Money Making Conversations Master Class Podcast Por Rushion McDonald arte de portada

Money Making Conversations Master Class

Money Making Conversations Master Class

De: Rushion McDonald
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Hi, this is Rushion McDonald. Welcome to the podcast world of Money Making Conversations Master Class. I interview profits and nonprofits to learn their "Secrets to Success." I'm a former IBM Executive with a degree in Mathematics. I started my entrepreneurial career as a stand-up comic, then became a sitcom writer, award-winning baker, social media influencer, award-winning television Executive Producer, and brand architect for super-successful celebrities and products. Money Making Conversations Master Class interviews a diverse group of celebrities, entrepreneurs, and influencers in the financial and business community with their advice and tips so you can be successful, too. It's time to stop reading other people's success stories and start building your own. People always talk about their purpose or gifts. If you have a gift, Lead with your Gift, and don't let your friends, family, or co-workers stop you from planning or living your dream. Keep Winning!

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Episodios
  • Money Tips: She discusses home financing options such as Reverse Mortgages, Zero Down Payment Programs and FHA 203K Program.

    Money Tips: She discusses home financing options such as Reverse Mortgages, Zero Down Payment Programs and FHA 203K Program.
    Feb 25 2026

    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!

    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Latrease Price-Gistard.

    Purpose of the Interview

    The interview aims to educate listeners on the mortgage industry, highlight the role and benefits of working with an independent mortgage broker, and provide practical advice on home financing options, credit challenges, and programs that support homeownership. It also shares Latrease’s entrepreneurial journey and lessons learned.

    Key Takeaways

    1. Background and Career Path

      • Latrease has a finance degree and started in investment operations in 1999.
      • Transitioned from auto financing and co-owning a car dealership to mortgage lending.
      • Became an independent mortgage broker in 2022 after being laid off during rising interest rates.

    2. Role of an Independent Mortgage Broker

      • Holds her own license and partners with multiple lenders to offer tailored loan products.
      • Advocates for borrowers to ensure they get the right product, not just approval.
      • Specializes in helping first-time buyers, self-employed individuals, and those with unique challenges.

    3. Home Financing Insights

      • Reverse Mortgages: Typically for seniors 62+, often used by those 75+ with equity and limited retirement funds. Provides tax-free cash without monthly payments; debt settled upon sale or refinance.
      • Zero Down Payment Programs: Offers up to 3% for down payment, attached to the mortgage; other programs provide up to 5% for down payment and closing costs.
      • FHA 203K Program: Allows buyers to finance home purchase and renovations in one loan—ideal for fixer-uppers.

    4. Credit Challenges

      • Programs exist for credit scores as low as 500, but require higher down payments (10–20%) and result in higher interest rates.
      • Latrease consults and provides “what-if” scenarios to help clients improve credit over time.

    5. Entrepreneurial Lessons

      • Mistakes: Starting without enough capital and a strong pipeline; economic timing matters.
      • Advice: Build capital, secure a solid client pipeline, and understand market conditions before going independent.

    Notable Quotes

    • On independence:
      “As a broker, you serve as that advocate for your borrower to make sure they’re getting the right loan product.”

    • On reverse mortgages:
      “The beauty of it is there are no monthly payments going back to the institution. The debt is paid off when the home is sold or refinanced.”

    • On credit challenges:
      “Programs go as low as 500 credit score, but those borrowers need 10–20% down.”

    • On entrepreneurial advice:
      “Make sure you have strong capital and a solid pipeline before stepping out on faith.”

    • On perseverance:
      “It’s all about follow-through. It’s all about your dream and whether you want to make it happen.”

    #SHMS #STRAW #BEST

    See omnystudio.com/listener for privacy information.
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    27 m
  • Career Tips: Her Google Career Scholarships are designed to level the playing field for those without Ivy League degrees.

    Career Tips: Her Google Career Scholarships are designed to level the playing field for those without Ivy League degrees.
    Feb 25 2026
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cassandra Lester. Purpose of the Interview The interview introduces Cassandra Lester’s nonprofit Grow Give Prosper and its partnership with Google’s “Grow with Google” initiative. The goal is to provide free career certification scholarships to underserved and economically impacted communities, helping individuals increase earning potential and gain financial literacy. Key Takeaways Mission of Grow Give Prosper Founded in 2023, focused on financial education and empowerment.Aims to help communities grow together, give to each other, and prosper collectively. Google Partnership Offers free career certifications in high-demand fields: CybersecurityData AnalyticsDigital Marketing & E-commerceIT SupportProject ManagementUX Design Certifications are self-paced, online, and typically take 3–6 months.No prior experience required; participants receive a portfolio upon completion. Accessibility Scholarships are free; the only requirement is commitment.Available to anyone in the continental U.S., regardless of education level (GED, college dropout, etc.).Registration via growgiveprosper.org (scroll to Google Career Scholarships). Impact Over 300 scholarships awarded; previously had 500.Designed to level the playing field for those without Ivy League degrees.Certifications can stack (e.g., Project Management + Data Analytics) for greater career potential. Financial Literacy Defined as understanding financial concepts and applying them to daily life.Misconceptions persist—some communities avoid discussing money or undervalue credit scores.Cassandra emphasizes breaking cycles of predatory lending and poor financial habits. Challenges Cultural reluctance to discuss money.Skepticism about legitimacy of programs.Difficulty securing grants as a small nonprofit.Cassandra combats these through grassroots outreach and workshops. Personal Drive Cassandra’s passion stems from seeing financial struggles across all demographics.She actively promotes opportunities through community centers, adult education classes, and social media. Notable Quotes “I want us to grow together so that we can give to each other and then prosper as a collective.”“Google is leveling the playing field—you don’t need an Ivy League education to earn a livable wage.”“The only fee is commitment.”“Financial literacy means you understand the words, you hear the conversation, and it’s not Greek to you.”“You can’t talk about managing finances if you really don’t have anything coming in.”“You don’t want to miss this opportunity to increase your earning potential.”“Once you’re certified, that’s yours for life—you can’t repo a degree or certification.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.
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    26 m
  • Health Risks: She discusses the serious health risks associated with hair relaxers, permanent dyes, and synthetic braids—particularly among Black women.

