Future Evolution

For over 100 years, Insurers have stood by customers at some of the toughest moments in their lives, and helped allow people to go about their lives and pursue their business ideas without having to worry about the risks involved. Today, those customers have different expectations for how they want to do business and be served. And those expectations are changing faster than ever before. The industry has faced many headwinds, making it difficult to keep up with change - regulation, bureaucracy, system constraints, past technology project pain, thin margins, etc.

Capitalism, Socialism, and Democracy: Exploring the Evolution of Economic Systems and the Future of Democracy by Joseph A. Schumpeter is a seminal work that examines the dynamics of economic systems and their societal impact. Published in 1942, this influential book introduces the concept of "creative destruction," illustrating how innovation disrupts established industries to drive progress. Schumpeter explores the strengths and vulnerabilities of capitalism, arguing that its success ironically paves the way for its decline through institutional shifts and bureaucratic expansion.

For centuries, the Insurance industry has been there for people at the worst moments of their lives, and kept the risk of those moments from stopping us from pursuing our dreams. Today, customer expectations are changing at an ever-increasing pace, driven further by the rapid digitization the world embraced in the pandemic. But that isn’t the only thing driving change in the industry, with a new generation of insurers emerging to serve customers differently and rethink the art of the possible in Insurance.

This is no mere observational account. The Future of Insurance, Volume IV: Asia Rising offers actionable insights, serving as both a roadmap and inspiration for those daring to navigate the future complexities of the insurance market—whether you're an industry professional, policy-maker, or a tech-savvy individual intrigued by the dynamism of business innovation.

From leading geopolitical expert and technology futurist Jamie Metzl comes a groundbreaking exploration of the many ways genetic engineering is shaking the core foundations of our lives-sex, war, love, and death. At the dawn of the genetics revolution, our DNA is becoming as readable, writable, and hackable as our information technology. But as humanity starts retooling our own genetic code, the choices we make today will be the difference between realizing breathtaking advances in human well-being and descending into a dangerous and potentially deadly genetic arms race.

In what is a monumental and deeply impressive exploration of humanity's next chapter, Homo Sapiens 2.0 delivers a landmark analysis of the advent of self-directed evolution. This is not a simple overview of future technology, but a work of profound intellectual rigor and startling clarity that synthesizes complex science, cutting-edge philosophy, and pragmatic political analysis into a single, masterfully constructed narrative. The book takes the reader on a systematic and unflinching journey. It begins by grounding us in the foundational tools of our new era—from the molecular scalpels ...

Though it is the fastest growing religion in the world, Islam remains shrouded by ignorance and fear. What is the essence of this ancient faith? Is it a religion of peace or war? How does Allah differ from the God of Jews and Christians? Can an Islamic state be founded on democratic values such as pluralism and human rights? A writer and scholar of comparative religions, Reza Aslan has earned international acclaim for the passion and clarity he has brought to these questions.

Improbable Destinies will change the way we think and talk about evolution. Losos' insights into natural selection and evolutionary change have far-reaching applications for protecting ecosystems, securing our food supply, and fighting off harmful viruses and bacteria. This compelling narrative offers a new understanding of ourselves and our role in the natural world and the cosmos.

Yuval Noah Harari, author of the critically acclaimed New York Times best seller and international phenomenon Sapiens, returns with an equally original, compelling, and provocative book, turning his focus toward humanity's future and our quest to upgrade humans into gods.

InsurTech solutions have created amazing new opportunities for insurers to innovate and evolve. But the path to bringing them to market can vary greatly, with some efforts going well and some fraught with delays, cost-overruns, scope issues and more.

“Kill it with fire”, the typical first reaction to a legacy system falling into obsolescence, is a knee-jerk approach that often burns through tons of money and time only to result in a less efficient solution. This book offers a far more forgiving modernization framework, laying out smart value-add strategies and proven incremental techniques that work equally well for ancient systems and brand-new ones.

