Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Rod Griffin.

Senior Director of Public Education and Advocacy at Experian.

🎯 Purpose of the Interview

To educate listeners on fraud prevention, identity theft, credit management, and financial literacy. The conversation aims to empower individuals—especially those in underserved communities—to take control of their financial health using tools and resources provided by Experian.

🗝️ Key Takeaways 1. Fraud & Identity Theft Awareness

• Identity theft is increasingly sophisticated, often driven by AI.
• Quote: “The currency of today isn’t necessarily cash—it’s information.”

2. Experian’s Role

• Experian is one of the three major credit bureaus.
• Offers tools for fraud detection, identity verification, and credit monitoring.
• Quote: “We help protect people from fraud and identity theft… and help them improve their financial lives.”

3. Understanding Credit Scores

• Credit scores range from 300 to 850, with categories from “Poor” to “Excellent.”
• Key factors: payment history, credit utilization, length of credit history, types of credit, and recent activity.
• Quote: “Banks like people who are boring. Just pay the bills on time and keep balances low.”

4. Free Resources

• Free credit reports available weekly via AnnualCreditReport.com.
• Experian offers free monitoring, alerts, and FICO scores.
• Quote: “There’s no real reason to pay for a credit report today.”

5. Establishing & Rebuilding Credit

• Tools like Experian Go and Experian Boost help users build or rebuild credit using non-traditional data (e.g., rent, utilities, streaming services).
• Quote: “You can go from no credit history to having a report and score in the 630 range—in minutes.”

6. Financial Savviness

• Being financially savvy means controlling your money, not letting it control you.
• Use credit cards strategically for rewards and pay balances in full.
• Budgeting and goal-setting are essential.
• Quote: “Start from a goal perspective… What do you want to do in life?”

7. Insurance Savings

• Experian’s auto insurance marketplace helps users compare and save.
• Average savings: ~$800/year.
• Quote: “We’ll monitor for you… and tell you if we find a better rate.”

8. Practical Tips

• Audit monthly bills for hidden charges.
• Use loyalty programs and coupons to save on groceries and gas.
• Quote: “I shop so much I get free food… $6, $8, $9 savings add up.”

🧠 Final Message

Rod Griffin emphasizes that financial literacy is about empowerment. By understanding your credit, using available tools, and setting clear goals, you can take control of your financial future.

#SHMS #STRAW #BEST

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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. LaToya Gilmore.

A licensed professional counselor with 20+ years of experience.

• Topic: Her book Communication Skills for Healthier Boundaries and her journey in mental health.

2. Dr. Gilmore’s Career Path

• Started in mass communication, switched to psychology after a friend's suggestion.
• First psychology class sparked her passion.
• Emphasizes the importance of curiosity and self-awareness in career transitions.

3. Mental Health and Career Change

• Discusses fear of change and how to overcome it.
• Encourages self-assessment and assertive communication.
• Talks about blocking external opinions to follow personal truth.

4. Mental Health in the Black Community

• Pandemic brought mental health to the forefront.
• Black professionals increasingly seeking therapy for trauma, stress, and work-life balance.
• Her practice is 95% African-American professionals.

5. HBCU Experience

• Attended Prairie View A&M and Texas Southern University.
• Highlights the affirming and empowering environment of HBCUs.
• Importance of representation and academic excellence.

6. Book Discussion: Communication Skills for Healthier Boundaries

• Focuses on effective communication and healthy boundaries.
• Addresses rigid vs. absent boundaries and their impact on relationships and self-worth.

7. Therapy Practice Model

• Transitioned from in-person to fully virtual practice.
• Offers flexibility for clients and shares her own experience with therapy.

8. Entrepreneurship Lessons

• Graduate school didn’t teach business fundamentals.
• Learned about insurance, legal structure, and accounting on the fly.
• Advocates mentorship and using resources like ChatGPT (with caution).

9. Betting on Yourself

• Shares her transition from full-time professor to private practice.
• Advises strategic planning and exit strategies over impulsive quitting.

10. Parenting and Child Development

• Warns against premature diagnoses in children.
• Encourages education on developmental stages and adapting parenting strategies.

11. Future of Mental Health Education

• Advocates normalization of mental health as part of routine healthcare.
• Notes increased visibility in media, faith communities, and public discourse.

12. Boundaries in Social Settings

• Shares how she handles unsolicited therapy requests at social events.
• Emphasizes professional boundaries and offers referrals when needed.

13. Closing

• Website: www.lovesupportguidance.com
• Social media: Instagram @DrGilmoreShares
• Encouragement to lead with gifts and keep winning.

💡 Key Takeaways

• Self-awareness is the foundation for personal and professional growth.
• Mental health is health—it should be normalized and prioritized.
• Boundaries are essential for healthy relationships and self-care.
• Entrepreneurship requires preparation beyond passion—legal, financial, and structural knowledge is key.
• Representation matters—HBCUs provide affirming environments that expand possibilities.
• Parenting requires education, not assumptions—developmental quirks aren’t always disorders.

🗣️ Notable Quotes

“You have to allow your voice to be above the external voices and opinions.”

“The individuals around you are not mind readers.”

“The pandemic put us on the forefront of mental health… you had to sit at home with your own thoughts.”

“Everyone is not going to be my client, but I do have resources.”

“Mental wellness is just another leg of healthcare. That’s all it is.”

“Don’t quit because you’re mad. Have an exit strategy.”

“Boundaries can be rigid or absent—both can disrupt your life.”

#SHMS #STRAW #BEST

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Wednesday, September 3rd, 2025: Steve Harvey's Morning Inspiration | Show Open - Welcome Back, Junior | Nephew Tommy's Run That Prank Back - "I Left My Ring" | Ask The CLO | Entertainment News | Rudy Giuliani To Receive Presidential Medal Of Freedom | One Has To Go | Nephew Tommy's Prank - "I Left My Ring" | Strawberry Letter - "My Brother's Ex Wife On The Car" Parts 1-2 | Health Tips As Fall Approaches | Dating Expectations | Move To A Retirement Home Early? | Would You Rather | Steve Harvey's Closing Remarks

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.