Cross River has spent nearly two decades building infrastructure for fintech innovators.

Hillel Olivestone joins Galileo to discuss how the bank moved beyond legacy systems to create its own core, enabling leadership across RTP, FedNow, and emerging digital asset use cases. He also shares insights on embedded finance, evolving client profiles, and maintaining strong regulator relationships in a changing environment.

Direct deposit is not flashy, but it changes the economics of an account overnight.

In this episode, Scott Weinert, co-founder and CTO of Atomic, shares how financial institutions are increasing profitability through seamless payroll connectivity, payment switching, and merchant integrations. He also discusses governance, transparency, and the responsibility fintechs carry when handling consumer permission data.

This conversation connects infrastructure decisions to real outcomes for banks, fintechs, and the people they serve.

Fintech started by serving customers traditional institutions overlooked. Today, it's driving the next wave of payment innovation.

In this episode, Christienne Genaro talks with Visa's Kevin Meggs about how the ecosystem has matured and where it's headed next. They discuss the rapid growth of BNPL, the launch of Visa Flex Credential, and how a single card can now move between debit and credit with a simple toggle inside apps like Klarna or Affirm.

They also break down what agent-driven commerce means for networks, merchants, and consumers, including how trust, authentication, and interoperability shape the future of transactions.

From sponsor bank partnerships to strategic investment decisions, this conversation offers a candid look at how Visa evaluates risk, innovation, and long-term growth.