Start Late, Finish Rich

A No-Fail Plan for Achieving Financial Freedom at Any Age

De: David Bach

Narrado por: David Bach

David Bach has a plan to help you live and finish rich—no matter where you start

So you feel like you’ve started late?

You are not alone.

What if I told you that right now as you flip through this book, 70% of the people in the store with you are living paycheck to paycheck?

What if I told you that the man browsing the aisle to your left owes more than $8,000 in credit card debt? And the woman on your right has less than $1,000 in savings?

See? You’re really not alone.

Unfortunately, the vast majority of people who’ve saved too little and borrowed too much will never catch up financially. Why? Because they don’t know how.

You can start late and finish rich—but you need a plan.

This book contains the plan. It’s inspiring, easy to follow, and is based on proven financial principles. Building a secure financial future for yourself isn’t something you can do overnight. It will take time and it will take work. But you can do it.

I know. I’ve helped millions of people get their financial lives together—and I can help you. Spend a few hours with me—and let me challenge you. Give me a chance to become your coach.

Just because you started late doesn’t mean you are doomed to an uncertain future. Whether you’re in your thirties, forties, fifties, or beyond, there is still time to turn things around. It’s never too late to live and finish rich. All it takes is the decision to start.


—David Bach

Is it too late for me to get rich?

Over and over, people share their fears with David Bach, America’s leading money coach and the number-one national best-selling author of The Automatic Millionaire. “If only I had started saving when I was younger!” they say. “Is there any hope for me?”

There IS hope, and help is here at last!

In Start Late, Finish Rich, David Bach takes the “Finish Rich” wisdom that has already helped millions of people and tailors it specifically to all of us who forgot to save, procrastinated, or got sidetracked by life’s unexpected challenges.

Whether you are in your thirties, forties, fifties, or even older, Bach shows that you really can start late and still live and finish rich – and you can get your plan in place fast. In a motivating, swift read you learn how to ramp up the road to financial security with the principles of spend less, save more, make more – and most important, LIVE MORE. And he gives you the time tested plan to do it.

The Start Late, Finish Rich promise is bold and clear:

Even if you are buried in debt – there is still hope.

You can get rich in real estate – by starting small.

Find your “Latte Factor” – and turbo charge it to save money you didn’t know you had.

You can start a business on the side – while you keep your old job and continue earning a paycheck.

You can spend less, save more and make more – and it doesn’t have to hurt.

David Bach gives you step-by-step instructions, worksheets, phone numbers and website addresses --everything you need to put your Start Late plan into place right away. And he shares the stories of ordinary Americans who have turned their lives around, at thirty, forty, fifty, even sixty years of age, and are now financially free. They did it, and now it’s your turn. With David Bach at your side, it’s never too late to change your financial destiny. It’s never too late to live your dreams. It’s never too late to be free.©2005 David Bach; (P)2005 Random House, Inc. Random House Audio, a division of Random House, Inc.

Reseñas de la Crítica

“Here is one good source to help you realize that there are options and it is possible to create life the way you want it, financially speaking. . . . [Bach’s] work looks at many fine details and provides research backed up with actionable ideas. ” – Times-Colonist

“David Bach tackles head-on the common complaint for far too many complacent Canadians that they can’t help themselves financially or it is too late to do so. Bach’s practical messages with proven financial principles to help oneself are doable. . . . It’s never too late. Bach can help those who are motivated to help themselves.” –Canadian MoneySaver

This is a Must read

Loved this book! Thank you for sharing your wisdom. EVERYONE in their 40's & 50's should read this

Good but overpriced,

this is another by real estate book in a condensed format without the hype of the infomercials. If you've read Dave Ramsey on how to make money in property then you already have everything this book offers.

Do yourself a favor and buy it if you are just starting to save and invest!

I bought the actual book, but I didn’t have time to finish it , but I found it good enough to finish it then I purchased the audiobook and listened to it while cleaning out the garage. I don’t know why but there is something about David Bach’s voice that shows he really cares. I love it when the authors read their own book. When the author reads it the passion comes out through the author much more than a narrator’s voice. I understand why people say this book is not for people who have already started saving and investing in 401ks and real estate. This book is for the beginner to investing and real estate. To be honest, the information ( even in the book) is a bit outdated because it was written before the Great Recession and before the gig freelance economy of air Bnb and Uber, but I think he asks the reader some fundamental questions that still hold true such as whether or not they really would hire their own self and whether or not they are really enjoying their work and if not how to change that. I did the mistake of following A different financial guru and paid off my debt first. I felt like I was stuck in bottomless pit mentally for 4 years. What I should have done is listen to Bach’ s advice instead. I would have Made my 403b ( teachers and preachers version of a 401k ) automatic which would have forced me to reduce spending. I would have had a nest egg at least and I’m pretty sure that would have excited me much much more. I am optimistic after listening to this. Thank you David Bach!

The best book I have ever read!

David Bach is a great speaker and writer. He unlocked parts of my mindset I thought could never be opened. You gotta read this.

Financial Reference Book

I love David Bach books are so simple to listen to but profound. I’ve read Start late, Finish Rich over 10 times. The information hits home for me so i use the text for the ultimate financial resource throughout the year.