Laws & Regulations: Financial Education Is Your Best Investment

Practical Glossary of Regulations for Banks, Brokers, and Investment Companies, Commercial & Corporate Law

De: Thomas Herold

Narrado por: William Bahl

Important Financial Laws and Regulations You Should Know

Financial laws and rules govern what financial institutions such as banks, brokers, and investment companies can do. These rules are generally put into effect by government regulators or international groups to protect investors, maintain orderly markets, and promote financial stability.

After the 2008 financial crisis, governments across the world were empowered to push for financial reforms designed to provide greater transparency of transactions and reduce risk, in order to make financial systems more stable and better regulated and to make global markets safer.

This financial laws and regulations guide helps you understand:

• Banking and Financial Regulation
• Commercial and Corporate Law
• The Federal Deposit Insurance Corporation
• National Credit Union Administration
• Securities and Exchange Commission
• Commodity Futures Trading Commission
• Federal Housing Finance Agency
• Consumer Financial Protection Bureau

The financial laws & regulation glossary compiles a list of 140 most common terms you’re likely to encounter in alphabetical order. Every law and regulation is explained in detail, with clear and concise article style description and practical examples.

Knowing financial law is crucial to appreciating the creation and formation of banking and financial regulation, as well as the legal framework for finance generally. Understanding the legal implications of transactions and structures such as an indemnity, or overdraft is crucial to appreciating their effect in financial transactions.

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

©2019 Thomas Herold (P)2020 Thomas Herold

Great book on redlining history

Very helpful for our everyday living and life hacks.. thumbs up for me. I would take this course again...

In depth yet easy to comprehend

In 2013, there were only 936 Savings and Loans, according to the FDIC. The agency supervised almost half of them. Today, S&Ls are like any other bank, thanks to the FIRREA bailout of the 1980s. Most S&Ls that remain can offer banking services similar to other commercial banks, including checking and savings accounts.

a Surprise Gem

I love Herold's courses! He breaks the subject down into small bites that are easy to consume. I've added in my audible library for a few more of his courses and am excited to learn more!

Incredible method

Commercial banks are the most common financial institutions in the United States, with total financial assets of about $13.5 trillion (85 percent of the total assets of the banking institutions).

A lot better than expected

I totally enjoyed the course. I feel that it will be helpful going forward in my life. I feel that Thomas Herold broke the law and regulations down into something that can be easily understood. It's a great course.

Well Written and Informative

Readable and detailed concurrently. Provides and excellent foundation on the broad sweep of financial regulation. Leaves no topic unexplored. Really good consumer protection law section too.

Buy this BOOK!!! please!!!!

I've heard about "The Secret" couple years back, but never really had the time to learn about it comprehensively. This course from Thomas Herold explains everything you need to know about financial laws and regulations and how to manifest it. I've learnt so much from this course, and I believe anyone who wants to learn about The financial laws and regulations would certainly benefit from this course.

Be knowledgeable

This is really good book for those (especially international students) who want to learn US financial law. Great insight! good explanation! and most of all unbelievable summarization of complicated matters! I love it!

The title spoke to the content.

The course is presented very clearly, with some repetition to solidify learning and emphasize concepts. The instructor is motivating, knowledgeable, and provides examples and metaphors to assist in "getting the point." I was a little disappointed by how some of the lessons only had content for part of the time allotted. Also, some additional visual aids and/or worksheets would probably be really helpful. Great course overall!

Written by an expert!

This Book 15 of The Financial IQ Series once again offers an in-depth review of market conditions and insolvency case developments in key countries. A debt of gratitude is owed to the outstanding professionals around the world who have dedicated their time and talents to this book. As always, their contributions reflect diverse viewpoints and approaches, which in turn reflect the diversity of their respective national commercial cultures and laws.

Consumer choice for financial products and services is proliferating across global markets. The ability to reach consumers at any time on their mobile phones, tablets or other devices has helped attract substantial capital investment in consumer financial services. After the 2008 financial crisis, governments across the world were empowered to push for financial reforms designed to provide greater transparency of transactions and reduce risk, in order to make financial systems more stable and better regulated and to make global markets safer. This survey of consumer finance law describes the legal and regulatory approaches taken in the jurisdictions covered. Each chapter addresses the key characteristics of, and current climate within, a particular jurisdiction. Although payments, lending and deposits are the focus of this survey, other financial products and services are discussed where relevant. The purpose of this inaugural edition of Financial Laws and Regulations is to provide securitisation attorneys, borrowers, lenders and other market participants with insight into a sample of structural frameworks and regulatory issues surrounding the industry in a broad array of jurisdictions. This edition is not intended to be a comprehensive overview of securitisation regulation and structures in every jurisdiction, but rather to provide a frame of reference for, and a comparison of, the various structural features available and the regulatory considerations necessary in securitising assets globally.

It is the only book in this field that explains clearly everything about financial and banking regulation. Also written by prominent legal scholars makes it easier to understand for lawyers.