Episodios

  • How to Build Wealth and Legacy with Lauri Kibby, Managing Partner at Seleen Brighthouse

    How to Build Wealth and Legacy with Lauri Kibby, Managing Partner at Seleen Brighthouse
    Dec 27 2025

    What happens when a seasoned finance professional with an MBA and 26 years in construction loses nearly $2 million to a Ponzi scheme? In this candid and empowering conversation, Laura Rotter sits down with Lauri Kibby—Managing Partner at Seleen Brighthouse real estate investment fund—who turned one of her most devastating financial mistakes into a mission to educate and empower women investors.

    Lauri's journey from growing up with money as a "weapon" (despite living an upper-middle-class life) to becoming a successful entrepreneur and developer reveals powerful lessons about financial resilience, self-trust, and the importance of knowing your complete financial picture. After discovering she'd been caught in a Ponzi scheme in 2023—lured by greed and the failure to trust her own gut instincts—Lauri didn't hide in shame. Instead, she founded Seleen Brighthouse to provide women access to real estate investment opportunities typically reserved for the ultra-wealthy, along with the education and community they need to become sophisticated investors.

    This episode is essential listening for any woman who wants to take full ownership of her financial life, whether you're preparing for the great wealth transfer, managing an inheritance, or simply ready to stop outsourcing your financial decisions. Lauri shares why women need to look beyond the two-year horizon, how to build fundamental self-trust that creates wealth, and why knowing your net worth is one of the most empowering things you can do for yourself.

    Key Takeaways

    💡 Even finance professionals fall for scams—and that's the point: Lauri, with her MBA and decades of investment experience, lost $2 million to a Ponzi scheme because greed overrode her gut instincts. If it can happen to her, it can happen to anyone. The antidote is education, community, due diligence, and trusting the "pit in your stomach" when something feels off.

    💡 Most women don't know their true net worth—and that's disempowering: Women often can't name all their assets, forget about old 401(k)s, and don't have a consolidated view of their financial picture. Knowing your complete balance sheet—assets and liabilities—is incredibly empowering and usually reveals you're worth more than you think.

    💡 True financial success comes from daily impact, not account balances: After comparing herself to ultra-wealthy family members for years, Lauri redefined success as the impact she makes in relationships every day. Better relationships lead to better decisions, which lead to better financial outcomes—not the other way around. And fundamentally, most people have always been okay, which should give us power to do big things without fear.

    Connect with Lauri:

    Website

    LinkedIn

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    @Rotters5 on X

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    Disclaimer: Please remember that the information shared on this podcast does not constitute accounting, legal, tax, investment or financial advice. It’s for informational purposes only.

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    45 m
  • Embracing Transformation Through Nutrition: an interview with Kristin Tomlinson, Holistic Health Coach

    Embracing Transformation Through Nutrition: an interview with Kristin Tomlinson, Holistic Health Coach
    Feb 17 2024
    Kristin Tomlinson is a Clinical Nutritionist, Holistic Coach and Certified Big Leap Coach. Kristin's mission is to help you envision a healthier, authentic life by achieving your wellness goals; embrace transformation through nutrition and conscious choices, and address challenges and prioritizing self-care for holistic well-being.Kristin shared her personal journey from yoga teacher to wellness coach, discussing how she faced uncomfortable truths about her sexuality and how she was guided by an internal unrest to find tools and practices to understand herself and make significant life changes. From yoga to nutrition, Kristen emphasizes the tie between emotional wellness and physical wellbeing. Our discussion also features insights into her financial journey and how she overcame limited resources in her youth and managed financial obstacles during her divorce and the growth of her business. Kristen shares her perspective on money, revealing how she eventually started to see it as an 'energy exchange', interconnected with the idea of abundance and wellness. Finally, she elaborates on her current roles as a wellness coach and Big Leap coach, helping clients overcome obstacles and achieve their goals.“I tend to resonate with menopausal and postmenopausal women because it is a very juicy time of life. Weight gain is usually what brings them to the door, but it's all of the other aspects of wellness and well-being that actually gets them to walk through the door, and that is managing stress, that is managing stories that we're telling ourselves, old stories, old personas that are fixed in place. So I'm now able to look at it from lots of different perspectives to help women figure out just who they want to be and where they want to go.” - Kristin TomlinsonKey takeaways: - When you begin to follow the stirrings of your heart, the universe will support you. Kristin felt an unrest and a stirring after the birth of her daughter; she felt like she was numb, just going through the motions. She found yoga and began to do some self-exploration, and realized that she had hidden from herself her whole life that she was gay. Once she embraced that fact, the universe, according to Kristin, “just laid out the whole plan” before her. - When going through a big life transition, find a space, created by a community or a teacher, where you feel safe to explore. Kristin described finding yoga, a practice that helped her learn to self-regulate, and finding a gifted teacher and community to help her express what she was feeling, rather than pushing away emotions of sadness, anger and confusion.- One thing always leads to the next, so just start where you are. Kristin studied and became a yoga teacher, teaching about eight classes a week at one point. She then began a wellness journey, which led her to massage school, which she loved, but didn’t feel quite right for her. That started her on the journey of nutrition and coaching, which led to her clinical nutrition certification, as she realized that food so often intersects with emotions and stress. Kristin recently became a Big Leap coach, incorporating new practices to help herself as well as others.About the guest: Kristin Tomlinson is a Clinical Nutritionist, Holistic Coach and Certified Big Leap Coach specializing in helping women transform their life and health through menopause and beyond. She has a 500-hour Clinical Nutrition certification and trained in a variety of holistic and integral coaching styles, most recently as a Certified Big Leap Coach through the Hendricks Foundation. She is a practitioner for Dr. Wendy Warner, an acknowledged expert in Integrative Functional Medicine. She’s been practicing and teaching yoga for over two decades and is a wife, mom, and lifelong learner. Website: https://www.coachkristin9.com/Linkedin: https://www.linkedin.com/in/kristin-tomlinson-76881142/Instagram: www.instagram.com/coachkristin9Email address: coach kristin9@gmail.comFree Resource: How to Compose a Healthy Meal Interested in booking a free consultation? Schedule a call.Stay connected:Connect with Laura on LinkedIn@Rotters5 on TwitterConnect with Laura on FacebookSubscribe to my YouTube channelSubscribe to my newsletterGet your free copy of Unlock Your Money Blocks Workbook : Your step-by-step guide to unlocking your blocks to financial freedom.Disclaimer: Please remember that the information shared on this podcast does not constitute accounting, legal, tax, investment or financial advice. It’s for informational purposes only. You should seek appropriate professional advice for your specific information.
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    46 m
  • Design Your Career from the Inside Out: an interview with Tammy Gooler Loeb , author of Work From The Inside Out

    Design Your Career from the Inside Out: an interview with Tammy Gooler Loeb , author of Work From The Inside Out
    Mar 11 2023

    Tammy Gooler Loeb is an Executive and Career Coach, Author, Speaker, and Podcast Host. Through her coaching practice, her book, Work From the Inside Out and her podcast by the same name, Tammy helps her readers, listeners and clients develop greater satisfaction in their careers and work relationships.

    Tammy shared her own personal career journey. She worked at her college career office when she was in school, spent some time in community mental health, in the Mayor's office in Boston working on public policy, and then as a writer of grants for non-profits.

    Tammy describes how she began to chafe as an employee, always working under someone else's agenda. She realized that she was not a great employee; she did not like being told what to do. She started her consulting business after receiving a great piece of advice: have a part time job as a financial anchor and build a side gig around that.

    "Networking wasn't just about telling people about me to help me get a job. It was more finding out about what other people were doing, what they liked about it, and then seeing what that sparked in me". Tammy Gooler Loeb

    Key takeaways:

    - Be willing to shake things up, to take a risk, when you’re in a rut. In Tammy’s case, at age 25, she bought a one-way ticket to Athens, with nothing else but a backpack, to kickstart her sense of adventure, freedom and curiosity.

    - Consider working in a field before pursuing a degree in it. Tammy had applied to and was accepted into a program for a Masters in Public Policy, but then realized it made sense to work in public policy before enrolling, even with a great scholarship award. And she did NOT end up pursuing that degree!

    - As you explore next steps, talk to other people about what they are doing. Tammy shared that, if she saw someone doing something that interested her, she always made an effort to reach out and find out what they liked about it and how they got where they were. Looking back, she realizes she was networking!

    About the guest:

    Tammy Gooler Loeb is the author of Work from the Inside Out: Break Through Nine Common Obstacles and Design a Career That Fulfills You. She is a career and executive coach, speaker and facilitator with expertise in career transitions, team, and leadership development. Tammy’s clients represent many sectors and industries.

    Tammy’s weekly podcast, Work from the Inside Out, highlights stories of guests' career transitions to more meaningful work.

    Her expertise has appeared in Forbes, Fast Company, The Boston Globe, and Harvard Business Review Ascend.

    Tammy holds a B.A. in Psychology from Hampshire College, Amherst, MA, and an MBA from Boston University, Boston, MA.

    Linkedin:- http://linkedin.com/in/tammygoolerloeb

    Facebook:- http://facebook.com/TammyGoolerLoebCoaching

    Her free gift Bonus Workbook can be accessed through www.tammygoolerloeb.com/workbook

    Interested in booking a free consultation? Schedule a call.

    Stay connected:

    Connect with Laura on LinkedIn

    @Rotters5 on Twitter

    Connect with Laura on Facebook

    Subscribe to my YouTube channel

    Subscribe to my newsletter

    Get your free copy of Unlock Your Money Blocks Workbook : Your step-by-step guide to unlocking your blocks to financial freedom.

    Disclaimer: Please remember that the information shared on this podcast does not constitute accounting, legal, tax, investment or financial advice. It’s for informational purposes only. You should seek appropriate professional advice for your specific information.
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    40 m
  • How to Navigate the Transition from Corporate to Entrepreneurship: An Interview with Deb Boulanger, Founder of the Launch Lab for Women Entrepreneurs

    How to Navigate the Transition from Corporate to Entrepreneurship: An Interview with Deb Boulanger, Founder of the Launch Lab for Women Entrepreneurs
    Jan 25 2025

    Making the leap from a steady corporate paycheck to business ownership can be daunting—but with the right strategy, it’s absolutely possible. Deb Boulanger, a former tech executive turned expert business coach, shares her expert story of reinvention, resilience, and building a business that empowers women to succeed on their own terms.

    Growing up in a household where money was tightly controlled, Deb developed a unique perspective on financial independence—one that later fueled her passion for helping women create predictable business growth. She discusses the burnout that led her to reevaluate her path, the role of spirituality and creativity in her transformation, and the strategies she now teaches women looking to transition into entrepreneurship.

    ✨ Key Takeaways:

    • Lean into discomfort—advocating for yourself opens new opportunities
    • Be curious—exploring new interests can lead to unexpected career shifts
    • Do your research—understanding your market and clients is key to success

    If you’re ready to break free from corporate life and create a business on your own terms, this episode is for you! 🎧🚀

    Website: https://lifeaftercorporate.com

    Linkedin: https://www.linkedin.com/in/debboulanger-thegreatdo-over/

    Instagram: https://instagram.com/deb_boulanger

    Free resources: Pricing Calculator

    Life After Corporate ebook

    Podcast: Life After Corporate

    Stay connected:

    Connect with Laura on LinkedIn

    @Rotters5 on Twitter

    Connect with Laura on Facebook

    Subscribe to my YouTube channel

    Subscribe to my newsletter

    Get your free copy of Unlock Your Money Blocks Workbook: Your step-by-step guide to unlocking your blocks to financial freedom.

    Disclaimer: Please remember that the information shared on this podcast does not constitute accounting, legal, tax, investment or financial advice. It’s for informational purposes only. You should seek appropriate professional advice for your specific information.
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    46 m
  • How To Navigate Health Challenges With The Power Of I Can't®: An Interview With Simone Giangiordano

    How To Navigate Health Challenges With The Power Of I Can't®: An Interview With Simone Giangiordano
    Dec 28 2024

    What happens when your health forces you to rethink your career? Simone Giangiordano, creator of The Power of I Can’t® and BalanceUP®, shares her expert story of leaving a corporate career to build a business that supports both well-being and success.

    Simone’s journey—from navigating financial struggles to overcoming personal health challenges—highlights the importance of strategic planning, adaptability, and self-defined success. She helps entrepreneurs break free from traditional business pressures and focus on freedom and flexibility, ensuring that growth happens sustainably and in alignment with personal well-being.

