Angela Healy grew up helping her parents manage a pair of rentals that paid for four college tuitions—proof that real estate builds real security. After college she joined a bank as a commercial lender and used her savings to buy a small condo in San Francisco. Six months later rising costs left her “house‑poor,” so she furnished the unit and leased it to a corporation on a month‑to‑month basis—one rent check that covered all expenses and produced surplus cash. In 2004 that success gave her the confidence to leave banking, move to Denver, CO, and join Avenue West full‑time; she purchased the company in 2010 and has since expanded it to 18 locations serving 500 + markets. 🚀

🔍 Things Discussed
Early Influence & Real‑Estate Spark ⚡
• Parents’ two rentals inspired Angela to seek wealth through property.
• She saved babysitting money and early paychecks for the condo down‑payment.
• “House‑poor” reality led her to the then‑new concept of furnished mid‑term rentals.

How to Scale Your Business While Working Full‑Time 🚀📈
• Treated real estate as a second job—handling turnovers, maintenance, and tenant needs on nights and weekends.
• Advised listeners to hand off tasks to professionals once additional properties demand more time.
• Explained that shifting some responsibilities (e.g., cleaning, repairs) can help an investor grow beyond a single unit.

⚖️ How Angela Balanced Life, Family, W‑2 & Real Estate
• Committed evenings and weekends to property duties while holding her lending role.
• Recognized that her day‑job income provided security while she tested the rental model.
• Emphasized hard work and discipline as keys to managing both roles successfully.

🔑 Angela’s Current Business Focus: Strategic Growth in 2025
• Avenue West manages only mid‑term rentals (minimum 30‑day stays).
• Roughly 70 % of inventory is one‑ and two‑bedroom condos; the rest are townhomes or single‑family homes.
• Company goal: keep each unit occupied about 80 % of the year under a revenue‑sharing model with owners.
• Builds exclusive corporate relationships to place traveling professionals nationwide.

⭐ Key Takeaways & Advice for Busy Professionals 💰
Leverage Your Day‑Job Income 🏦 – Use a steady paycheck to qualify for financing and cover start‑up costs.

Start Small, Think Smart 🏠 – One well‑managed unit can prove a concept and fund bigger opportunities.

Partner When It Pays Off 🤝 – As your portfolio grows, outsource hands‑on tasks so you can focus on new deals.

Choose the Right Strategy 📑 – Mid‑term rentals can provide higher, steadier income than long‑term leases without the turnover of short‑term stays.

Drop a “🏘️” in the comments if Angela’s story motivates you to turn your W‑2 income into real‑estate cash flow, and tag a friend who should start their own side‑hustle journey!

#SideHustleJourney #MidTermRentals #W2Investors #CorporateHousing #FinancialFreedom

Click On This Link For Our Free E-Book "An Introduction Into Apartment Syndication: https://moonlightcre.com/ebook_download/
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Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation
Click On The Link Below For More Information About Eric Lindsey:
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Are you juggling property deals while holding down a demanding career—or running a lean investing business full‑time? Either way, you’ll get serious value from this episode with Curt Moore, a 30‑year energy‑industry land‑management veteran who moon‑lighted as a real‑estate investor. A fraudulent deed filed against his mother‑in‑law’s house back in 2014 lit a fire under him 🔥. Using lunch breaks for courthouse research and late nights for deal analysis, Curt turned that scare into Moat Title Security—a one‑time‑fee service that locks down your titles and keeps squatters at bay. 🏠

1️⃣ Curt’s Corporate Roots & First Wake‑Up Call
Career: Land management & contracts for a large energy firm ⚙️

Catalyst: Con artist tried to steal his mother‑in‑law’s deed in 2014—he spotted it while checking public records. 🚨

Outcome: Nights and weekends spent mastering title law, which later became a side‑hustle‑turned‑business.

2️⃣ What’s a “Notice of Title Freeze”? ❄️📑
One page, $149, filed at the county.

Says: “No new filings unless I sign off.”

Benefit: Stops fraud before it hits, unlike monitoring subscriptions that warn you after the damage.

3️⃣ Squatter Shield: Notice of Occupancy & No‑Trespass 🚫🛏️
Public‑record document that announces no one can live in the property unless you also file a lease notice.

Deters freeloaders (they check records first) and gives judges instant evidence for fast eviction. ⚖️💨

4️⃣ How Busy Investors Can Implement This Today 🕒
Pull your deeds tonight—most county sites are free. 🔍

Sign up for free recording alerts if offered. 📧

File a Title Freeze at your next closing (budget $149).

