This week’s episode is basically a Christmas ornament box full of truth bombs: sparkly, slightly chaotic, and filled with things you forgot you put away years ago… until you open it and go, “Oh damn, there’s my dream.”

Phoebe dives into the messy, magical moment she realised she has stepped into the life she dreamed of five years ago — without even noticing it happening. Hosting the founding round of the Million Dollar Conspiracy, surrounded by powerhouse business women, she had that rare, spine-tingling moment where past-you and present-you finally high-five across the timeline.

But this isn’t really an episode about manifestation (although she absolutely manifested the pants off this). It’s about desire. It’s about honouring the dream you keep trying to ignore because life feels like one long “everything everywhere all at once” montage, complete with end-of-year glitter and emotional whiplash.

Phoebe breaks down:

• Why your side hustle matters more than you want to admit

• Why ignoring your dream doesn’t make it polite — it makes it loud

• Why your future self is already living the life you want, waiting for you to catch up

• How giving your dream a notebook, a folder, a Sunday morning ritual can change the whole direction of your life

• Why beginning badly is still infinitely better than not beginning

• The brutal but freeing truth about competing commitments (yes, binge-watching is a commitment)

• Why ideas don’t disappear — they get adopted by someone else if you don’t claim them

• And the tiny, brave, rebellious move you need to make this week

This is your invitation to stop half-assing your dreams.

Because the life you want won’t arrive when everything is quiet and calm and aligned. It arrives when you decide you’re done waiting for clarity… and you take the first step anyway.

Your future self is pouring the champagne. She’s already there. She’s waiting.

Christmas in midlife is not a Hallmark movie.

It’s three family lunches in one day, a group chat on fire, 47 “last chance” sales emails, and somehow you’ve become the caterer, the Uber driver, the therapist and the bank. Again.

In this Christmas special of Midlife Wealth Revolution, Phoebe breaks down why this time of year is such a pressure cooker for women in midlife – and how you can do it differently.

She explores how old family roles, money wounds and expectations collide in December, and gives you a practical, grounded plan to protect your money, your energy and your future without turning into the Grinch.

Inside this episode, you’ll hear about:

• What really sits underneath the family fights, money tension and silent resentment at Christmas

• How financial pressure, “helping out” and unequal treatment between siblings can turn into full-blown money wounds

• Why adults don’t need another useless gift, and how to shift from performative spending to meaningful, low-cost giving

• How to stop being the unpaid Christmas project manager and start sharing the emotional, financial and practical load

• A simple Christmas money plan you can map out in ten minutes so you don’t roll into January broke, exhausted and furious

This episode is your permission slip to say no, set limits and build a Christmas that works for you too – not just everyone else.

If you’ve been working on your money this year, this is where you hold the line.

Because you are not the family ATM. You are not the default caterer and clean-up crew. You are a woman in midlife building real wealth, and that includes how you handle December.

OK so you are not a numbers person - I can show you how to start making some good money decisions anyway! Welcome to the leading money podcast for mid life women in Australia. This week we dig deep into money myths, why a move into your divine feminine might feel like you are NOT doing better with your money, how not knowing can be dangerous and what are the three steps you can take right now to understand your finances.

If you are a mid life woman looking for financial freedom, start here!

Important links

If you want to jump into Frances Pratt's Sales Success Workshop click here

Forest Superfoods

Happy Money Journey Membership

It’s finally here… the financial Olympics of the year. Black Friday to Cyber Monday is loud, chaotic, tempting, and honestly? It can be BRILLIANT — if you shop with strategy instead of spiralling.

In this episode, I’m breaking down the psychology behind the sales, how retailers use scarcity + urgency to make us overspend, and why midlife women are uniquely targeted (and uniquely powerful when we shop intentionally).

We cover:

• Why your brain goes wild during sales

• How identity buying creeps in (hello, future self fantasies)

• Why Australian women are conditioned to “only buy on sale”

• Emotional spending in November — and how to stop it in its tracks

• The real-life system for getting what you actually want

• The best hacks for Black Friday through Cyber Monday

• How to avoid the Afterpay hangover

• What small businesses need from us

• And how to walk out of the sales feeling empowered, not regretful

This is your no-guilt, no-shame guide to spending with intention, clarity, and agency.

Because when you shop intentionally, you’re not just buying things — you’re building trust with yourself.

LINKS:

• Join the Happy Money Membership (founding member offer)

• Forest Superfoods offer
• Follow Phoebe on Instagram (@thehappymoneyjourney)

• Join the Happy Honeys Facebook group

If you enjoyed this episode: Leave a review, share it with a friend, and tag me — I love hearing how you’re navigating these sales with confidence and clarity.

