Wanna work with us? Schedule a call here: https://go.oncehub.com/bookacall

How to Structure Capital for a Successful Hard Money Lending Company - #321

The way you structure capital can make or break a hard money lending business.

In this episode of the Private Lenders Podcast, hosts Jason and Chris of Hard Money Bankers break down the most common capital structures used by private and hard money lenders — and the real pros and cons of each.

From brokering loans and institutional correspondent models, to bank credit lines and private capital from high-net-worth investors, this episode explains how each option impacts control, risk, scalability, and long-term sustainability.

If you're starting a hard money lending company or looking to restructure your capital stack, this episode will help you avoid costly mistakes and choose a model that fits your goals, risk tolerance, and personality.

• The differences between broker, correspondent, bank, and private capital models

• Why mixing too many capital structures can hurt profitability

• The risks of relying on institutional or bank capital

• How private capital creates control and long-term stability

• How to think about scaling responsibly as a hard money lender

✅ Please like, subscribe, and share! ✅

Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered.

✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com

✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070

✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com

FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles!

✅ Instagram: https://www.instagram.com/hardmoneymastermind/

✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind

Wanna work with us? Schedule a call here: https://go.oncehub.com/bookacall

The Exact Loan Documents We Use as Private Lenders

A bad loan document set can turn a good deal into a nightmare. In this episode of the Private Lenders Podcast, Jason from Hard Money Bankers breaks down the exact loan documents we use as private lenders—refined through funding 4,000+ loans since 2007.

You'll learn the purpose of core private lending documents, including the promissory note, mortgage vs. deed of trust, personal guarantees, assignments of rents, entity resolutions, and supporting docs used in real-world lending. Jason also explains why the Closing Instructions Letter is one of the most important documents in any loan file and how proper title review and attorney involvement protect lenders from costly mistakes.

This episode is a must-watch for private lenders, hard money lenders, and real estate investors who want to protect their capital and avoid preventable losses.

✅ Please like, subscribe, and share! ✅

Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered.

✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com

✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070

✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com

FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles!

✅ Instagram: https://www.instagram.com/hardmoneymastermind/

✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind

Wanna work with us? Schedule a call here: https://go.oncehub.com/bookacall

The Team You Need at $5M, $15M, and $25M+ (Most Get This Wrong) - #320

What does the right team actually look like as your private lending business grows? 🤔
In this episode of the Private Lenders Podcast, Chris and Jason break down the exact team structure private and hard money lenders need at key portfolio milestones — $5M, $15M, and $25M+ outstanding — and why so many lenders get this wrong.

If you've ever asked:

• Who should my first hire be?

• When do I need loan servicing software?

• What roles should owners vs. employees handle?

• How do I scale without bloating overhead?

…this episode is a must-listen.

• How to structure your team at $0–$5M, $6M–$15M, and $25M+ portfolios

• The difference between front-end vs. back-end roles (and why clarity matters)

• When to hire a loan processor, controller, or portfolio manager

• Why owners should not be doing loan servicing keystrokes

• When to implement loan servicing software (hint: sooner than you think)

• How a lean team can scale from $25M to $50M+ without major overhead increases

• Additional roles to consider at scale: inspectors, business development, and marketing

Chris and Jason also share real-world lessons from growing a portfolio from the ground up — including mistakes, efficiencies gained over time, and how the right systems make growth easier, not harder.

✅ Please like, subscribe, and share! ✅

Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered.

✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com

✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070

✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com

FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles!

✅ Instagram: https://www.instagram.com/hardmoneymastermind/

✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind