When you've been trained to analyze investments based on a high rate of return, it's hard not to scrutinize Whole Life through the same lens.

But zooming in on the rate of return misses the answer to the bigger question: "How can I become my own banker?"

This episode is for you if you've dismissed Infinite Banking because the rate of return didn't look good enough. Because I'll show you a better way to think of Whole Life and IBC, and explain why conventional investment returns often look more straightforward than they really are.

If rate of return is your biggest sticking point, this might change how you see it for the better.

Listen now!

Show highlights include:

• Why "rate of return" is the wrong place to start when considering Whole Life, and what to look at instead. (1:04)
• Simple golf analogy that explains why behavior matters more than a policy illustration. (2:06)
• The "Holding Tank" mindset that shifts you from chasing returns to controlling your capital. (2:36)
• A veteran market expert's humbling confession about the limits of forecasting. (3:43)
• Overlooked reason for retirement account growth that tricks investors into thinking the market's great, even when it might not be. (5:32)
• How Whole Life provides creditor protection in many states. And why that matters more than you think. (5:56)
• What I'm really thinking when someone compares Whole Life to market returns. (6:38)
• Why calculating your rate of return with IBC isn't as simple as it sounds. (7:50)

Reach out to me:

valerie@alphaomegawealth.com

https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Infinite Banking Mastery (infinitebankingnorthwest.com)

People have been taught to look at Whole Life as an investment, so they do! And when the returns aren't flashy like stocks, funds, and precious metals they ignore Whole Life and pour their money into something else.

But it's a mistake to think of Whole Life and investments as an "either/or" proposition. Because the truth is: you don't have to choose just one.

In this episode I'll explain the right way to look at Whole Life, and how it can work hand in hand with whatever investment vehicle you're passionate about.

I'll also explain what a licensed advisor like me legally can and cannot do to help you decide on what investments you make.

Listen now!

Show highlights include:

• Why you shouldn't compare Whole Life savings to investments, and how to view them instead. (0:54)
• Can you still use Whole Life to meet financial goals if you're already in your retirement years? The answer might surprise you. (2:04)
• Critical Catch: How your death benefit can help you even before you pass away. (2:35)
• Have questions about investment accounts? What I can and can't do to help as a licensed advisor. (4:43)
• Force multiplier that lets you leverage Whole Life for maximum benefit and still fund the investments you want. (6:03)
• Scared you'll outlive your income? Here's how I can help. (8:06)

Reach out to me:

valerie@alphaomegawealth.com

https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Infinite Banking Mastery (infinitebankingnorthwest.com)

If you're new to the Infinite Banking concept you might think accessing your Whole Life insurance policy's cash value works just like conventional retirement accounts: Penalties for early withdrawal, required distributions, surrender charges and more.

But it doesn't work that way. The truth is: it's a breeze!

In fact, IBC looks even better when you understand how conventional retirement accounts really work, and the built-in features that work great for the government and advisors, but don't always work great for you.

I'll explain it in this episode, and "show my work" with clear examples. I'll also share how to easily safeguard your Whole Life policy against the one mistake that could undermine its advantages.

Listen now!

Show highlights include:

• Disastrous Whole Life mistake that's like kryptonite to your policy's superpowers. (1:30)
• Common misunderstanding about retirement plans and taxes that decimates your spending power when it's time to withdraw funds. (2:35)
• Eye-opening thought exercise that forever changes how you look at your retirement account balance. (3:32)
• How runaway government spending threatens your retirement income, and why your retirement account renders you defenseless to stop it. (4:49)
• What you don't know about retirement income that could force you to work in your golden years. (6:44)
• "Termite effect": How retirement account fees nibble away at your account value. (8:48)
• What actually happens if you leave your IRA to your children when you die. (10:33)

Reach out to me:

valerie@alphaomegawealth.com

https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Infinite Banking Mastery (infinitebankingnorthwest.com)