Retiring Early from IT Employment Through Real Estate to Raising Capital for Real Estate Syndications with Michael Kharlab 💼🏘️

🏾 Are you working full-time but dreaming of owning real estate?

Want to grow wealth on the side while juggling a job or business?

In this episode, you’ll meet Michael Kharlab — co-founder of CFP Group — who built a real estate investing business while working 20 years in IT & telecom 💻📞.

He now helps 200+ investors grow their money passively. But it all started with one condo in Miami... and a willingness to get started.

🔑 How He Got Started (While Working Full-Time)
• 🏢 First deal: A post-2008 condo in Miami. No experience, just courage.
• ❌ Made mistakes early — but kept moving forward.
• 🤝 Partnered on a triplex and pulled equity to fund more deals.
• 📚 Took a Rich Dad course and got mentorship — that advice changed his focus forever.

👨🏾‍💻 How He Juggled IT and Real Estate
• 🕒 Worked full-time in corporate IT.
• 🏠 Bought nearly 20 rent-to-own properties — helped good earners with bad credit become homeowners.
• 💪🏾 Managed deals during nights, weekends, and lunch breaks.
• 🗣️ Started sharing what he was doing with coworkers… and they became his first investors!

💰 Transition to Capital Raising
• 💼 His mentor told him: “Pick one lane in real estate—don’t do it all.”
• 🎯 Michael chose capital raising.
• 🧑🏾‍💼 First investor came in 2014.
• 🚪 Quit his job in March 2017 after 2.5 years of steady growth.
• 🙅🏾‍♂️ No cold calls. No hype. Just trust and referrals.

📊 What His Business Looks Like Today
• 📈 CFP Group now has over 200 investors.
• 💸 They help raise $1M–$3M in equity for real estate deals.
• 🌎 Projects are done nationwide across various asset types.
• 📞 Michael stays hands-on with communication and deal review—no mass marketing, just relationships.

🏨 Recent Deal
• ✅ Michael recently exited a hotel deal.
• 🔁 He’s already working on acquiring the next one.
• 🏗️ His company is open to hotels, assisted living, development, and multifamily.

🧠 Who This Episode is For
• W2 professionals earning $100K+ 💼
• People 40+ wanting to retire early or diversify 📈
• Business owners like dentists, attorneys & consultants 🦷⚖️

💎 Big Takeaways
✅ You don’t need to quit your job to get into real estate.
✅ Use your job to qualify for financing & gain trust.
✅ Focus on one part of the deal and master it.
✅ Start with people who already know and trust you.
✅ Consistency pays off — Michael exited the 9–5 in 2.5 years.

👉🏾 Want to learn how to invest in real estate while keeping your full-time income?

Drop a 🔥 in the comments or DM me “REAL” to get started.

#MoonlightShow
#RealEstateWhileYouWork
#W2ToWealth
#PassiveIncomeJourney
#SideHustleMoves
#FinancialFreedomGame
#InvestOnTheSide

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