Snag Our Simplified Budget System!

You make way too much money to be in this much debt — and we say that with love. ❤️

If you’re swiping your credit card for groceries, juggling balances between cards, and convincing yourself it’s worth it “for the points,” this episode is for you. We’re breaking down the truth about debt — how it keeps you stuck in the past — and showing you what it really means to fund your future instead.

Today, we’re talking about why your credit card is not your budget, what it looks like to be your own bank, and the small but powerful steps that help you stop relying on debt once and for all.

• 💳 Why using credit cards (even if you pay them off every month) keeps you one month behind

• 🏦 How to be your own bank and stop borrowing from your future

• 💡 Why “earning points” is not the same as earning interest — and how to actually win with your money

• 💬 The simple mindset shift that breaks the habit of relying on credit

• 💰 Practical steps to remove credit cards from your daily spending — and finally use your own money

• 📘 How our DIY Debt Relief Workbook can help you talk to creditors, negotiate balances, and take control

Connect With Us:

1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook

2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate

3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget

4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching

5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall

"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

Click here to view our privacy policy.

This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

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Festive season is coming in hot—and you don’t need to white-knuckle it. In this bonus chat with time management coach Anna Dearmon Kornick, we talk about setting a holiday vision, building simple guardrails for both time and money, and saying “yes” to what matters (and no to the rest). Plus: details on the Take Back Your Time Challenge: Stress-Free Holiday Edition—and our VIP workshop, Bougie on a Budget: How to Cash-Flow Christmas (No Holiday Hangover).

Snag Our Simplified Budget System!

In this heartfelt episode of Financial Coaching for Women, we’re joined by Kayden — a former coaching client whose story will remind you that it’s never too late to turn financial frustration into freedom.

Kayden and her husband went from constant miscommunication and missed payments to budgeting as a team, buying a home, and cash-flowing their life — even after a massive income cut. Her journey shows that progress isn’t about perfection; it’s about persistence, communication, and trusting the process.

If you’ve ever felt like you “make good money but have nothing to show for it,” this one’s for you.

• 💡 How Kayden went from “making good money with nothing to show for it” to paying every bill on time

• 🏠 How she and her husband bought a house while learning to budget together

• 💬 The mindset shifts that helped her improve communication with her spouse — even when he wasn’t in coaching

• 💳 How she tackled confusing student loans, renegotiated payoffs, and started cash-flowing expenses

• 🪣 Why starting small with savings buckets and guilt-free spending changed everything

• 📉 What to do when your income gets cut in half (and how to rebuild without panic)

• 🙌 The power of accountability, persistence, and coaching — even when life gets messy

🧭 What You’ll Learn in This Episode

Connect With Us:

1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook

2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate

3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget

4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching

5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall

"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

Click here to view our privacy policy.

This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!

Today we’re bringing you real-life stories and real lessons straight from our private coaching sessions. If our clients are struggling with it, chances are you are too. We’re breaking down the mistakes we see most often, how to fix them, and how to set yourself up for easy, stress-free money wins.

In this episode, we’re talking about two of the biggest budget busters we see:
1️⃣ Overcomplicating your money system with third-party apps like PayPal and Apple Pay.
2️⃣ Losing track of your true numbers — like your real minimum payments — and making your budget harder than it needs to be.

These stories will help you see how small tweaks can completely change how confident and in control you feel with your money.

Connect With Us:

1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook

2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate

3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget

4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching

5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall

"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

Click here to view our privacy policy.

This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!

Most people say their budgets get blown by “surprise” expenses — but let’s be real: Christmas isn’t a surprise. New tires? Not a surprise. Your dog’s annual vet visit? Definitely not a surprise. These are expected expenses that just don’t happen every month.

In this episode, we’re tackling how to stop the rollercoaster of “I was fine last month, now I’m swiping the credit card.” The solution? Savings buckets. When you create separate savings accounts for predictable but irregular expenses, you save today to avoid borrowing tomorrow.

• Why most “surprise” expenses aren’t really surprises

• How savings buckets can bring stability to your monthly budget

• The exact steps to set up your own buckets

• Real-life stories from clients who’ve transformed their finances using this method

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💡 What You’ll Learn

Connect With Us:

1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook

2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate

3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget

4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching

5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall

"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

Click here to view our privacy policy.

This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Hey Budget Besties—bonus episode: SHHH… we’re running a secret, besties-only sale this weekend on our Simplified Budget System (editable, plans paychecks, organizes bills, separates spending)

Click to reveal your coupon!

What our Budget Besties are saying: “savings buckets growing + paying down bills” — Tammy; “paid off 7 credit cards and now use cash” — Barbara; “finally stopped living paycheck to paycheck” — Kathleen.

⁠Click to reveal your coupon!⁠

Snag Our Simplified Budget System!

Ever feel like your work life and home budget are in a tug-of-war? Same, bestie — and you’re not alone. This week, we sat down with Stephanie, a law professor who’s been making huge moves with her money using our budget system. But like many of us, she hit a snag when it came to business travel.

Stephanie’s story is a masterclass in navigating:

• Work reimbursements that take months

• Whether credit cards are ever worth it (spoiler: rarely, but sometimes!)

• How to separate personal and professional expenses without losing your mind (or your receipts)

• Setting up a system that actually works — especially when math isn’t your thing

We cover:
✔️ Pre-funding business trips
✔️ Why a separate bank account is a game-changer
✔️ How to track expenses without burning out
✔️ What to do about credit card perks like car rental insurance or international fees
✔️ And why setting a weekly “receipt party” on your calendar might be your new best friend

Stephanie also shares how budgeting is now a whole family thing — from planning for Christmas (without the chaos) to giving her kids their own savings accounts (and real-time money lessons 💪).

Whether you're a working parent, frequent traveler, or just tired of the budget rollercoaster — this episode is packed with smart, doable strategies to help you stay on track and feel in control.

Connect With Us:

1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook

2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate

3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget

4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching

5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall

"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

Click here to view our privacy policy.

This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!

Today’s episode is ripped straight from real coaching convos with our clients — because if they’re dealing with it, chances are you are too. We’re talking about a common money trap that shows up in more budgets than you’d think: whole life insurance.

Spoiler alert: It’s not a good investment.
Not when you’re paying hundreds a month, not seeing any return, and living outside your means just to keep it going.

We break down:

• Why whole life insurance is rarely worth it (especially when your budget is tight)

• The difference between whole life and term life insurance

• What to do if you’ve already been paying into a whole life policy

• How to reorder your financial steps so you can actually build wealth (on your own terms)

We’re all about helping you avoid costly mistakes, feel seen, and walk away with quick wins. So whether you're paying $473/month into a policy that’s draining you or wondering if your “life insurance” line item is doing anything for you — this one's for you.

Remember: we want you to save, invest, and protect your family on purpose — and in the right order. Let’s get that money back in your budget and get you back in control.

Connect With Us:

1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook

2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate

3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget

4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching

5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall

"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

Click here to view our privacy policy.

This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!