    Health Risks: She discusses the serious health risks associated with hair relaxers, permanent dyes, and synthetic braids—particularly among Black women.
    Feb 25 2026
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Melanye “Dr. Mac.” Maclin joins Rushion McDonald to discuss the serious health risks associated with hair relaxers, permanent dyes, and synthetic braids—particularly among Black women. Drawing from over 25 years of research and patient experience, she explains how chemicals used in these products absorb through the scalp, disrupt hormones, and significantly increase the risks of breast cancer, ovarian cancer, uterine cancer, early puberty, fibroids, and infertility. The conversation also highlights systemic resistance from the beauty industry, government agencies, and even consumers themselves—primarily due to financial incentives and lack of awareness. Dr. Mac advocates for safer hair practices, increased education, and protective measures to reduce exposure. She also discusses her pioneering internal hair‑health supplements, Bella Nutri, for women (2004) and men (2008), and how she helped introduce the U.S. market to nutritional hair support long before it was mainstream. Purpose of the Interview The purpose of the interview is to: 1. Educate listeners about the hidden health dangers …of chemical hair treatments including relaxers, permanent dyes, and synthetic hair containing benzene. 2. Advocate for informed hair‑care decisions Dr. Mac wants women—especially Black women—to understand how beauty practices impact long‑term health. 3. Encourage the beauty industry to adopt safety protocols Such as scalp protection, warning labels, and honest communication about risks. 4. Highlight Dr. Mac’s work and products Including her Bella Nutri supplements and educational platforms (Ask Dr. Mac). 5. Empower parents to protect children By avoiding chemical treatments on young girls whose bodies are especially vulnerable. Key Takeaways 1. Chemical relaxers and permanent hair dyes are strongly linked to increased cancer risks. Permanent dyes raise the risk of breast, uterine, and ovarian cancer.Black women exhibit a 45% increased risk of breast cancer when using permanent dyes.Combining dyes with relaxers significantly compounds the danger. 2. The danger comes from chemical absorption into the scalp. Relaxer chemicals include sodium, calcium, guanine, and lithium hydroxide.These chemicals burn through the scalp, entering the bloodstream and disrupting hormones, leading to early puberty, fibroids, infertility, and cancer. 3. Synthetic braiding hair contains benzene—a carcinogen. Benzene exposure affects both the stylist and the client.Risks include lung cancer and leukemia. 4. The beauty industry resists change because of profit. Salons rarely display warnings because “it affects business.”The relaxer–damage→hair‑loss→extensions cycle creates a lucrative revenue loop. 5. Children are especially vulnerable to chemical exposure. Relaxers on children under 10 can cause: early pubertyfibroidsinfertilityearly hysterectomiesincreased cancer risk Dr. Mac advises never relaxing a child’s hair, but if done, the product must stay on no more than 5–10 minutes with complete scalp protection. 6. Scalp protection is essential for anyone still using relaxers. Use petroleum jelly over the entire scalp, not just the hairline.This reduces chemical absorption during both application and rinsing. 7. Dr. Mac pioneered the U.S. hair‑supplement industry. Developed Bella Nutri after research with a Finnish company (Scalp).Initially dismissed as a “witch doctor,” but now the hair‑supplement market is mainstream. 8. She refuses to participate in relaxer‑related lawsuits. Because she has warned people for 20+ years, she cannot ethically testify for those who ignored repeated warnings. Notable Quotes On the impact of chemicals: “The chemicals burn through the scalp… getting into the main bloodstream and causing hormone disruption.” On the increased cancer risk: “African‑Americans have a more than 45% increased risk when we use permanent hair dyes.” On synthetic braids: “As long as that synthetic hair is on her head, she is breathing in benzene.” On industry pushback: “People are about the green‑eyed devil called money.” On relaxing children’s hair: “Hopefully a mother doesn’t take her child to get a relaxer.”“Hair chemicals can lead to early puberty, fibroids, infertility, even hysterectomies before age 40.” On the vicious cycle of damage and profit: ...
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    27 m
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