5 minutes every episode

content usually good, but ads are excessive.

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