Add an Occupancy Notice for vacant rentals, second homes, or seasonal properties. 🏡

5️⃣ Moat’s Onboarding—No 1‑800 Maze 🖊️✨
5‑min online application → live agent call → DocuSign video‑notary → Moat records the doc.

Flat fee, no monthly drips. Lift/re‑file whenever you refinance or sell.

🌟 Why Full‑Time & Part‑Time Investors Should Care
Protect Equity: One cheap filing beats months of costly litigation.

Fits Any Schedule: Curt perfected the system while clocking 40‑hour weeks—so can you.

Scale Safely: Whether you own one duplex or 100 units, title security keeps growth headache‑free.

🤝 Connect with Curt
✉️ Curt@MoatTitleSecurity.com | 🌐 MoatTitleSecurity.com

Ready to keep building—without worrying about fraudsters or squatters? Lock those titles, then get back to stacking doors and cash flow! 🏘️💰

Click On This Link For Our Free E-Book "An Introduction Into Apartment Syndication: https://moonlightcre.com/ebook_download/
Website: Moonlightcre.com
Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation
Click On The Link Below For More Information About Eric Lindsey:
https://linktr.ee/ericlindsey

Lane Kawaoka’s Journey: From Engineer to Syndicator

Lane Kawaoka began investing in real estate while working full-time as a civil engineer. Over time, he transitioned into full-time investing and found significant success in the syndication space. However, when interest rates surged and lending tightened, he had to make critical adjustments to his strategy.

Faced with higher borrowing costs, Lane paused new acquisitions, revisited every assumption, and pivoted from quick cosmetic rehabs to ground-up multifamily development 🏗️. By building units at approximately $150K and targeting exit values around $200K–$250K, he now benefits from wider margins and stronger downside protection.

🔍 Topics Covered

• Post-2008 insights: Lane noticed rental cash flow appeared more stable than stocks, motivating his first investment.
• Engineering mindset: He relied on spreadsheets, reserves, and strict underwriting assumptions to guide decisions.
• Rate-driven pivot: A 20–30% market price reset—triggered by rising rates—made old underwriting models obsolete, forcing him to adapt.

🚀 How to Scale Your Business While Working Full-Time

• Early tactics: Morning underwriting sessions, lender calls during lunch, and weekend property tours.
• Market shift: Lending tightened, with most lenders now topping out at 60% LTV, requiring investors to bring more equity.
• Positive signal: Deals with DSCR ≈ 2× are re-emerging, signaling healthier spreads and safer investments.

⚖️ Balancing Life, Family, a W-2 Job, and Real Estate

• Delegated day-to-day operations to property managers and virtual assistants, protecting family time.
• Batched site visits on weekends and scheduled business calls during work breaks.
• Built a 4–7 year investment pipeline to ensure consistent cash flow, even through market volatility.

🔑 Current Business Focus (2025): Strategic Growth

• Conservative underwriting: Accounts for increased debt costs and reduced leverage.
• Ground-up development: New construction provides greater control and longer asset life compared to 1970s rehabs.
• Selective diversification: Exploring mobile home parks, self-storage, and hotel conversions to balance portfolio risk.

⭐ Key Takeaways for Busy Professionals 💼

• Track DSCR opportunities: A 2× debt service coverage ratio isn’t required, but when you find it, it offers excellent protection.
• Expect lower leverage: In inflationary periods, plan for 60% LTV and secure extra equity in advance.
• Don’t force thin deals: If the numbers don’t work, pause. Waiting is better than locking into a weak investment.
• Think long term: Build a 4–7 year pipeline so one downturn doesn’t derail your strategy.
• Quit your job last, not first: Secure consistent cash flow before giving up a steady paycheck ⏳.

Click On This Link For Our Free E-Book "An Introduction Into Apartment Syndication: https://moonlightcre.com/ebook_download/
Website: Moonlightcre.com
Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation
Click On The Link Below For More Information About Eric Lindsey:
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Lane Kawaoka locked in his first Seattle rental in 2009 while working full-time as a civil engineer. By 2015 he’d assembled 11 professionally managed single-family homes. Yet each year brought the potential risk of having at least one eviction or a major mishap—flooded basement, fallen tree, you name it—that could wipe out months of profit. Realizing that more houses meant more exposure, he pivoted to large multifamily syndications for scalable growth. 🏠➡️🏢

🔍 Things Discussed
Early Influence & Real-Estate Spark ⚡
• Lane put 20 % down on a Seattle house and rented it while traveling for work.
• He expanded to Atlanta and Indianapolis for stronger returns due to cheaper prices than Seattle.
• He built an 11-home portfolio that proved rentals work—until risk outweighed reward.