    ✨ Key Takeaways:

    • Embrace change—Your career can evolve in ways that align with your needs
    • Lifelong learning is key—Every transition is an opportunity to gain new skills
    • Community is everything—Build a strong support system for success
    • Define success on your terms—Forget arbitrary income goals and focus on what truly matters

    If you’re ready to design a business that supports your health and lifestyle, don’t miss this expert insight from Simone Giangiordano! 🎧💡

    Website: https://www.simoneg.net/

    Lnkedin: https://www.linkedin.com/in/simonegiangiordano/

    Instagram: https://instagram.com/simonegbalanceup/

    X: https://twitter.com/SimoneGBalance

    YouTube: https://www.youtube.com/@Simone_G

    Stay connected:

    Connect with Laura on LinkedIn

    @Rotters5 on Twitter

    Connect with Laura on Facebook

    Subscribe to my YouTube channel

    Subscribe to my newsletter

    Get your free copy of Unlock Your Money Blocks Workbook: Your step-by-step guide to unlocking your blocks to financial freedom.

    Disclaimer: Please remember that the information shared on this podcast does not constitute accounting, legal, tax, investment or financial advice. It’s for informational purposes only. You should seek appropriate professional advice for your specific information.
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    48 m
  • Guiding Womenpreneurs To Money And Freedom: An Interview with Leslie Kuster

    Guiding Womenpreneurs To Money And Freedom: An Interview with Leslie Kuster
    Apr 20 2024
    Leslie Kuster is a multiple seven figure ecommerce brand owner whose business Back From Bali offers women bohemian chic clothing ethically made in Bali. The success of Back from Bali affords Leslie the life of her dreams, and she is passionate about igniting and inspiring other women entrepreneurs to rise while they create the financial and personal freedom they crave. Leslie empowers women to live their true freedom by teaching them how to create a business that aligns with their deeper core values enabling women to work in a way that brings ease and flow into their daily lives so they can live truly fulfilled.Leslie discusses her journey from being a silent observer of gendered financial roles to becoming a beacon of success and autonomy. As Leslie shares how she challenged the beliefs she created in childhood and significantly scaled her Bali clothing business from five figures to multiple millions in revenue, she emphasizes the importance of mindset shifts, focused effort, and the power of seeking mentorship. Leslie now believes that it's never too late to redefine financial success, and shares strategies for prioritizing and taking action in business. The conversation underlines that financial freedom and success are deeply connected to one's beliefs and actions, encouraging listeners to challenge their money stories and pursue their financial goals fearlessly.“I believed that having more money and focusing on money would make me a superficial person who wasn't spiritual. These were my beliefs and I started to go okay, so why do you think having more success is going to take away your freedom? And I started to write down in my journal things like: "More success, well, I won't have freedom." And then I changed it to: "I have more success and I have a lot of freedom; I have a lot of money and I'm a very giving, spiritual person." I started to change the mindset and this was what changed everything. And that was it. I was going in a whole new direction.” - Leslie KusterKey takeaways:-You will never be alone. Leslie shared her decision to take some insurance money she had received, quit her job and travel alone to Bali. Though she was scared, her cousin Jennifer assured her that she would never be alone. When you travel with a girlfriend, when you travel with another partner, you're not as apt to meet other people. But when you're traveling alone, people come up to you, and you go up to others.This is true for the entrepreneurial journey in general. Once you take the leap, you will be introduced to people and situations that you wouldn’t encounter otherwise.-The knowledge of what you DON’T want to do can fuel your journey, in the absence of a vision of where you’re going. Leslie returned from her trip and decided to launch her business, importing children’s clothing from Indonesia to sell at street fairs. She acknowledges that she was brave, but to her the idea of going into a company again was worse than the fear of trying to make something new work. -Once you have an idea, take action! So many of us think: I’ll do that eventually, after I put my website together, after I do this or that. Leslie attributes her success to her ability to see the big vision, break it down into the action steps needed and then make them happen. She also was very clear that she did not want to take on debt to fund her business. So she intentionally started small and grew the business over time. -Recognize your money story and the impact it is having on your life. Leslie had a belief that more business success would take away her freedom, and that having more money would make her a superficial person who wasn't spiritual. She changed her mindset to: I have more success and I have a lot of freedom. I have a lot of money and I'm a very giving spiritual person. For Leslie, this change in mindset changed her business and her life.About the Guest:Leslie Kuster is the money and freedom guide for women entrepreneurs over 50 who also want to fall in love with life again.Leslie's message is that "It's never too late" to create success, financial wealth, and a life of freedom. Leslie Kuster’s well-earned knowledge is born from experience. In her mid 50’s, she was able to ricochet her Back from Bali clothing business from 5 figures to multiple millions. She is now helping other women entrepreneurs of all ages realize their dreams and grow their businesses.Leslie is the best-selling author of 7 Keys to 7 Figures: The Women Entrepreneurs' Guide to Money and Freedom.It provides women entrepreneurs seven master keys to unlock a successful, money-making business. Website: www.lesliekuster.comLinkedin: www.linkedin.com/in/lesliekusterInstagram: www.instagram.com/lesliekusterofficialFacebook: https://www.facebook.com/profile.php?id=100093979500773Resources: Million Dollar Mindset ResourcesBook: 7 Keys to 7 Figures: The Women Entrpreneur's Guide to Money and Freedom Stay connected:Connect with Laura on LinkedIn@...
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    52 m
  • Succeeding Together by Exchanging Services: An Interview With Anna Wolfman, Founder & CEO of the Femunify Skill Exchange

