American Credit

This isn’t a manifesto. It’s a dissection. “The Big Beautiful Bill” tears into the 900-page federal law that was sold to the public as reform—but operates more like entrenchment. It rewrites eligibility, compresses benefits, and cements enforcement without ever admitting who it helps and who it buries. With the precision of a surgeon and the bluntness of a veteran policy analyst who’s seen this game before, this book walks through the full scope of the law’s reach—SNAP, Medicaid, taxes, immigration, energy, education—no section left unscrutinized. There’s no fluff here. ...

The Sandy Weill story is truly one for the ages. Starting with $30,000 in borrowed cash in 1960, and relying on uncanny entrepreneurial instincts in the corporate world, he made himself a billionaire and became one of the most powerful bankers in the world. After rising to become the president of American Express, Weill saw his empire crash and burn. Undaunted, he started over and eventually became CEO and then chairman of Citigroup.

The Credit Trap: How Credit Agencies, Banks, and a Complicit System Exploit the American Dream Are you tired of feeling trapped in a financial system rigged against you? The Credit Trap exposes the shocking truth about the collusion between credit reporting agencies, banks, and government policies that perpetuate inequality and keep America’s middle class and poor in a cycle of debt and despair. In this groundbreaking, authoritative book, Dr. Benoit Tano unravels the hidden mechanisms that allow credit agencies to snoop on your private financial life and use your data to enrich themselves...

No margin--no mission! What does it take to bring financial justice to communities of color? Cliff Rosenthal, shaped by the movements of the 1960s, fought for decades against government indifference and systemic bias finally seeing change come after the death of George Floyd. Michael McCray, a renowned whistle-blower, led an unprecedented court challenge to the unjust federal termination of his fraternity's Kappa Alpha Psi Federal Credit Union.

If you are currently a new immigrant to the United States, a foreign exchange student, or another noncitizen, you may be in search of credit cards without using a social security number (SSN) requirements. While these unique credit cards aren’t widely available, however, they do exist. They can allow you to spend easily, establish a credit profile, earn rewards, enjoy several other perks and protect you against fraud. Let’s dive deeper into some credit cards without Social Security number requirements that are sure to make your financial life easier.

Plastic surgery has become the answer for many Americans, and in American Plastic sociologist Laurie Essig explores how we arrived at this particular solution. Over the last decade there has been a 465 percent increase in cosmetic work, and we now spend over $12 billion annually on procedures like liposuction, face-lifts, tummy tucks, and boob jobs.