Engineering Skills Applied 🏗️🎓
• He used project-management discipline for budgets, timelines, and reserves.
• He leveraged a W-2 salary and credibility for easier loans and a six-figure safety net.
• He executed a 1031 exchange to roll house equity into apartment deals.

How to Scale Your Business While Working Full-Time 🚀📈
• He closed six-plus apartment syndications before resigning.
• He took less demanding jobs to gain flexibility for more time to work on his real-estate business.
• He left the W-2 around 2018-19 once cash flow was secure.

⚖️ How Lane Balanced Life, Family, W-2 & Real Estate
• Early-morning underwriting before work, mid-day calls, weekend site visits—12–15-hour days.
• He used property managers and VAs to shield his family time.
• He underwrote large cash reserves into each business plan to keep surprise expenses from wrecking household finances.

🔑 Lane’s Current Business Focus Is: Strategic Growth in This Market (2025)
• He underwrites conservatively in today’s higher-interest-rate environment.
• He leads SimplePassiveCashflow.com and Ohana Mastermind to guide busy professionals into great real-estate opportunities.
• He is focusing on evaluating mobile-home parks, self-storage facilities, and buying hotels for diversification.

⭐ Key Takeaways & Advice for Busy Professionals That Want to Buy Real Estate 💰
Leverage Your Paycheck 🏦 – Stable income wins with lenders and cushions reserves.

Start Small, Learn Fast 🛠️ – One well-run house beats any seminar.

Recycle Equity 🔄 – Use 1031 exchanges to leap from houses to apartments.

Quit Your Job Last, Not First ⏳ – Ensure reliable cash flow before handing in your notice.

Click On This Link For Our Free E-Book "An Introduction Into Apartment Syndication: https://moonlightcre.com/ebook_download/
Website: Moonlightcre.com
Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation
Click On The Link Below For More Information About Eric Lindsey:
https://linktr.ee/ericlindsey

In this episode, Michael Kharlab walks us through how he balanced a full‑time IT career while launching his real estate business—structuring each deal as its own entity, raising $2 million in days, and even pivoting midstream from Denver multifamily to Florida self‑storage. 🤓🏢

Things Discussed:
Balancing W2 Income & Real Estate Hustle 🖥️🏠
• Steady Paycheck: Michael used his IT salary to qualify for bank financing and build credibility.
• After‑Hours Workflow: He carved out evenings and weekends for investor outreach and deal analysis.
• Batch Updates: Scheduled photo roundups and 15‑minute weekly calls kept investors in the loop without derailing his day job.

Project‑by‑Project Capital Raising 💼💸
• Dedicated LLCs: Each deal lives in its own entity so partners know exactly where their equity sits.
• Warm Investor List: A curated list of a few hundred contacts received concise memos—thesis, returns, equity need.
• Rapid Close: That system hit a $2 million raise in days, bypassing lengthy fund‑style approvals.

Deal Pivot & Key Transactions 🔄🏭
• Denver → Florida: When a Class A multifamily deal lost financing, Michael shifted into a self‑storage facility in Florida, broke ground in May, and underwrote 24 percent projected returns.
• Hotel Junior Debt: He financed a boutique hotel in Lake Placid, NY, helping the sponsor close, improve operations, and deliver solid profits.

Oversight & Time Management ⏱️🏗️
• Weekend Site Visits: Quick inspections over brunch kept his oversight hands‑on.
• Photo‑Based Updates: Investors received clear progress snapshots without micromanaging.
• Concise Calls: Short, structured check‑ins flagged issues before they became problems.

Key Takeaways & Advice ⭐💡
Vet Sponsors Thoroughly: Read all agreements and involve a lawyer to protect your capital.

Master One Strength: Focus on your core skill—capital raising—and say “no” to distractions.

Start as a Connector: Partner with seasoned sponsors, refer investors, and earn referral fees to build credibility.

Form Separate Entities: Maintain transparency and clean accounting with project‑specific LLCs.

Diversify with Real Estate: Leverage tax benefits and stability that smooth out traditional portfolios.

