Infinite Banking Mastery Podcast Por Valerie LaRoque arte de portada

Infinite Banking Mastery

Infinite Banking Mastery

De: Valerie LaRoque
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Having a safe and secure retirement feels impossible today. With inflation, higher taxes, volatile stock, and property markets, it's overwhelming, isn't it? And the banks and government aren't going to help you. We all know this. That's the bad news. The good news? You can live a debt-free life and retire with a sizable nest egg. In fact, this is easy — so long as you don't rely on the government and the banks. Valerie LaRoque, your host, is an authorized IBC Practitioner (with the Nelson Nash Institute).. Listen to the Infinite Banking Mastery podcast where you will discover the power of the Infinite Banking Concept (IBC). Grow a tax-free pool of cash. Take full control over your financial future. And most importantly, build your legacy.Copyright 2022-2025 Biografías y Memorias Ciencias Sociales Economía Finanzas Personales
Episodios
  • Encore: Money We are Willingly Handing Away
    Jan 8 2026

    Do you ever sit and burn $20 bills?

    If you don't, you may as well, because right now the banks are legally taking 34.5% of your take home earnings in pure interest.

    This interest isn't to pay down your mortgage, your car loan, or your student debt. It's to fill the greedy coffers of ultra rich bankers. Think I'm being hyperbolic? I purchased my home for $377,988 — amortized over 30 years. With an interest rate of ~6.7%, that means $483,238 is going to the bank in interest by the end of the 30 years.

    Worst part?

    The banks don't sit there and wait for me to give them $483,283. They're making interest on the payments the whole time, and are more likely to make close to $1.8M in profit off my $377,988 purchase!

    That's the bad news.

    The good news?

    In today's episode, I share how to stop handing away 34.5% of your savings to the banks. I also show you how to take out $100K and pay no interest for an entire year — without receiving any penalties.

    Listen now!

    Show Highlights Include:

    • How to avoid losing a single penny to the banks as explained by a former pilot (4:40)
    • How to take out a $100K loan and pay no interest for an entire year (without receiving any penalties or the repo trucks coming for you!) (8:09)
    • Why refinancing your home within the first 10 years causes you to pay WAY more in interest (12:02)
    • The insidious way you're actually paying 50% more for your home than you realize (and how to stop overpaying for it) (13:21)
    • How the banks earn $1.8M in interest on a $377K house (and how to protect your money from greedy bankers) (15:41)

    Reach out to me:

    valerie@alphaomegawealth.com

    https://www.linkedin.com/in/valerie-laroque-lacp-b569509

    Infinite Banking Mastery (infinitebankingnorthwest.com)

    Más Menos
    18 m
  • Encore: What is Fractional Reserve Banking?
    Jan 1 2026

    How nice would an extra million dollars sound?

    And imagine if you didn't have to work harder, smarter, or even work at all to get it.

    Well, this does exist!

    But I don't recommend you try doing it, because you'll cop a whopping 20 year prison sentence. But if your name is Bank of America, JPMorgan Chase, Wells Fargo, Citigroup, or Goldman Sachs, then go for gold!

    That's right, the banks do this every single day. They do it so much that a huge amount of our currency supply is created out of thin air by these guys.

    Best part?

    They don't go to prison, but if you did it, you'd be in prison!

    And it's all possible thanks to the concept known as "Fractional Reserve Banking." In today's episode, you'll discover the madness behind this concept, as well as how to protect yourself from this corrupt system.

    If you haven't heard of "Fractional Reserve Banking" before, strap in — it's going to be a wild ride!

    Listen now!

    Show Highlights Include:

    • How banks drain your buying power by loaning out more money than they receive (yes, they do, and no, it's not illegal… in fact, it's cheered on by our government) (0:49)
    • Why the FDIC won't be able to protect your savings in an economic collapse because of their "1 Percent" secret (2:45)
    • The insidious "Unsecured Creditor" law that means you will be bailing in the banks in the next financial crash (whether you like it or not) (5:00)
    • How every dollar in your savings account becomes $10 available for loans and investments (7:37)

    Reach out to me:

    valerie@alphaomegawealth.com

    https://www.linkedin.com/in/valerie-laroque-lacp-b569509

    Infinite Banking Mastery (infinitebankingnorthwest.com)

    Más Menos
    13 m
  • Encore: How Banks Make Money
    Dec 25 2025

    Have you ever wondered why there's a maximum withdrawal limit at the bank?

    They'll often tout it as "stopping criminals from laundering money." But the reality is this: They don't have much money in the actual bank!

    What do I mean?

    The primary way banks make money is by lending out YOUR money. Banks only need to keep about 10% of deposits on reserves. So when you make a deposit, they loan out your money (and then some!) and earn their profit by charging interest.

    The only reason why this has worked is because the banks know 90% of all savings are untouched by the public — they don't take their money out, they leave it in the bank.

    But this was one of the causes of the Great Depression. The public were scared of a market crash, decided to take out all their money as the banks weren't safe anymore, and they were told…

    There was no money left!

    But there is a way to be free from this madness. In today's episode, I reveal "The Family Banking System", which allows you to recapture the interest you're losing to banks.

    Listen now!

    Show Highlights Include:

    • Why the banks are legally allowed to take your money and then sell it back to you (and make a handsome profit) (0:56)
    • Our banking system would collapse if everyone withdrew their money all at once. It's known as fractional reserve banking, and you can learn how it started at (1:21)
    • How banks make a profit off every single transaction you make with the "3 Circle Exercise" (5:04)
    • Why Bank of America gets away with a 16x return on investment on YOUR savings (6:29)
    • How to take out a loan with a terrible FICO credit score (8:18)

    Reach out to me:

    valerie@alphaomegawealth.com

    https://www.linkedin.com/in/valerie-laroque-lacp-b569509

    Infinite Banking Mastery (infinitebankingnorthwest.com)

    Más Menos
    12 m
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Do yourself a favor and listen to what Valerie has to say! Extremely informative! Can't believe how much I have learned from listening to her. So grateful for what I have learned!

Extremely informative

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Very interesting to learn Valerie’s story. Can’t wait to listen to more and learn more financially!

Awesome listen!

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