There are four steps to financial freedom and none of them involve being good!

Today, on Australia's leading money podcast for mid life women let’s bust a myth. There is no right way to do money. The only right way is the one that fits your life, your experiences, and your dreams.

We’ve been told for too long that money follows a straight path: get a job, buy a house, build a portfolio, retire. But life doesn’t work that way and neither does your money.

This episode takes you inside your Money Matrix a model for how money actually moves through your life: Stability, Security, Growth, and Freedom. It’s emotional, practical, and energetic. It flows with you, not against you.

And most importantly? You get to decide to be wealthy.

Because wealth isn’t greed. It’s liberation. It’s your power, your safety, your legacy and the foundation for the impact you want to make in your family, community, and the world.

A wealthy woman with a conscience is the patriarchy’s worst nightmare.

Wealth isn’t about survival - it’s about sovereignty. When women have wealth, families thrive, communities change, and the world begins to heal. So start your journey here!

• Join the Happy Honeys Facebook Group for free weekly lives and coaching

• Support Forest Superfoods support us!

Imagine waking up one morning and actually feeling in control of your money. No more dread when you open your banking app — just calm, confident clarity. This episode is your invitation to get there.

Phoebe takes you through the three big phases of transformation: Reclaim, Redefine, Rebuild. You’ll uncover the hidden stories and cultural conditioning that keep women stuck in financial fear and start rewriting your script for wealth, freedom, and choice.

From the myths we’ve been told (“money isn’t for women”) to the practical systems that build confidence (cash buffers, multiple revenue streams, vision boards, and money dates), this episode is your roadmap out of scarcity and into freedom.

By the end, you’ll have:

• Clarity about what you truly believe about money

• Courage to change it

• Confidence to take the next step

Listen if: You’re a woman over 40 ready to stop waiting for perfect conditions and start building financial independence — your way.

Resources Mentioned:

• Forest Superfoods
• 30 Day Spending Cleanse (like a juice fast for your money!)
• Business Builder 1:1 Coaching Know your spending type QUIZ

There seem to be two seperate camps when it comes to money coaches...some are all about healing your inner child so you can manifest the life of your dreams, and the others are all savings jars, spreadsheets and budget planners. I don't think you can do one without the other! Even the gurus check their bank accounts, and if they don't then what will they do when they manifest their millions?

In this episode of My Happy Money Journey, Phoebe Blamey dives into why mindset work and manifesting are powerful… but not the whole game. There are your habits and systems as well, and we need to put it all together for the greater good. Because when we get our act together with our money it sets us free!

What we cover:

• Why manifestation alone won’t save your bank account

• Money wounds and how they can silently sabotage success

• The systems wealthy women use behind closed doors

• One small step you can take today to build confidence with money

• How to turn fear into financial momentum

If you’re ready to stop hoping for money and start inviting it in with clarity and confidence this one’s for you.

Looking for clarity in business? Book a call

Don't forget we have the spend cleanse going strong!

Thanks to the wonderful peeps at Forest Super Foods for their amazing product; here is your link

This week we are rebooting one of your favorite episodes. Here is to the financial Febfast you can take anytime!!

Here is a link to the 30 Day Spend Cleanse course designed for you to kick the low value spending habits and bring in some money joy!!

thank you to our sponsors at Entourage: https://entourage.com.au/

Ever wonder where your money disappears each month? Struggling with rising costs and wanting to break free from impulse spending?

In this episode, I’m sharing my journey through Financial FebFast, a simple but powerful spend cleanse designed to reset your money habits.

Think of it like a juice fast for your finances—not about restriction, but about cutting out spending habits that no longer serve you and making space for what truly brings joy. Inspired by the "Buy Nothing New" challenge nearly a decade ago, this has now become an annual tradition—and this year, I’m inviting you to join us.

A spend cleanse is the perfect financial reset, and I’ll guide you through:

✔ Setting a timeframe that works for you ✔ Defining what’s essential vs. what’s just a habit ✔ Identifying and tackling your spending triggers ✔ Finding creative, free alternatives to spending ✔ Tracking your progress and reflecting on what truly matters

This isn’t about deprivation it’s about intentionality. If you’re ready to spend smarter, save more, and find joy in what you already have, let’s do this together!

🔹 Listen now and take the first step toward your financial reset! 🔹 Give the quiz a go here and find your spending type &

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