Click On This Link For Our Free E-Book "An Introduction Into Apartment Syndication: https://moonlightcre.com/ebook_download/
Website: Moonlightcre.com
Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation
Click On The Link Below For More Information About Eric Lindsey:
https://linktr.ee/ericlindsey

🏾 Are you working full-time but dreaming of owning real estate?

Want to grow wealth on the side while juggling a job or business?

In this episode, you’ll meet Michael Kharlab — co-founder of CFP Group — who built a real estate investing business while working 20 years in IT & telecom 💻📞.

He now helps 200+ investors grow their money passively. But it all started with one condo in Miami... and a willingness to get started.

🔑 How He Got Started (While Working Full-Time)
• 🏢 First deal: A post-2008 condo in Miami. No experience, just courage.
• ❌ Made mistakes early — but kept moving forward.
• 🤝 Partnered on a triplex and pulled equity to fund more deals.
• 📚 Took a Rich Dad course and got mentorship — that advice changed his focus forever.

👨🏾‍💻 How He Juggled IT and Real Estate
• 🕒 Worked full-time in corporate IT.
• 🏠 Bought nearly 20 rent-to-own properties — helped good earners with bad credit become homeowners.
• 💪🏾 Managed deals during nights, weekends, and lunch breaks.
• 🗣️ Started sharing what he was doing with coworkers… and they became his first investors!

💰 Transition to Capital Raising
• 💼 His mentor told him: “Pick one lane in real estate—don’t do it all.”
• 🎯 Michael chose capital raising.
• 🧑🏾‍💼 First investor came in 2014.
• 🚪 Quit his job in March 2017 after 2.5 years of steady growth.
• 🙅🏾‍♂️ No cold calls. No hype. Just trust and referrals.

📊 What His Business Looks Like Today
• 📈 CFP Group now has over 200 investors.
• 💸 They help raise $1M–$3M in equity for real estate deals.
• 🌎 Projects are done nationwide across various asset types.
• 📞 Michael stays hands-on with communication and deal review—no mass marketing, just relationships.

🏨 Recent Deal
• ✅ Michael recently exited a hotel deal.
• 🔁 He’s already working on acquiring the next one.
• 🏗️ His company is open to hotels, assisted living, development, and multifamily.

🧠 Who This Episode is For
• W2 professionals earning $100K+ 💼
• People 40+ wanting to retire early or diversify 📈
• Business owners like dentists, attorneys & consultants 🦷⚖️

💎 Big Takeaways
✅ You don’t need to quit your job to get into real estate.
✅ Use your job to qualify for financing & gain trust.
✅ Focus on one part of the deal and master it.
✅ Start with people who already know and trust you.
✅ Consistency pays off — Michael exited the 9–5 in 2.5 years.

👉🏾 Want to learn how to invest in real estate while keeping your full-time income?

Drop a 🔥 in the comments or DM me “REAL” to get started.

#MoonlightShow
#RealEstateWhileYouWork
#W2ToWealth
#PassiveIncomeJourney
#SideHustleMoves
#FinancialFreedomGame
#InvestOnTheSide

Click On This Link For Our Free E-Book "An Introduction Into Apartment Syndication: https://moonlightcre.com/ebook_download/
Website: Moonlightcre.com
Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation
Click On The Link Below For More Information About Eric Lindsey:
https://linktr.ee/ericlindsey

These show notes are perfect for both full-time investors and anyone juggling a job while buying and managing properties on the side. If you’re interested in building long-term wealth, boost cash flow, and keep more of your profits from the taxman, tune in to learn how. Brandon Burns is a senior leader in the 1031 exchange space, guiding investors through thousands of deals to help them make the most of their equity without getting walloped by capital gains taxes. 🏆

1️⃣ Brandon’s Background & Why 1031 Exchanges Rule
Brandon’s got a robust background in real estate tax, finance, and title, and he’s oversaw 4,000+ exchanges. He explains how 1031s let you swap properties of “like kind” and defer taxes so you can scale faster—whether you’re flipping houses full-time, steadily growing a rental portfolio, or working a 9-to-5 and investing on weekends. 💼

2️⃣ Key Tax-Saving Strategy

Deferred Taxes: Roll your capital gains into a new property instead of handing money over to Uncle Sam.

Flexibility: You can upgrade from a single-family home to a multifamily, or even jump into commercial, so long as it’s real property.

