Today, we’re talking about the habits I picked up when I had very little money—habits that I have intentionally kept even as I became unapologetically wealthy. And here’s the thing: a lot of what keeps women financially stuck has nothing to do with what we earn and everything to do with what we’re taught to spend on.

The truth is, women are subjected to a relentless pressure to look a certain way. From hair, to weight, to fashion, we are quietly taxed every single day just to be seen as “professional” or “acceptable.” This pink tax doesn’t just hurt our wallets—it delays our financial independence.

In this episode, I unpack:

• How societal pressures sabotage women’s savings and investment goals

• The reality behind the so-called "pink tax" on women

• The 5 (plus one sneaky extra!) broke girl habits I still live by

• Hacks for looking and feeling fabulous without blowing your wealth goals

• Why challenging price structures, subscription creep, and unnecessary spending is the ultimate feminist act

If you’re ready to get serious about building real wealth—and doing it on your terms—this is your permission slip to start (or keep going).

Resources and Mentions:

• Financial Feminist by Tori Dunlap

• Hair House Warehouse (DIY hair touch-up supplies)

• My go-to secondhand and op-shopping tricks

Call to Action: ✨ Share your favorite "broke girl" habit that you still use today! Comment on the episode post or DM me @thehappymoneyjourney

🎧 Listen now and start hacking your way to unapologetic wealth.

Ready to stop playing small with your money and start taking up serious space—in your bank account, your business, and your life? In this candid Q&A episode, Phoebe answers the money questions most of us are too embarrassed to ask out loud—how to tackle debt without drowning in shame, how to stop feeling guilty every time you spend on yourself (yes, even on that serum), and how to budget when your income is one big financial rollercoaster.

Inside this episode:

• How to get out of debt with dignity—and why shame has no place in your bank balance

• The truth about spending guilt, especially for women juggling family, work, and everyone else's needs

• What to do when your business income is either Beyoncé or beans on toast

• Simple money systems for real people—no 27 bank accounts required

This one’s honest, empowering, and just what you need if you’re ready to step into your CFO energy and build your unapologetically wealthy life—without giving up joy.

Free Resources Mentioned: ✨ [Debt spreadsheet download] ✨ [Related episodes on debt] ✨ Join the Happy Honeys Facebook group ✨ Connect on Instagram [@phoebeblamey]

Call to Action: Got your own burning money question? Slide into Phoebe’s DMs, leave a comment, or drop it anonymously via the website. This is a judgment-free zone!💸

Are you a woman over 40 looking for information about money without the mansplaining?

Welcome to My Happy Money Journey—the no-shame, no-fluff podcast for women over 40 who are ready to rewrite the money rules, take control of your finances, and live life on your terms.

Hosted by award winning money expert Phoebe Blamey, each episode is packed with smart, straight-talking advice to help you get out of debt, build real wealth, and create a life that actually feels good (not just looks good on a spreadsheet).

We’re done with toxic money culture, guilt-driven budgeting, and advice that doesn’t reflect our reality. Here, we talk about money with honesty, humour, and the belief that financial freedom should be available to every woman—no matter her past, her income, or her starting point.

Whether you’re navigating divorce, ditching debt, starting over, or stepping into your power for the first time—this is your space.

...it’s all part of your own happy money journey.

Take 20 minutes out of your week to listen to someone that has been on the journey. #money #WomenAndMoney #financialfreedom #women