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An Insider's Guide to Non-QM

A Mortgage Loan Originator's Guide to Bigger Paychecks in a Declining Mortgage Market
Narrated by: Mark J. Cayco
Length: 1 hr and 32 mins
4 out of 5 stars (6 ratings)

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Publisher's Summary

Make more money now offering non-QM mortgages to your customers! 

As a mortgage loan originator, you're directly influenced by rising interest rates. As interest rates increase, loan origination rates decrease. In other words, your paycheck is shrinking. Making less money is no fun. Personally, it's frustrating, but it can also put a huge strain on the household. If this sounds like you and you're willing to work, there is an opportunity to turn things around.

An Insider's Guide to Non-QM is made for the mortgage professional with little to no experience with non-qualified mortgages. It simplifies a subject many mortgage professionals find intimidating. 

By listening to the audiobook, you'll learn:  

  • How to grow your business by offering non-QM loans 
  • What products are available 
  • How to choose the best lender and account executive     
  • The most common guideline questions 
  • How to successfully submit a loan 
  • The best source for potential new business  

The author, Fernando Zoota, is the son of a well-respected banking executive and non-prime lending has been an integral part of his entire life. With a professional career spanning the past 16 years, he's seen the highs and dramatic lows in wholesale residential lending. His keen insight and knowledge make him specifically qualified to author this audiobook. In addition to being an author, Fernando is an account executive for one of the nation's top wholesale non-QM lenders.

©2018 Fernando Zoota (P)2018 Fernando Zoota

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  • Overall
    5 out of 5 stars

Finished in one setting

The book was very comprehensive! I was intrigued to keep listening. I took a few notes and will revisit as a reference.

1 of 1 people found this review helpful

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Excellent Resource for Non-QM Lending

This information is "basic", but necessary. Should be required reading for any LO entering the non-QM space.