How do you track your spending?

What’s the easiest way for you to save money?

Today, Jay welcomes back Codie Sanchez, entrepreneur, investor, and founder of Contrarian Thinking, to share the mindset shifts needed to thrive financially in today’s world. Codie explains why renting can sometimes be the smarter move, how to negotiate with confidence, and why mastering the language of money, from credit scores to strategic debt, is essential before you can build real wealth. Together, Jay and Codie debunk the myths of financial literacy, showing that clarity and confidence matter far more than complicated strategies.

This conversation takes an honest look at what it really takes to make money in a tough economy, whether that’s launching a side hustle without quitting your job or spotting opportunities that others overlook when markets are down. Codie highlights that building wealth isn’t about chasing trends or quick wins, but about making disciplined decisions, managing risk with intention, and turning problems into possibilities. Together, Jay and Codie also discuss how to grow within your career by understanding your true value, negotiating with confidence, and recognizing that profit and purpose don’t have to compete, they can align in practical, meaningful ways.

In this interview, you'll learn:

How to Negotiate Your Rent and Save More

How to Use Credit the Right Way to Build Wealth

How to Start a Business With Little to No Money

How to Keep Your Job and Still Grow a Side Hustle

How to Turn Problems Into Profitable Opportunities

How to Talk About Money in Relationships

How to Invest Your First $1,000 Wisely

Growth doesn’t come from getting everything right, it comes from learning, experimenting, and treating challenges as opportunities. With curiosity and courage, even problems can become stepping stones forward.

With Love and Gratitude,

Jay Shetty

What We Discuss:

00:00 Intro

02:03 The Best Time to Build Wealth

05:26 Should People Own Homes Anymore?

06:21 Are You Financially Literate?

08:48 Simple Steps to Financial Freedom

12:54 How Much Money Do You Really Need to Start a Business?

15:57 The Three Qualities of a Great CEO

18:05 How to Increase Your Value as an Employee

21:01 The Path to Growth Inside a Company

25:05 The Truth About Hustle Culture

27:29 Passive Income: Real or Myth?

28:48 Why You Shouldn’t Turn Every Passion Into Profit

31:30 What Sets Top Performers Apart

35:10 The Fixer vs. The Freeloader Mindset

38:50 How to Choose the Right Leader to Learn From

40:42 The Power of Surrounding Yourself With the Right People

44:00 Setting Expectations That Lead to Success

48:52 The Lipstick Theory of Recessions

52:01 The Link Between Money and Dating

55:22 How to See Money as a Tool, Not a Goal

59:31 Who Should Really Pay on the First Date?

01:04:15 Understanding Negative Feminine Energy

01:07:49 Why Discussing a Prenup Can Strengthen Relationships

01:11:10 What Makes a Strong and Lasting Partnership

01:14:26 Should You Get Into Business With Your Partner?

01:18:52 What Makes a Deal Truly Great

01:22:52 Why Investing in Yourself Comes First

01:25:06 Investing 101: The Basics You Need to Know

01:26:44 Stocks vs. Bonds: What’s the Difference?

01:27:46 The Next Level of Investing Explained

01:30:39 The #1 Thing People Waste Money On

Episode Resources:

Codie Sanchez | Website

Codie Sanchez | YouTube

Codie Sanchez | Instagram

Codie Sanchez | Facebook

Codie Sanchez | TikTok

Codie Sanchez | LinkedIn

Contrarian Thinking

Main Street Millionaire: How to Make Extraordinary Wealth Buying Ordinary Businesses

See omnystudio.com/listener for privacy information.

What’s the biggest lesson you learned this year?

What advice would you give yourself a year ago?

In this special birthday reflection, Jay opens up about the most meaningful lessons he’s learned over the past year. Rather than focusing on milestones or achievements, he dives into the deeper truths that shape how we love, pay attention, and grow within. From realizing that overhelping can sometimes hold others back, to seeing how saying “no” can be one of the most honest forms of respect, Jay invites us to rethink the way we set boundaries, show compassion, and care for ourselves and others.

Jay reminds us that real wealth isn’t measured in material success, but in how we direct our attention, and how often we waste it on distractions, resentment, or things we can’t control. He explains how fulfillment comes from aligning our choices with our values, letting go of envy and ego, and prioritizing kindness over recognition. Jay also shares why people change more when they feel understood than when they’re corrected, and why the endings of our experiences often matter more than the beginnings.