    Succeeding Together by Exchanging Services: An Interview With Anna Wolfman, Founder & CEO of the Femunify Skill Exchange
    Sep 7 2024
    Anna is the Founder and Community Curator of the Femunify Skill Exchange, where female entrepreneurs, coaches and service providers exchange their services and expertise to help each other build and grow their online businesses. Before Femunify, Anna spent over a decade building a successful corporate career in several multimillion-dollar companies, where she managed large teams, led key strategic projects, and was a trusted advisor to many executives. Anna has taken her years of experience in business strategy and growth, operations, people management, and powerful networking, and is now blazing her own trail as an entrepreneur, while helping other women do the same.Anna shares her journey from a stable corporate career to becoming an entrepreneur focused on building a community for female entrepreneurs. She discusses how growing up with financial instability shaped her risk-averse mindset, leading her to a career in accounting. However, she eventually pivoted toward entrepreneurship after feeling unfulfilled in the corporate world.Anna describes how she launched Femunify, a platform where female entrepreneurs exchange services and expertise to grow their businesses. She highlights the challenges women in business face, such as fluctuating incomes and balancing roles, and describes how collaboration through skill exchange can grow a brand and expand a business without the need to pay out of pocket. “All of these challenges really brought me back to okay, why don't we do this in a more communal, supportive team type way and go back to the basics of essentially bartering and exchanging skills and leaning into? Every single person has their zone of genius, has their areas of expertise, has something valuable that they could offer. What if we lean into that and leverage that and use that to then access help from other experts that could help us in our business?” - Anna WolfmanKey takeaways:-Notice when you are being called to expose yourself to new things. Anna was looking forward to returning to work after an extended maternity leave. She began to listen to podcasts about mindset and success, which she had never done before, in order to give her a renewed sense of energy. -Recognize that change takes time. After Anna became exposed to these podcasts, she began a pivot and a shift and a very slow evaluation, as she put it. She asked herself if she was having the impact she’d like to have or was she operating out of fear? Still it took her several years until she actually acted on making a shift and left her corporate career to start her own business, during which time she did some financial planning and made sure her family was on strong financial footing. -You never know when, what we put out there might resonate with the right person who is meant to hear it at that moment in time, said Anna. Referring to a podcast with Robin Sharma she had heard, it motivated her to consider leaving the corporate world and starting her own business. Had she heard it earlier, she doesn’t know if it would have landed with her in the same way.-You might need the space to step away from your day-to-day routine and reflect before a big change. Anna noted that something life changing, like having children, helps put certain things in perspective. It could make you more fearful but, in her case, it motivated her to push past her fear, take a risk and be a role model for her children. About the Guest: Anna Wolfman is the Founder & Community Curator of the Femunify Skill Exchange, where female entrepreneurs, coaches, and service providers exchange their services and expertise to help each other build and grow their online businesses.She spent over 13 years building a successful corporate career where she managed large teams and was a trusted advisor to many executives. She’s taken her years of experience in business strategy, operations, people management, and networking, and is now blazing her own trail as an entrepreneur.Today she leads a collaborative community that helps female entrepreneurs build the businesses of their dreams – faster, smarter, together.Website: https://www.femunify.com/Linkedin: https://www.linkedin.com/in/anna-wolfman/Facebook: https://www.facebook.com/anna.wolfman.femunify/Instagram:https://www.instagram.com/femunify/Free resource: 7 Proven & Actionable Ways to Accelerate Your Business Growth - Without Breaking the Bank Stay connected:Connect with Laura on LinkedIn@Rotters5 on TwitterConnect with Laura on FacebookSubscribe to my YouTube channelSubscribe to my newsletterGet your free copy of Unlock Your Money Blocks Workbook: Your step-by-step guide to unlocking your blocks to financial freedom.Disclaimer: Please remember that the information shared on this podcast does not constitute accounting, legal, tax, investment or financial advice. It’s for informational purposes only. You should seek appropriate professional advice for your specific information.
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    50 m
  • Creating Authentic Content Strategies: An Interview with Remi Leibovic, Founder of RCL Media

