Consumer Credit

Most credit books promise quick fixes and easy solutions to bad credit, but the truth is there is no quick fix when it comes to credit. Your best strategy as a smart consumer is to understand your credit inside and out. Credit expert John Ulzheimer can give you all the tools you need to master the world of credit, before or after you get into trouble, and take the power back into your own hands.

NEW 2025 EDITION — Updated with Post-Pandemic Funding Insights and EIN-Only Credit Strategies for Entrepreneurs Are you ready to build real business credit without using your Social Security Number? In this powerful guide, business strategist Gerald Lacey, MBA, MSSCM reveals a proven step-by-step system to help entrepreneurs and gig workers secure 5–10 business tradelines in 30 days — all under their EIN. Inside you’ll discover how to: Build your business credit profile with Dun & Bradstreet, Experian, and Equifax Business Open vendor accounts that report — even with a new ...

All credit cards are created equal, right? Wrong! That's like saying a dented, 1970s van is the same as a fully loaded, luxury 2020 SUV. Consumer credit cards can vary dramatically in terms and conditions that either cost or save you money. Because financial institutions are extremely competitive in marketing credit cards, you'll find different terms and conditions among the suppliers. If you’re a smart shopper, you’ll pay attention to the fine print. Naturally you want the most credit for the least long-term cost. Look for a credit card with a low APR. That's the Annual Percentage Rate...

You can't get a loan without credit. You can't get credit if you don't have money. Anyone who's ever started out in life has faced this harsh realization. Don't get me started on how much tougher the process is for a person starting up a business. Learn the ins and outs of establishing and building business credit so you can maximize the use of leveraging other peoples' money for you and your business gain.

Financial Freedom: A Guide for Private Investors by Don Kilam is a groundbreaking book that takes a fresh approach to achieving financial independence. In this comprehensive guide, readers will discover the power of auditing accounts instead of relying on traditional disputes and charge-offs as consumers. The book emphasizes the concept of being the sole private investor of these private accounts, empowering individuals to take control of their financial destiny. Through a detailed exploration of GAAP (Generally Accepted Accounting Principles) and other essential financial concepts, Kilam ...

Many businesses struggle because they can’t access the funding they need to grow. Don’t let this happen to you! This complete insider’s guide will teach you the exact steps for easily obtaining business credit using an EIN instead of your SSN, while boosting your business credit score and profile in the process. This will ensure your business can grow quickly without putting your personal assets at risk.

Certainly! Here’s an enhanced book description for listing "Building Business Credit with EIN Only: A Comprehensive Guide" on Amazon.com, now including mentions of graphics and charts to further engage potential readers: Building Business Credit with EIN Only: A Comprehensive Guide Unlock the doors to financial independence and business success with **"Building Business Credit with EIN Only: A Comprehensive Guide."** Whether you're a budding entrepreneur or a seasoned business owner, this essential guide provides the roadmap to securing business credit without the need for a personal ...

Building Business Credit: Essential Strategies for Financial Success **Unlock Financial Opportunities and Build Strong Business Credit!** By Gerald Lacey, MBA MSSCM **About the Book:** Are you ready to take control of your business's financial future? "Building Business Credit: Essential Strategies for Financial Success" is your comprehensive guide to understanding and leveraging business credit to secure funding, negotiate better terms with suppliers, and enhance your company's financial stability. **Inside This Book, You'll Discover:** - **How to Separate Personal and Business Credit:** ...

How to Get Your Credit Score Back with Proven Methods to Fix Debt in No Time You're probably feeling overwhelmed right now wondering how in the world you're going to get out of debt, never mind start repairing your credit score. It's easy to feel like giving up when you're struggling with debt and your credit score is in the dumps. It's not your fault. Maybe the economy tanked, you got sick, or maybe you just made some mistakes. But that doesn't mean you have to suffer forever. That's where this book comes in. Credit Repair Secrets was written for people just like you who are determined to ...

If are looking to improve your credit and take your finances to the next level, this audiobook will show you exactly how to do just that. Understand the journey to credit score so that you don't have to make mistakes that you'll regret in the future. No matter what stage you are in your life, you can always get it right with the right information. This audiobook is for anyone who want to understand all aspects of the credit score, from the differences between the various scoring models, to how they're calculated.

In a world dominated by scale and technology, smaller community-based financial institutions, like credit unions, have the chance to serve more people (and serve them better) by making banking more human. This book presents a way forward that places banking on a human scale.

Unlock the Future of Fair Credit: A Bold Vision to Transform the Financial Landscape! Are you tired of being defined by a credit score that feels unfair, opaque, and impossible to change? Do you dream of a world where your financial opportunities aren’t dictated by outdated systems designed to favor the privileged few? "Credit Revolution: Building a Fair and Just Financial System for All" is the groundbreaking manifesto for anyone ready to fight for a fairer, more inclusive financial future. In this engaging, authoritative, and solution-driven book, Dr. Benoit Tano, MD PhD, takes you on a...

Arnold Ziegel formed Mountain Mentors Associates after his retirement from a corporate banking career of more than 30 years at Citibank. The lessons learned from his experience in dealing with entrepreneurs, multinational corporations, highly leveraged companies, financial institutions, and structured finance led to the development and delivery of numerous senior level credit risk training programs for major global financial institutions from 2002 through the present.

A quick-and-easy guide to core business and career concepts—no MBA required! The ability to negotiate a deal. Confidence to oversee staff. Complete, accurate monitoring of expenses. In today’s business world, these are must-have skills. But all too often, comprehensive business books turn...

The Game Of Credit is a very unapologetic description of how one man learn to recognize the financial manipulation being used against the working class. This book breaks down how to use Consumer Law to beat your creditors in court. Corey P Smith details how he became a millionaire simply by playing The Game Of Credit.

Every day across America, consumers face issues with credit cards, mortgages, car loans, and student loans. When they are cheated or mistreated, all too often they hit a brick wall against the financial companies. People are fed up with being run over by big corporations, and few have the resources or expertise to fight back on their own. It is no wonder consumers feel powerless: they are outgunned every step of the way. Since 1970, the financial industry has doubled in size. It is the biggest source of campaign contributions....

Have you ever suffered a disgraceful rejection at the point of securing a mortgage or business loan because your credit score was just too low? Or you are finding it difficult to offset your debts because of the high-interest rates? You already know what the problem is - your low credit score! But you don’t know how to go about boosting your credit score from a low to excellent figure? You are in the right place. Purchase Credit Repair: Raising Your Credit Score to 720+ to find all the solutions you seek.

In this book, Tom shares what the banks and collections agencies don't want you to know - how to settle your credit card debt at an 80% discount with a 5 minute phone call. Entrepreneur and investor Tom Corson-Knowles shares his point of view as the owner of a credit card debt buying company. Having worked with hundreds of consumers in credit card debt, Tom has seen first-hand the mistakes people make that get them into debt - and keep them stuck there.

Are you struggling to repair your credit and don't know where to turn? Paying someone to help you with your credit scores can cost you thousands, but what a lot of people don't know is that they can fix it all by themselves. That's right with the proper know-how you can repair your credit no matter how bad it is, and get it back to where you want it to be. The fact is your credit can negatively affect every aspect of your life. If your credit is bad, it can keep you from getting a house, renting an apartment, or even getting a vehicle.

Learn everything you need to know about how your credit score works and how to improve it!