Personal Financial Planning

This book grew out of a series of letters to my daughter concerning various things - mostly about money and investing - she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical.

From an entrepreneur and investor, an inspiring, easy-to-follow guide to pinpointing, understanding, and improving your financial standing. Expert Roger James Hamilton has designed nine steps in an accessible color-coded manner that ranges from red (barely living paycheck-to-paycheck) all the...

In Psychology of Financial Planning: The Practitioner's Guide to Money and Behavior, distinguished authors Drs. Brad Klontz, CFP, Charles Chaffin, and Ted Klontz deliver a comprehensive overview of the psychological factors that impact the financial planning client. Designed for both professional and academic audiences, Psychology of Financial Planning is written for those with thirty years in practice as well as those just beginning their journey.

Are you tired of spinning your wheels following financial advice that leaves you feeling broker than before? Are you pulling your hair out trying to follow the complicated instructions offered by the gurus? In The Black Girl's Guide to Financial Freedom, Paris Woods takes the guesswork out of wealth-building and presents a plan that anyone can follow. This audiobook is perfect for Black women of any age, including young professionals just starting to set financial goals and mid-career women who are tired of following the same old rules.

Do you know if you have enough? Do you know how much is enough? If you can't answer these questions, Master Your Money is for you. In this book, Ron Blue extracts principles from God's word and applies them to your financial portfolio. Ron's professional experience in financial planning will ease your anxieties over money and be an asset to you and your family for generations to come. Learn the tools and techniques you need to move forward toward true financial freedom.

2026 Global Book Award Gold Medal Winner - (Business & Money) "A practical, compassionate, and energizing blueprint for anyone who thinks they've started too late.” Sam Dogen, Financial Samurai Are you in your 40s, 50s, or beyond, feeling like retirement is an impossible dream? Have life's curveballs—career shifts, family demands, health crises, or divorce—left you feeling behind financially and overwhelmed by jargon and outdated advice? You're not alone. Award-winning bestselling author Tim Wells knows this panic. At 45, despite a successful tech career, his finances were stalled. He...

You've spent 2,000 hours studying math since first grade. You can calculate the area of a rectangle, but do you know how a credit card actually works? How to invest in the stock market? Or why some people earn six figures while others struggle to pay bills? Imagine graduating college with $42,367 in debt, no job prospects, and realizing you don't even like the field you studied. This nightmare is reality for millions, but it doesn't have to be yours. This book delivers the financial education schools ignore, transforming money and career concepts into clear, actionable strategies anyone can...

The only thing between most people and more money is knowledge. If you don’t have money, it’s because you don’t understand money. If you don’t understand money, then learn how to understand it. Simple You are so lucky to have made your way to this book. I am going to give you the simple step-by-step recipe for transforming your life by creating wealth and achieving financial freedom. It’s also about hard work. And the more hard work you do the luckier you get. This book is for a number of different audiences. It’s for young adults; twenty and thirty-somethings that are making ...

Whenever I tell people about my job as a financial advisor, the conversation inevitably turns to how hopeless they feel when it comes to dealing with money. More than once they've begged, "Just tell me what to do." It's no surprise that even my most successful friends feel confused or paralyzed. Even if they have a shelfful of personal finance books, they don't have time to make sense of all the information available.

The concept of using storytelling in personal and business applications is not new. The idea of using stories in our daily lives is embedded into the human condition. People are instinctively drawn to hearing stories and telling stories. This is certainly not the first book on storytelling or even the first book on storytelling in business and other situations. However, many of the books on storytelling concentrate on making the case for using stories in business and everyday situations. As the title implies, this book takes a more practical approach to storytelling. The book focuses on the...

Are you drowning in debt with no idea how you’ll ever break free? You’re not alone—but you don’t have to stay stuck. Every day feels like a battle—robbing Peter to pay Paul, dodging phone calls from collectors, and lying awake at night wondering how it got this bad. You try to budget, try to save, but the weight of debt crushes every effort. It’s exhausting, discouraging, and at times—completely overwhelming. Financial Freedom 101 is your way out. This book isn’t filled with fluff, gimmicks, or unrealistic get-rich-quick schemes. It’s a clear, practical, and proven guide ...

If you’re tired of that same-old, same-old investing strategy that just doesn’t seem to work anymore, A Better Financial Plan: Significantly Improve Your Finances Without the Help of Wall Street is the book for you. Dean Vagnozzi takes a new look at the way people handle retirement: making your money work for you, rather than tucking it away where you can’t access it until old age.

Many feel uncertain about how to plan for a fulfilling and financially secure retirement—but with the right guidance, it becomes much simpler. Whether you're just starting or feel behind, Retirement Financial Planning is your practical, no-fluff guide to building wealth, managing lifestyle changes, and ensuring your money lasts throughout your golden years.

Unlock the secrets to financial freedom with "How to Build Seven Streams of Income: Achieving Financial Freedom Through Multiple Income Streams." Whether you’re stuck in a 9-to-5 grind, dreaming of financial independence, or simply want to secure your financial future, this book is your ultimate guide to creating wealth through diverse income streams. Imagine a life where money works for you, not the other way around. This isn't just another finance book; it's a blueprint for financial success. Dive into the wisdom of seasoned investors, successful entrepreneurs, and finance gurus who ...

Those are certainly key components, but in Financial Planning Made Personal, Larry Sprung stresses the importance of focusing on joy first, money second. He explains the benefits of focusing first on whatever brings you joy in life, and then on using your money and other assets to manifest that joy.

Life is unpredictable, but financial insecurity does not have to be. How to Plan Financial Security is a practical, thoughtful guide that helps individuals and families prepare for life’s uncertainties with clarity, discipline, and confidence. This book goes beyond earning and saving money—it focuses on protection, continuity, and dignity. Covering every essential aspect of financial security, the book explains how to build emergency funds, choose the right insurance, plan for children’s education and marriage, manage loans, prepare for retirement, handle taxes efficiently, organize ...

Money issues are a frequent source of conflict in any marriage. But blended families are a monetary minefield. Debts, bills, and child support payments from previous relationships often influence the finances of a blended family. And planning for college expenses, retirement, and inheritance gets even more complicated in stepfamilies.

Author's note: This book was last updated in 2018 and covers a primary investment period from 1992 to 2006. Thus, while the concepts in this book are still valid, it is beginning to show its age as the years pass since our retirement in 2006. What makes this book different from all the other books out there on early retirement? We think it's the amount of personal financial detail we provide. We don’t hold back! You can use this information as a kind of financial yardstick to measure what is possible in your own life. We retired from full-time work at the age of 43. In this book we share ...

The instant NEW YORK TIMES BESTSELLER WALL STREET JOURNAL BESTSELLER PUBLISHERS WEEKLY BESTSELLER USA TODAY BESTSELLER #1 PERSONAL FINANCE EXPERT Revised & updated for 2025 THE PATH TO YOUR ULTIMATE RETIREMENT STARTS RIGHT HERE! Retirement today is more complex than ever before. It is most...

A financial plan is a comprehensive evaluation of an investor's current and future financial state. When we have a financial plan, we can start to initiate procedures and strategies laid out in the plan to accomplish our objectives. Find out how to make a financial strategy that covers everything from protecting your short-term investments to saving for your retirement.