    Creating Authentic Content Strategies: An Interview with Remi Leibovic, Founder of RCL Media
    Jun 15 2024
    Remi Leibovic is the founder of RCL Media, a woman Latina-owned social media agency based in northern New Jersey. Remi enjoys problem solving for businesses via social media and helping them tell their stories visually through content creation. Remi shares her journey of growing up in a hardworking immigrant family, highlighting the sacrifices her parents made to ensure she and her brother received a solid education.She talks to us about her transition from traditional graphic design to the dynamic world of digital content creation. She emphasizes the importance of maintaining a cohesive brand identity and the pitfalls of generic design choices. We discuss the creation and management of engaging social media content, the importance of audience interaction on platforms like LinkedIn and Instagram, and the benefits of identifying niches. Remi highlights the strengths and skills required to succeed in this field, the importance of networking, and the role of a strong support system.“Social media for business is certainly not an overnight success and you need to approach it with a long-term goal in mind and you need to really be targeting your audience and building a rapport and a relationship with your audience. How do you do that? It all takes time and most of my clients see success within the three-month mark, but true success, like the true consistency, comes from the six-month.” - Remi LeibovicKey takeaways:- Limited financial resources can be an incentive to step up your game. Remi shared how she was laid off from her temp job, was unable to collect unemployment, and had just $700 in her bank account. She took her father’s advice and attended a chamber of commerce meeting - and left with five graphic design clients!- Having a corporate “day job” can ease the financial stress as you build your business. Remi developed her coding skills and landed her first corporate job that blended programming with design for legal paperwork. She continued to build her business while benefiting from the paycheck and benefits of her corporate job. - When engaging on social media as a small business, it’s as important to engage with others as it is to post content. Among her services, Remi provides a social media package for small businesses, creating, scheduling and managing social media posts in their unique voice. She stressed the need to engage the audience by posting polls, responding to comments and replying to messages, rather than just “posting and ghosting.”About the Guest: Remi Leibovic, MCM., is the founder of RCL Media, a Woman/Latina owned Social Media Agency based in northern NJ. She has been growing RCL Media since 2020 and has been in business for four years. In addition, Remi is a recent graduate of Rutgers Newark’s Entrepreneurial Pioneers Program Cohort. She is Cuban, Argentinian, and was raised and still resides in Northern NJ. What she loves the most about running RCL Media is that she gets to meet new people and be creative in her own way each day. She gets to problem solve for business’s via social media and tell their stories visually through content creation. She holds a Masters of Communication Management (MCM) from Rutgers University with a focus in Digital Media. For the past three years she attended graduate school, worked full time, and ran the business. She is 100% self funded and mainly gained most of her clients through networking. As of March of last year, she transitioned into running the business full time and has been gaining new clients and partnerships ever since.Website: https://rclmedia.net/Linkedin: https://www.linkedin.com/in/remi-leibovic-rclmedia/Instagram: https://www.instagram.com/rclmediaofficial/Facebook: https://www.facebook.com/rclmediaofficialResources: Remi's coach, Lynn Roe, LSR Consultants Stay connected:Connect with Laura on LinkedIn@Rotters5 on TwitterConnect with Laura on FacebookSubscribe to my YouTube channelSubscribe to my newsletterGet your free copy of Unlock Your Money Blocks Workbook: Your step-by-step guide to unlocking your blocks to financial freedom.Disclaimer: Please remember that the information shared on this podcast does not constitute accounting, legal, tax, investment or financial advice. It’s for informational purposes only. You should seek appropriate professional advice for your specific information.
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    48 m