The 401(k) Creator Reveals What No One Tells You About Retirement

Jacqueline Crider and Ted Benna discussed the origin and evolution of the 401k, with Ted Benna explaining his role in introducing employer matching and pre-tax employee contributions. They covered the 401k's shift from traditional pensions to individual control over savings and the importance of intentional retirement planning, including lifestyle considerations and financial budgeting. Other key talking points included the burden of student loan debt, the value of diverse career paths beyond traditional college, and the utility of the 401k for first-time home purchases, along with Ted Benna's "Radish Plan" for employee emergency savings.

Chapters

00:00 The Birth of the 401k
09:50 The Shift from Pensions to 401k
19:47 Planning for Retirement: The Importance of Intentionality
29:55 Navigating Financial Challenges in Today's Economy
40:07 Innovative Solutions for Financial Empowerment

Guest Contact Details:
Name: Ted Benna
Email: ted.benna@benna401k.com
Business: 401kbenna, LLC

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The Secret to Balancing Feminine Energy and Financial Strength

In this episode of Financial Mastery Simplified, host Jax Crider and guest Dana Hunter Fradella discuss the importance of women's empowerment, self-discovery, and financial independence. They explore how societal expectations can hinder personal fulfillment and the significance of aligning one's values with financial goals. Dana shares her journey of overcoming resistance and embracing change, emphasizing the role of community support in navigating life's challenges. The conversation highlights the power of self-mastery and the impact of financial literacy on creating a legacy for future generations.

Chapters

0:00 – Transforming Setbacks into Comebacks: Women’s Empowerment & Financial Mastery

1:20 – Identity Beyond Labels: Self-Discovery Framework for Fulfillment

3:31 – Perfectionism, Alcoholism, Recovery: A Midlife Awakening Story

6:16 – Money Mindset in a Consumer Culture: Scarcity vs. “Enough”

10:01 – College, Trade, or Pause? Choice Architecture for Teens & Parents

14:28 – Alignment in Finance: Logic + Spirit for Better Money Decisions

17:42 – Financial Feminism: Stop Outsourcing Power & Know Your Numbers

25:11 – Family Money Systems: Custodial Roths, 529s, HYSAs & 10% Giving

29:01 – Resistance & Belonging: Staying Aligned Under Family/Societal Pressure

43:09 – Self-Mastery Practice → Financial Mastery: Action Steps & Next Moves

Guest Contact Details:

Name: Dana Hunter Fradella

Email: girls.who.recover@gmail.com

Business: Girls Who Recover

Phone number: 5046101432

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How Depression Quietly Destroys Your Finances (And How to Heal)

In this episode of Financial Mastery Simplified, host Jax Crider delves into the intricate relationship between financial mastery, mental health, and spirituality. Drawing from her personal experiences with depression and ADHD, Jax explores how these factors influence financial behaviors and overall life fulfillment. She emphasizes the importance of self-awareness and intentional living as key components in achieving mastery over one's financial and personal life. The conversation also highlights the rising rates of depression in society and the role spirituality can play in overcoming mental health challenges. Jax encourages listeners to reflect on their own journeys and consider how they can reset their relationship with money for a more fulfilling life.

Chapters

00:00 Introduction to Financial Mastery and Personal Struggles

02:26 The Intersection of Mental Health and Financial Mastery

10:27 Finding Fulfillment in Financial Success

16:13 Self-Awareness and Spirituality in Mastery

24:22 Conclusion and Call to Action

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