Snag Our Simplified Budget System!

Whew, Budget Besties — this episode is full of real talk and real wins from our coaching clients. From Nashville tattoo artists to newlyweds trying to merge finances without losing their minds, we’re covering it all in today’s behind-the-scenes episode of what it really looks like to get your money life together.

We’re walking through: 💸 Making sense of cash-heavy businesses (yes, even $6K/month in cash!)

🏡 Homemaking budgets and why "making a house a home" is a line item

📱How to untangle Amazon charges (spoiler: you can assign cards by category!)

🧾 Organizing messy savings and crushing debt with clarity

💑 Blending finances as a couple — even when one of you has debt and the other doesn’t

Because budgeting is not about judgment. It’s about creating a system that works for your real life. Whether you’re:

1. Running a six-figure biz with money flying in from all angles

2. Feeling low-key guilty about spending on your home

3. Nervous about your partner seeing just how much credit card debt you’ve got

4. Or overwhelmed by all the bank accounts, credit cards, and loans you’ve been managing solo...

We’ve got you.

🧠 This episode is full of coaching gold:

1. Why cash-based income has to be budgeted or it will disappear

2. The truth about lifestyle creep (and how to check it before it runs away with your goals)

3. How simple changes — like naming your savings or setting spending accounts — lead to massive progress

4. And how to create buy-in with your spouse without a fight

This is what financial clarity looks like: one small, consistent, empowered step at a time. 🧡

4 Ways To Connect With Us:

1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

Click here to view our privacy policy.

This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!

Hey, Budget Besties! 💛

Today we’re taking you on a money journey through every season of a woman’s life — from those first babysitting paychecks to living your best bougie grandma life. 🛍️👵🏽✨

Why? Because budgeting matters at every single stage. And when you know what to expect (and how to plan for it), you can build the confident, abundant life you deserve.

We’re diving into:

1. High school budgets (hello, Starbucks and hoodies 🧋🧥)

2. College survival (and how to NOT live off ramen and credit cards)

3. Young marriage and mom life (budgeting for date nights and diapers)

4. Bougie era budgeting (more income, bigger goals—and NO excuses)

5. Empty nesters and retirement (planning for those grandbaby snuggles and that dream trip to Italy 🇮🇹)

Throughout each era, we’re keeping it real about how your budget needs to shift, what habits you need to build (spoiler: savings buckets forever 🪣), and how to use your money with intention instead of living paycheck to paycheck (no matter how much you make!).

🧠 Lessons You’ll Learn:

1. How early budgeting habits create financial confidence for life

2. Why your college student must have a budget (and how to avoid drowning in debt)

3. How to combine finances in marriage without stress or confusion

4. Why high income doesn’t fix money problems — but budgeting does

5. How to step into your wealthy woman era and keep building that legacy

You're not behind, bestie. Whatever stage you're in—you've got time, you've got options, and you've got us cheering you on! 🎉

4 Ways To Connect With Us:

1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

Click here to view our privacy policy.

This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Hey, budget besties! 💖 Today we’re chatting with Andrea, who's right in the middle of a BIG life transition — new marriage, three kids headed to Brazil for a year (!), and full-time camper living while her husband travels for work as a union electrician. 🚐✨

Andrea’s done all the things — tried The Budget Mom, dabbled in Dave Ramsey — but sticking to a budget? THAT’S the struggle. Especially now with a fluctuating income and a whole new way of life.

We walk Andrea through how to set up a money system that works for real life — not just the life you plan in pretty colors and fancy spreadsheets. 🎨📊 Here's what we tackled:

• How to budget on an inconsistent income without the chaos.

• Why separate bank accounts (bills, spending, savings!) are your new best friends.

• How to automate your money so you can't accidentally mess up (even if life gets messy).

• Budgeting off the bare minimum — and using the extra to finally get ahead.

• Why you start automation NOW — even if you’re behind on bills.

This conversation is full of real-life feels, practical tips, and lots of encouragement for anyone who's ready to turn a season of transition into a season of financial empowerment. 🌟

We want you to hear this loud and clear: you don’t have to be perfect. You just have to get your system in place and let it work for you — even when life gets wild.

Mentioned in the Episode:

• Separate bank accounts for bills, spending, and savings

• Budgeting on a baseline income

• Blue Collar Millionaire podcast (shoutout to our hardworking besties!)