Legacy Building: Keep exchanging until you pass properties on to heirs, who often enjoy a step-up in basis. 🏠➡️🏢

3️⃣ Real-Life Example: The Coastal Fourplex
Brandon shares the story of a California fourplex owner who cashed out big-time and shifted $1.5 million (post–tax-free chunk) into Midwestern duplexes. This investor scored stronger monthly returns, expanded the portfolio, and never had to cut a giant check to the IRS. Talk about unlocking cash flow while steering clear of a tax hit! 🏡💰

4️⃣ Managing Your Deals—Full-Time or Part-Time

Proper Setup: Hire a Qualified Intermediary (QI) before you sell—once you touch those funds, the exchange is off.

Timing Matters: You’ll have 180 days to close on your new investment(s), so line up your next move efficiently.

Stay Strategic: Brandon recommends focusing on deals that boost your overall growth, whether you’re an everyday landlord or a large-scale operator.

5️⃣ Action Steps

Evaluate if your current property is maxed out on appreciation or not pulling its weight in cash flow.

Consider a 1031 exchange to upgrade or diversify.

Build a rock-solid team (broker, QI, attorney) to keep everything on track. 🤝

Final Takeaway
Brandon Burns proves 1031 exchanges can catapult both new and seasoned investors toward their financial goals—no matter if you’re all-in on real estate or balancing it with another career. With the right approach, you can continuously build wealth, defer taxes, and grow your empire over time. Grab this opportunity to learn the ins and outs of 1031 strategies and level up your real estate game! 🌟

Click On This Link For Our Free E-Book "An Introduction Into Apartment Syndication: https://moonlightcre.com/ebook_download/
Website: Moonlightcre.com
Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation
Click On The Link Below For More Information About Eric Lindsey:
https://linktr.ee/ericlindsey

In this episode, Bill Faeth explains how he balances a short-term rental education business with scaling his own real estate investments. He highlights a specific move: selling a $1.7 million property to free up $1 million in equity, then rolling it into a $2.95 million modern cabin in Whitefish, Montana.

From hosting 9–10 live events annually to converting a three-car garage into additional suites, Bill shows how you can create multiple income streams without abandoning your main gig. 🚀

Things Discussed
Early Influence & Real Estate Spark ⚡
Entry Point: Bill was already running a short-term rental education business. He used that experience to spot profitable deals.

Equity Play: By cashing out $1 million from a previous property, he unlocked the funds needed for a bigger purchase with better returns.

Short-Term Rental Education & Portfolio Building 🏠📊
Unique Amenities: The Whitefish cabin has a trout-stocked pond, a guest house, and space to build a 75×75 learning center for Bill’s events.

Financing Approach: He shops seven or more lenders—local banks, credit unions, and national players—presenting detailed financials that prove his rentals outperform average market comps.

Scaling While Running a Business 🚀💼
Focused Growth: By keeping each property under its own LLC and bank account, Bill stays organized despite a busy schedule.

Solid Leverage: After applying $1 million in equity, he carries a $1.95 million note, maintaining comfortable monthly obligations.

Appreciation & Cash Flow: Whitefish averages about 5.7% annual growth, so Bill benefits from nightly rental revenue and long-term property value gains.

Adding Extra Income Streams & Future Plans 💡🔮
Conversion Projects: Turning the garage into more guest suites boosts occupancy and revenue.

Destination Appeal: Close to a ski resort, Glacier National Park, and local attractions, this property stands out in the short-term rental market.

Ongoing Education: Bill continues hosting events, which can add another $1–$1.5 million a year in revenue from training programs and retreats. 🔥

Key Takeaways & Advice ⭐💰
Treat Each Property as Its Own Business: Separate LLCs, bank accounts, and QuickBooks keep finances clean.

Vet Lenders Thoroughly: Have your data ready—showing strong performance helps secure better rates.

Use Your Main Income Wisely: Whether it’s a job or another business, steady earnings can open doors to bigger real estate opportunities.

Think Beyond Basic Rental Income: Unique amenities and event spaces can multiply your cash flow potential.

Bill proves that even with a demanding business, you can score big real estate wins! 🔥✨

By leveraging equity, staying organized, and focusing on unique properties, you can turn your side hustle into serious wealth—without ditching your primary source of income. 🚀

Click On This Link For Our Free E-Book "An Introduction Into Apartment Syndication: https://moonlightcre.com/ebook_download/
Website: Moonlightcre.com
Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation
Click On The Link Below For More Information About Eric Lindsey:
https://linktr.ee/ericlindsey