Dr. Christina Dukes Brown.

CEO of the Boys & Girls Club of Paterson and Passaic, NJ

Purpose of the Interview

The interview aimed to:

• Raise awareness about the Boys & Girls Club’s impact on underserved communities in Paterson and Passaic, NJ.
• Issue a call to action for volunteers, mentors, corporations, and donors to support youth programs.
• Highlight challenges faced by marginalized communities and how the Club addresses them through education, nutrition, and character-building programs.

Key Takeaways

1. Community Impact

   • The Club serves 1,400 children and teens daily across two main clubhouses and 11 satellite sites.
   • Programs include academic support, tutoring, arts, athletics, and life skills development.

2. Challenges in the Community

   • High rates of homelessness, food deserts, and low literacy and math proficiency (only ~20% literate and ~15% proficient in math in Paterson).
   • Stereotypes and “deficit ideology” that assume poor or minority youth lack capacity for success.

3. Programs and Initiatives

   • Academic Support: Homework help, tutoring, and Saturday sessions.
   • Creative Outlets: Dance, musicals, and arts.
   • Sports & Aquatics: Swimming program praised for breaking stereotypes.
   • Young Adult Support (18–24): Internships, skill-building, and career readiness for those not pursuing college.

4. Call to Action

   • Volunteers and mentors needed to inspire youth.
   • Corporations and entrepreneurs encouraged to provide internships and teach business skills.
   • Donations critical—$4M annual fundraising goal to sustain programs.

5. Dr. Brown’s Motivation

   • Rooted in her upbringing in Jersey City during the crack era.
   • Believes in being part of the solution, not just complaining about systemic issues.
   • Emphasizes building “efficacious spirits” and affirming unique skills in youth.

Notable Quotes

• On Motivation:
  “I can’t complain about the position of Black and Brown people in society if I’m not going to do the work necessary to support its elevation.”

• On Stereotypes:
  “Deficit ideology assumes that if you are poor or minority, you do not have the capacity to be successful. We fight that every day.”

• On Community Support:
  “My community got me where I am today… I’m calling on the village to support what we’re trying to do.”

• On Youth Potential:
  “No matter where you come from, and no matter what you look like, you have the capacity to become great.”

#SHMS #STRAW #BEST

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kevin Cohee.

Purpose of the Interview

The interview aimed to:

• Highlight OneUnited Bank’s mission as the largest Black-owned and first Black-owned internet bank in America.
• Educate listeners on financial literacy, technology-driven banking, and economic empowerment in underserved communities.
• Promote OneUnited Bank’s products and services as solutions for financial challenges faced by Black Americans and others lacking access to traditional banking.

Key Takeaways

1. Historical Context & Mission

   • The concept of a national Black-owned bank dates back to leaders like Booker T. Washington, W.E.B. Du Bois, and Martin Luther King Jr., who emphasized economic empowerment.
   • OneUnited Bank was formed through acquisitions and later pivoted to technology-driven banking.

2. Technology & Innovation

   • OneUnited embraced AI and data aggregation over a decade ago to create products that help customers understand assets, liabilities, and net worth in real time.
   • Banking has shifted from physical branches to digital platforms, enabling nationwide access.

3. Financial Literacy Crisis

   • 90% of Americans lack financial literacy, largely because it’s not taught in schools.
   • Cohee advocates for mandatory K–12 financial literacy education, citing studies showing it can add $126,000 to lifetime net worth.

4. Products Designed for Real Needs

   • CashPlease: Short-term emergency loans at affordable rates.
   • Second Chance Checking: Helps rebuild credit.
   • Savings Programs: Often in collaboration with employers.
   • These products address real-life challenges like low emergency savings and predatory check-cashing fees.

5. Accessibility & Reach

   • OneUnited offers nationwide banking via oneunited.com, surcharge-free ATMs, and partnerships with major networks.
   • Customers can deposit checks online and access services without visiting physical branches.

6. Economic Empowerment

   • Technology enables entrepreneurship without owning physical products—leveraging branding and e-commerce.
   • Cohee draws parallels between today’s tech opportunities and the historical wealth-building of Black Wall Street.

Notable Quotes

• “We are FDIC insured, commercial bank like them. The only difference is we’re smarter and we have better technology.”
• “Technology and AI allow anyone to make decisions like they were an expert.”
• “If we taught financial literacy in schools, it would create over $100,000 in net worth per person over their lifetime.”
• “You don’t have to go to check cashers and get ripped off. Just go to oneunited.com.”
• “We’ve been working on AI for over a decade. We’re not coming to the party—we are the party.”
• “Our generation has technology and communication skills. We can change society.”

#SHMS #STRAW #BEST

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Felecia Hatcher.

Purpose of the Interview

• To spotlight Black Ambition, a national initiative founded by Pharrell Williams that funds and mentors Black and Brown entrepreneurs.
• To share insights on entrepreneurship, access to resources, and strategies for scaling businesses.
• To inspire and educate small business owners and innovators on how to leverage opportunities for growth.

Key Takeaways

1. About Black Ambition

   • Founded by Pharrell Williams to close the opportunity gap for Black and Hispanic entrepreneurs.
   • Provides capital, mentorship, and masterclasses to help founders scale.
   • Has invested in 131 companies and awarded millions in funding.

2. Competition Structure

   • Annual national competition with 2,500–3,000 applications.
   • Categories include HBCU, National Finalists, Top Prize Winner, People’s Choice.
   • Process: Applications → 250 semifinalists → 3-month cohort → Demo Day for top 20–25 companies.

3. Unique Approach

   • Focus on high-quality mentorship, not “low vibrational” guidance.
   • Includes mental health and wellness support for entrepreneurs.
   • Partnerships with brands like Louis Vuitton for luxury retail insights.

4. Challenges for Entrepreneurs

   • Many fail by rushing applications and skipping info sessions.
   • Success requires clarity, traction, and persistence—sometimes multiple attempts.
   • Black women are the fastest-growing entrepreneurs but often remain solopreneurs; Black Ambition prioritizes team-building.

5. Pharrell’s Motivation

   • Believes in democratizing opportunity: “Talent is not equally distributed by zip code, but opportunity can be.”
   • Inspired by those who believed in him early in his career.

6. Felecia Hatcher’s Journey

   • Former founder of Center for Black Innovation and Black Tech Week.
   • Emphasizes resilience: “I’m a C student and a college dropout, but I never let that define me.”
   • Advocates for creative pathways to success and capital access.

Notable Quotes

• “Success leaves clues.” – On learning from past winners.
• “Talent is not equally distributed by zip code, but opportunity can be.” – Pharrell’s guiding principle.
• “If it doesn’t work on you in that moment, it works for you in that moment. Either way, it works.” – On persistence.
• “We have to start enjoying the process… be stretched, be cut by the process.” – On entrepreneurial growth.
• “Wealth has a need for speed.” – On urgency in closing the wealth gap.

#SHMS #STRAW #BEST

See omnystudio.com/listener for privacy information.