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A coin in the coffer, a soul released—Tetzel’s famous pitch turned grace into a marketplace. We go straight to the fault line it exposed and still exposes: are we justified by faith plus works, or by faith that works? Walking from the medieval penance and indulgence economy to Wittenberg’s doors, we set the historical stage for a sharper reading of Scripture and then open Romans 3 and James 2 side by side.

We make a crucial distinction that unlocks the tension. Paul speaks to the courtroom of God: justification by faith apart from works silences pride and rests in Christ’s imputed righteousness. James speaks to the watching world: a claim of faith that never feeds the hungry or alters a life is dead on arrival. Before God, faith alone saves. Before people, works alone show that faith is real. Think of it like a newborn’s cry—it doesn’t create life; it proves life exists. That’s how visible obedience functions in authentic Christianity.

Along the way, we revisit Luther’s conversion in Romans, the 95 Theses amplified by the printing press, and the abuses of selling indulgences and venerating relics. Then we hold a steady course through Scripture: the Pharisee and the tax collector in Luke 18, Paul’s “where then is boasting?” and James’s blunt “what use is it?” The goal is clarity without compromise: defend the gospel with Paul against faith plus works, and demonstrate the gospel with James against faith that doesn’t work. You’ll come away with a richer grasp of justification, sanctification, and how to make your faith visible in ordinary acts of love and courage.

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Ever wonder how Abraham, Moses, Jacob, and David—deeply flawed and openly sinful—could be called friends of God and welcomed into His presence? We walk through the hard question with a clear answer: God never changed the rules of salvation; He changed the sacrifice. Using Hebrews 10 and Romans 3, we unpack why animal sacrifices were temporary shadows and how the cross became the public demonstration of God’s righteousness, showing Him to be both just and the justifier of the one who has faith in Jesus.

We explore the tabernacle’s mercy seat, the meaning of substitutionary atonement, and the vivid picture of blood covering the law that everyone had broken. Then we connect the dots to Isaiah 53’s prophecy of a righteous Servant who would be pierced for our transgressions and justify many. Old Testament believers trusted God’s promise of a coming Redeemer; New Testament believers trust the Redeemer who has come. Different vantage points, same object of faith. That’s why you can say the ancients were “saved on credit” and the debt was paid in full at Calvary.

Along the way, we confront the lives of Scripture’s imperfect heroes to show that grace doesn’t minimize sin; it magnifies the Savior. No sin goes unpunished and no sinner who trusts Christ stands beyond forgiveness. If you’ve wrestled with guilt, shame, or confusion about how the Bible’s two halves fit together, this conversation offers a single, sturdy bridge: one cross for all time. Join us to see how justice and mercy meet in Jesus and why salvation has always been by grace through faith alone.

If this message helped you see the gospel’s unity across the Testaments, subscribe, share it with a friend, and leave a review so others can find it.

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Stephen's latest book, The Disciples Prayer, is available now. https://www.wisdomonline.org/store/view/the-disciples-prayer-hardback

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Ever felt like no matter how hard you try, the goalposts keep moving and the finish line stays out of reach? We dig into why that ache exists, tracing it back to a truth most of us sense but struggle to name: we don’t just commit sins—we have a sin nature. Pulling from Romans 3:23, we unpack the universal verdict that every person falls short of the glory of God, and we explain what “glory” really means: not applause for effort, but God’s radiant, holy presence that we cannot enter by merit.

From ancient mystery religions to modern rituals, we show how humanity keeps inventing ways to cover guilt—rites, penance, philanthropy, even spiritual performance. These paths echo fragments of the real story—purity, sacrifice, new life—yet stop short of the person who fulfills them. That’s why the standard can’t be lowered; holiness doesn’t bend to public pressure. Instead, God meets the standard for us in Christ. We walk through the heart of justification by faith alone: God declares sinners righteous, not because we improved our record, but because Jesus completed the work in our place. The cross doesn’t offer advice; it offers rescue. The verdict changes first, and new life flows from that new standing.

You’ll hear a powerful challenge that has changed lives for decades: if God asked why you should be welcomed into heaven, what would you say? We explore how placing trust in Jesus—not in religion or effort—answers that question with confidence. If you’ve been striving to bridge the gap with your own strength, this conversation invites you to step onto the only secure bridge: the cross of Christ. Listen, share with a friend who’s searching, and if the message helped you, subscribe and leave a review so others can find it too.

Support the show

Stephen's latest book, The Disciples Prayer, is available now. https://www.wisdomonline.org/store/view/the-disciples-prayer-hardback