In this era of government gridlock, economic and ecological devastation, and seemingly intractable global violence, our future is ever more ripe for - and in need of - fresh, creative reimagining. With her clear-eyed, inspiring, and sweeping vision of a possible global renaissance in the new millennium, Barbara Marx Hubbard shows us that our current crises are not the precursors of an apocalypse, but the natural birth pains of an awakened, universal humanity.

Discover the fascinating journey of life on Earth in this comprehensive guide, 'The Evolution of Life: From Single Cells to Humankind'. From the origins of life to the present day, this book explores the key events, theories, and innovations that have shaped our understanding of life's evolution. With detailed chapters on topics such as the emergence of genetic engineering, the evolution of artificial intelligence, and the impact of climate change, this book provides a unique perspective on the future of life on Earth. Filled with cutting-edge information and expert insights, this book is a...

We human beings share 98 percent of our genes with chimpanzees. Yet humans are the dominant species on the planet - having founded civilizations and religions, developed intricate and diverse forms of communication, learned science, built cities, and created breathtaking works of art - while chimps remain animals concerned primarily with the basic necessities of survival. What is it about that two percent difference in DNA that has created such a divergence between evolutionary cousins?

A mysterious brain anomaly. A series of suspicious deaths. A conspiracy that will redefine humanity. When radiologist Ellen Shaw discovers an inexplicable pattern of neural mutations in patients at St. Mary's Hospital in Chicago, she uncovers the first piece of a terrifying puzzle. These aren't random medical anomalies—they're deliberate alterations with catastrophic consequences. As the affected patients begin dying one by one in apparent suicides, Ellen realizes something far more sinister is at work. Teaming up with MRI technician Ben Martin, whose own brother Gabriel exhibits the same...

If looking at today's headlines males you wonder about the fate of our planet, here is some news that may surprise you from an evolutionary standpoint - we are exactly where we need to be. According to emminent biologist Bruce H. Lipton and political and cultural commentator Steve Bhaerman, we are surrounded by the proof that we are poised to make an incredible step forward in the growth of our species.

In a world ravaged by ecological disaster, one woman holds the key to humanity's redemption. Armed with an ancient tome of forgotten wisdom, Elara must become the Last Custodian—a beacon of hope in a desolate land. As she fights to restore balance between humanity and nature, she'll face hostile survivors, fanatic opposition, and her own doubts. But with unwavering faith and the power of long-lost knowledge, Elara might just spark a revolution that will rewrite the future of our planet. 'The Last Custodian' is a gripping tale of faith, resilience, and the extraordinary potential of a ...

Threatened by a global pandemic and by climate change, very many people fear we are facing an existential crisis. The Future of Humankind shows why these fears are unfounded and why we should be optimistic about our long-term future. It evaluates current major predictions for our future in three categories: (1) Extinction by natural disasters (including pandemics), by nuclear war or accident, by artificial intelligence, or by population explosion and climate change. (2) Survival by colonizing space or by extending individual healthspans and achieving immortality. (3) Transformation by ...

This book proposes that the work of Zecharia Sitchin and others is correct, by stating that "gods" visited us from elsewhere in the remote past. Using their own genes, they genetically altered an inferior version of humankind for their own purposes and improved our stock. Humankind, with half-Terran and half-alien genes, has been placed on an accelerated evolutionary path. We have begun to eagerly emerge from racial adolescence as a direct result of this tampering. Freer describes what's in store for us as this dawning genetic enlightenment reveals the new human and racial maturity of a new...

The genetic breakthrough. The deadly pursuit. The ultimate moral question. In this explosive finale to the Evolution series, the hunted become the hunters as Ellen Shaw and the Martin brothers face their most harrowing challenge yet. On the run from the ruthless Nicholas Kane and his Operation Darwin, they uncover a staggering revelation—the twins' unique genetic makeup holds the blueprint for humanity's next evolutionary leap. While Ellen and Ben race to decode the twins' DNA sequence, Operation Darwin's merciless supervisor Elena deploys cutting-edge tracking technology and a network of...