My Money My Way

Taking Back Control of Your Financial Life

By: Kumiko Love

Narrated by: Kumiko Love

Length: 6 hrs and 43 mins

Publisher's summary

Barnes and Nobles’ 2022 List of “Best Books that Help!"

Does fear and insecurity keep you from looking at your bank account? Is your financial anxiety holding you captive?

You don’t have to stress about money anymore. YOU can take back control.

As a newly divorced single mom making $24,000 per year and facing down $77,000 in debt, Kumiko Love worried constantly about money. She saw what other moms had—vacations, birthday parties, a house full of furniture—and felt ashamed that she and her son lived in a small apartment and ate dinner on the floor. Worse, when her feelings began to exhaust her, she binge-shopped, reasoning that she’d feel better after a trip to the mall.

On the day she needed to pay for a McDonald’s ice cream cone without her credit card, she had an epiphany: Money is not the problem. Self-Doubt is the problem. Shame is the problem. Guilt is the problem. Society’s expectations for her are the problem. She is the solution.

Once she reversed the negative thinking patterns pushing her toward decisions that didn’t serve her values or goals, her financial plan wrote itself. Now, she’s not only living debt-free in her dream home, which she paid for in cash, but she has spread her teachings around the world and helped countless women envision better lives for themselves and their families.

Now, building on the lessons she’s taught millions as the founder of The Budget Mom, she shares a step by step plan for taking control back over your financial life—regardless of your level of income or your credit card balance. Through stories from navigating divorce to helping clients thrive through recessions, depression, eviction, layoffs and so much more, you will learn foundational practices such as:

• How to use your emotions to your financial advantage, instead of letting them control you
• How to create a budget based on your real life, not a life of self-denial
• How to create a motivating debt pay-off plan that makes you excited about your future, instead of fearing it

My Money My Way will give you the tools to align your emotional health with your financial health—to let go of deprivation and embrace desire. Love’s paradigm-shifting system will teach you how to honor your unique personal values, driving emotions, and particular needs so that you can stop worrying about money and start living a financially fulfilled life.

©2022 Kumiko Love (P)2022 Penguin Audio

Critic reviews

"The Budget Mom is a fantastic resource for anyone looking to improve their relationship with money. Miko gives you the tools to actually change how you manage and understand your finances, and her work is consistently inspiring and motivating to follow. I'm a huge fan!"—Chelsea Fagan, cofounder of The Financial Diet

"It’s no surprise that millions of people flock to Kumiko Love for her financial advice. She’s able to do the impossible: teach others about money in a non-judgemental, down-to-earth way while also making concepts like budgeting and debt-repayment exciting and fun. And Kumiko’s new book My Money My Way will leave you feeling even more prepared to transform your financial life. I know what book just garnered a top spot on my book recommendations list!"—Jessica Moorhouse, speaker, money expert, and host of More Money Podcast

"No shame. No condescension. Just real, practical money talk from a woman who lives it. Kumiko reminds us that our money struggles and mistakes are not a reflection of who we are or what we can achieve. And her tools and strategies offer an easy-to-follow framework for using money to build a lifestyle you love."—Stefanie O'Connell Rodriguez, personal finance expert and host of Money Confidential

Very helpful

The way Kamiko explains step by step in detail her budgeting strategy is not only very helpful but does make sense why other budgeting techniques don't really work. or at least not for everybody.

Money with compassion

Loved this take on Finances, finding the root of your spending habits and fueling your dreams. what a beautiful way to look at money.

Love it! Very different

So far loving this book! It gets to the root of things and inspires me, and gets into the numbers.

Saving happily

Great Book! Teaches you about savings, investments and in what order is best to do them in. I will definitely be taking this advice.

A light at the end of the tunnel

Everything you need to know if your finance journey is making you feel free. Easy to read without making you overwhelmed.

Realistic and Hopeful

Enjoyed listening to this book. It layered in practical and useful ways to own your own budget. Appreciate how the author talked about the role of emotions in budget making and tackling and conquering debt.

love it

going to get a hard copy, to refer back to during this budgeting journey and hope to share it with family and friends.

Great for a beginner!

I have already recommended this book to 5 friends. Miko explains the overwhelming world of money and budgets in a way that feels like you are sitting with a friend. I do recommend speeding up the reading to 1.5x

Amazing Book!

I’ve been following Miko for a few years and after reading her book I finally decided to get my finances in order because of her…THANK YOU! This book is amazing & inspirational! A must read/listen!

Great book for your finances

The author makes all the information easily digestible so you can implement into your financial journey.