Programmable Payments and the Rise of Agent Commerce With Visa

Fintech started by serving customers traditional institutions overlooked. Today, it's driving the next wave of payment innovation.

In this episode, Christienne Genaro talks with Visa's Kevin Meggs about how the ecosystem has matured and where it's headed next. They discuss the rapid growth of BNPL, the launch of Visa Flex Credential, and how a single card can now move between debit and credit with a simple toggle inside apps like Klarna or Affirm.

They also break down what agent-driven commerce means for networks, merchants, and consumers, including how trust, authentication, and interoperability shape the future of transactions.

From sponsor bank partnerships to strategic investment decisions, this conversation offers a candid look at how Visa evaluates risk, innovation, and long-term growth.