In this episode, you'll learn:

How to Say No With Confidence

How to Align Success With Your Values

How to Let Go of Ego and Envy

How to Learn From People Who Frustrate You

How to Listen Instead of Correct

Growth is not about perfection, it’s about choosing small, intentional steps each day that move you closer to the life you truly want. The lessons we learn through mistakes, struggles, and reflections are not setbacks, but stepping stones that shape our strength and clarity.

With Love and Gratitude,

Jay Shetty

Join over 750,000 people to receive my most transformative wisdom directly in your inbox every single week with my free newsletter. Subscribe here.

Check out our Apple subscription to unlock bonus content of On Purpose! https://lnk.to/JayShettyPodcast

What We Discuss:

00:00 Intro

01:19 10 Lessons I’ve Learned Over the Past Year

02:34 Lesson #1: Helping Less Can Actually Help More

09:46 Lesson #2: Saying No Is a Complete Sentence

17:19 Lesson #3: The Power of Where You Place Your Attention

20:22 Lesson #4: Success Without Alignment Feels Empty

24:20 Lesson #5: Frustration Is Your Greatest Teacher

25:40 Lesson #6: Kindness is Remembered Longer Than Achievements

27:59 Lesson #7: People Change When They Feel Understood

30:10 Lesson #8: Endings Matter More Than Middles

33:31 Lesson #9: Create Intentional Moments

33:49 Lesson #10: Manage Endings in Conflicts

See omnystudio.com/listener for privacy information.

Are you making time for the kind of love you want?

Do you feel like you’re ready to stop repeating old patterns?

Today, Jay welcomes Jared Freid and Jordana Abraham, hosts of the hit dating podcast U Up?, for a candid, lighthearted look at modern love. Together with Jay, they unpack why dating feels tougher than ever, from app burnout to myths about what it means to be “dateable,” and how negativity online makes the process feel heavier than it is. Instead of rigid rules, they offer a mindset shift: lead with curiosity, keep your attitude light, and build on a life you already love, not one you expect someone else to complete.

The conversation dives deeper into the nuances of attraction, commitment, and the subtle ways we self-sabotage. Jared shares how men often end relationships early, not out of rejection, but out of fear of responsibility and the lure of endless options. Jordana, emphasizes how mindset is 70% of dating, and how showing up fulfilled and confident makes you more magnetic than trying to “fit” someone else’s ideal. Together they discuss the unrealistic pressures of the social media highlight reel and how that can warp expectations and undermine authentic connections.

In this interview, you'll learn:

How to Date Without the Negativity

How to Be the Best Version of Yourself on a Date

How to Turn Confusion Into Clear Boundaries

How to Avoid Self-Sabotaging in Relationships

How to Stay Grounded Amid Social Media Comparisons

How to Build Confidence by Building a Full Life Outside Dating

The most powerful shift you can make is choosing to approach love with openness, positivity, and confidence in your own worth. When you lead with curiosity instead of fear, with joy instead of judgment, you not only create better connections, but you also become more grounded in who you are.

With Love and Gratitude,

Jay Shetty

Join over 750,000 people to receive my most transformative wisdom directly in your inbox every single week with my free newsletter. Subscribe here.

What We Discuss:

00:00 Intro

03:36 Negativity Doesn't Make You a Better Dater

07:55 Dating Burnout

14:27 You Shouldn’t Just Rely on Dating Apps!

18:06 The Checklist for Dating

22:34 Staying Single in Your 40s

23:59 The #1 Reason Why Men Go on Dates

27:05 Attitude Is Everything

29:45 What is The Best Relationship Advice?

21:18 How to Be the Best Version of Yourself

35:19 Don't Fall for Social Media Relationships

36:01 Using ChatpGPT to Create Messages

39:00 Why Small Talks Matter

42:06 Do Men Actually Have More Dating Options?

44:51 The One That Got Away

47:42 Are Men and Women Different in Long-Term Relationships?

50:15 Difficult Conversations Every Couple Needs to Have

52:20 The Fear Most Men Have When Dating

57:28 What Makes a Successful Marriage?

01:03:27 Marriage is Choosing Your Partner Every Day

01:05:30 Jared and Jordana on Final Five

Episode Resources:

U Up? | YouTube

U Up? | Instagram

U Up? | X

U Up? | TikTok

See omnystudio.com/listener for privacy information.