Personal Financial Planning

This book grew out of a series of letters to my daughter concerning various things - mostly about money and investing - she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical.

Are you tired of spinning your wheels following financial advice that leaves you feeling broker than before? Are you pulling your hair out trying to follow the complicated instructions offered by the gurus? In The Black Girl's Guide to Financial Freedom, Paris Woods takes the guesswork out of wealth-building and presents a plan that anyone can follow. This audiobook is perfect for Black women of any age, including young professionals just starting to set financial goals and mid-career women who are tired of following the same old rules.

In Psychology of Financial Planning: The Practitioner's Guide to Money and Behavior, distinguished authors Drs. Brad Klontz, CFP, Charles Chaffin, and Ted Klontz deliver a comprehensive overview of the psychological factors that impact the financial planning client. Designed for both professional and academic audiences, Psychology of Financial Planning is written for those with thirty years in practice as well as those just beginning their journey.

From an entrepreneur and investor, an inspiring, easy-to-follow guide to pinpointing, understanding, and improving your financial standing. Expert Roger James Hamilton has designed nine steps in an accessible color-coded manner that ranges from red (barely living paycheck-to-paycheck) all the...

Do you know if you have enough? Do you know how much is enough? If you can't answer these questions, Master Your Money is for you. In this book, Ron Blue extracts principles from God's word and applies them to your financial portfolio. Ron's professional experience in financial planning will ease your anxieties over money and be an asset to you and your family for generations to come. Learn the tools and techniques you need to move forward toward true financial freedom.

Many feel uncertain about how to plan for a fulfilling and financially secure retirement—but with the right guidance, it becomes much simpler. Whether you're just starting or feel behind, Retirement Financial Planning is your practical, no-fluff guide to building wealth, managing lifestyle changes, and ensuring your money lasts throughout your golden years.

You've spent 2,000 hours studying math since first grade. You can calculate the area of a rectangle, but do you know how a credit card actually works? How to invest in the stock market? Or why some people earn six figures while others struggle to pay bills? Imagine graduating college with $42,367 in debt, no job prospects, and realizing you don't even like the field you studied. This nightmare is reality for millions, but it doesn't have to be yours. This book delivers the financial education schools ignore, transforming money and career concepts into clear, actionable strategies anyone can...

Those are certainly key components, but in Financial Planning Made Personal, Larry Sprung stresses the importance of focusing on joy first, money second. He explains the benefits of focusing first on whatever brings you joy in life, and then on using your money and other assets to manifest that joy.

Whenever I tell people about my job as a financial advisor, the conversation inevitably turns to how hopeless they feel when it comes to dealing with money. More than once they've begged, "Just tell me what to do." It's no surprise that even my most successful friends feel confused or paralyzed. Even if they have a shelfful of personal finance books, they don't have time to make sense of all the information available.

The Bogleheads are back - with retirement planning advice for those who need it! Whatever your current financial situation, you must continue to strive for a viable retirement plan by finding the most effective ways to save, the best accounts to save in, and the right amount to save, as well as understanding how to insure against setbacks and handle the uncertainties of a shaky economy. Fortunately, the Bogleheads, a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, are here to help.

Unlock the secrets to financial freedom with "How to Build Seven Streams of Income: Achieving Financial Freedom Through Multiple Income Streams." Whether you’re stuck in a 9-to-5 grind, dreaming of financial independence, or simply want to secure your financial future, this book is your ultimate guide to creating wealth through diverse income streams. Imagine a life where money works for you, not the other way around. This isn't just another finance book; it's a blueprint for financial success. Dive into the wisdom of seasoned investors, successful entrepreneurs, and finance gurus who ...

In TRACK SMART, LIVE BIG: Essential Financial Tracking Tools for a Purposeful Life, Timofey Nedyalko shares his personal journey toward financial mastery, offering readers a roadmap to unlock their greatest life potential. Through heartfelt storytelling, step-by-step guidance, and essential tools, Timofey demonstrates the transformative power of organized finances. By emphasizing the significance of financial control and providing actionable insights into mastering financial reports, tracking transactions, and evaluating one's overall financial standing, this book becomes an indispensable ...

Author's note: This book was last updated in 2018 and covers a primary investment period from 1992 to 2006. Thus, while the concepts in this book are still valid, it is beginning to show its age as the years pass since our retirement in 2006. What makes this book different from all the other books out there on early retirement? We think it's the amount of personal financial detail we provide. We don’t hold back! You can use this information as a kind of financial yardstick to measure what is possible in your own life. We retired from full-time work at the age of 43. In this book we share ...

How to Control Expenses and Save Money is a complete guide to achieving financial freedom through awareness, planning, and discipline. In this easy-to-understand and motivating book, M. K. Devidasan explains how modern lifestyles, digital temptations, and emotional spending have turned saving into a challenge — and how to regain control. You’ll learn: How to track and reduce daily expenses without stress How to distinguish between needs and wants How to create and follow a personal budget How to avoid debt and live within your means How to build an emergency fund for unexpected ...

Are you willing to invest your time and energy in a disciplined protocol of record keeping intended to relieve you of not knowing your financial status? There is a distinct need for persons to learn about personal financial management. The majority of the population is ineffectively dealing with finances because they may lack financial literacy skills. You may be in the group. Are you: - deep in credit card debt? - using credit card debt to finance daily living? - purchasing not-needed items? - feeding your materialistic desires? - not knowing how to stop your poor patterns and habits? - ...

Through her phenomenally popular and award-winning podcast, She’s on the Money, Victoria Devine has built an empowered and supportive community of women finding their way to financial freedom. Honest, relatable, non-judgemental and motivating, Victoria is a financial adviser who knows what millennial life is really like and where we can get stuck with money stuff. (Did someone say ‘Afterpay’?) So, to help you hit your money goals without skimping on brunch, she’s put all her expert advice into this accessible guide that will set you up for a healthy and happy future.

🌟 Early Retirement Strategies & Planning Guide The Proven Steps to Financial Freedom & a Secure Future 😩 Working hard but still not free? You’ve followed the plan—steady job, savings, long hours—but real peace and freedom still feel out of reach. The dream of early retirement and financial independence seems distant and the thought of working another 10, 20, or 30 years feels unbearable. 💡 Here’s the truth: Freedom isn’t something you wait for—it’s something you create. This powerful early retirement planning guide gives you a proven blueprint to build lasting wealth,...

The only thing between most people and more money is knowledge. If you don’t have money, it’s because you don’t understand money. If you don’t understand money, then learn how to understand it. Simple You are so lucky to have made your way to this book. I am going to give you the simple step-by-step recipe for transforming your life by creating wealth and achieving financial freedom. It’s also about hard work. And the more hard work you do the luckier you get. This book is for a number of different audiences. It’s for young adults; twenty and thirty-somethings that are making ...

The instant NEW YORK TIMES BESTSELLER WALL STREET JOURNAL BESTSELLER PUBLISHERS WEEKLY BESTSELLER USA TODAY BESTSELLER #1 PERSONAL FINANCE EXPERT Revised & updated for 2025 THE PATH TO YOUR ULTIMATE RETIREMENT STARTS RIGHT HERE! Retirement today is more complex than ever before. It is most...

Achieve a worry-free retirement, simplify your planning journey, and maximize the enjoyment of your golden years, even without financial expertise! Have you reached the point where retirement looms large on the horizon, yet the thought of financial instability keeps you awake at night? Financial Planning for Retirement Made Easy simplifies retirement planning and eases financial anxieties.