• 506 | How to cut the cost of streaming & getting your first credit card
    Feb 12 2026

    In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:

    • With more and more streamming platforms on the market, here's how to save without missing out
    • Advice on getting your first credit card

    For links and further reading head to becleverwithyourcash.com/cashchats

    00:00 Intro
    01:24 Save on streaming
    16:20 Your first credit card

    ABOUT CASH CHATS

    Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

    BE CLEVER WITH YOUR CASH ON SOCIAL

    twitter.com/BeCleverCash

    instagram.com/becleverwithyourcash

    youtube.com/@becleverwithyourcash

    GET OUR WEEKLY NEWSLETTER

    You'll also get a free Quidco bonus for signing up

    https://becleverwithyourcash.com/newsletter/

    MUSIC

    The music is Easter Island by Lonely Punk and provided on a creative commons licence

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    33 mins
  • 505 | Buy now pay later: a useful tool or a path to debt? And what's in Andy's wallet this year?
    Feb 5 2026

    In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:

    • What's in Andy's physical and digital wallet for 2026
    • The pros & cons of BNPL

    For links and further reading head to becleverwithyourcash.com/cashchats

    00:00 Intro
    01:58 What's in my wallet
    17:51 Buy Now Pay Later

    ABOUT CASH CHATS

    Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

    BE CLEVER WITH YOUR CASH ON SOCIAL

    twitter.com/BeCleverCash

    instagram.com/becleverwithyourcash

    youtube.com/@becleverwithyourcash

    GET OUR WEEKLY NEWSLETTER

    You'll also get a free Quidco bonus for signing up

    https://becleverwithyourcash.com/newsletter/

    MUSIC

    The music is Easter Island by Lonely Punk and provided on a creative commons licence

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    32 mins
  • 504 | 7.1% savings account, easy direct debits for switching & more!
    Jan 29 2026

    In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:

    • Our top savings rates for February
    • Cheap and easy direct debits for bank switching
    • Tips and tricks to help you stop spending and get saving

    For links and further reading head to becleverwithyourcash.com/cashchats

    00:00 Intro
    01:13 Cheap & easy direct debits
    18:53 Tips to stop spending
    29:41 Savings update

    ABOUT CASH CHATS

    Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

    BE CLEVER WITH YOUR CASH ON SOCIAL

    twitter.com/BeCleverCash

    instagram.com/becleverwithyourcash

    youtube.com/@becleverwithyourcash

    GET OUR WEEKLY NEWSLETTER

    You'll also get a free Quidco bonus for signing up

    https://becleverwithyourcash.com/newsletter/

    MUSIC

    The music is Easter Island by Lonely Punk and provided on a creative commons licence

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    48 mins
  • 503 | £750 HSBC switch, how to grab the Nationwide bonus & is it time to ditch the Cash ISA?
    Jan 22 2026

    In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:

    • Current account latest for January 2026
    • Do you need an ISA in 2026?
    • Don't miss out on the Nationwide Fairer Share payment

    For links and further reading head to becleverwithyourcash.com/cashchats

    00:00 Intro
    01:24 Banking update
    16:57 Do you need an ISA in 2026
    35:04 Nationwide Fairer Share payment

    ABOUT CASH CHATS

    Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

    BE CLEVER WITH YOUR CASH ON SOCIAL

    twitter.com/BeCleverCash

    instagram.com/becleverwithyourcash

    youtube.com/@becleverwithyourcash

    GET OUR WEEKLY NEWSLETTER

    You'll also get a free Quidco bonus for signing up

    https://becleverwithyourcash.com/newsletter/

    MUSIC

    The music is Easter Island by Lonely Punk and provided on a creative commons licence

    Show more Show less
    44 mins
  • 502 | Where to put your savings in 2026 & get £250 from a Lloyds bank switch
    Jan 15 2026

    In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:

    • Our pick of the best UK savings accounts for 2026
    • A new Lloyds bank switch worth £250 and it's available if you've switched before

    For links and further reading head to becleverwithyourcash.com/cashchats

    00:00 Intro
    01:34 Best savings accounts for 2026
    21:28 Lloyds £250 switch

    ABOUT CASH CHATS

    Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

    BE CLEVER WITH YOUR CASH ON SOCIAL

    twitter.com/BeCleverCash

    instagram.com/becleverwithyourcash

    youtube.com/@becleverwithyourcash

    GET OUR WEEKLY NEWSLETTER

    You'll also get a free Quidco bonus for signing up

    https://becleverwithyourcash.com/newsletter/

    MUSIC

    The music is Easter Island by Lonely Punk and provided on a creative commons licence

    Show more Show less
    34 mins
  • 501 | The top picks for the best bank accounts AND the best cashback & reward cards for 2026
    Jan 8 2026

    In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:

    • The best bank accounts for spending, bills, switching & more in 2026
    • Our picks for 2026 to make the most of your spending with cashback and reward credit and debit cards

    For links and further reading head to becleverwithyourcash.com/cashchats

    00:00 Intro
    01:44 Best bank accounts for 2026
    22:04 Best cashback & reward cards for 2026

    ABOUT CASH CHATS

    Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

    BE CLEVER WITH YOUR CASH ON SOCIAL

    twitter.com/BeCleverCash

    instagram.com/becleverwithyourcash

    youtube.com/@becleverwithyourcash

    GET OUR WEEKLY NEWSLETTER

    You'll also get a free Quidco bonus for signing up

    https://becleverwithyourcash.com/newsletter/

    MUSIC

    The music is Easter Island by Lonely Punk and provided on a creative commons licence

    Show more Show less
    40 mins
  • 500 | How to be clever with your cash in 2026
    Jan 1 2026

    In the 500th episode of the pod Andy's talking about how the tips and tricks to be better with your money in 2026.

    For links and further reading head to becleverwithyourcash.com/cashchats

    00:00 Intro
    00:40 How to be clever with your cash in 2026

    ABOUT CASH CHATS

    Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

    BE CLEVER WITH YOUR CASH ON SOCIAL

    twitter.com/BeCleverCash

    instagram.com/becleverwithyourcash

    youtube.com/@becleverwithyourcash

    GET OUR WEEKLY NEWSLETTER

    You'll also get a free Quidco bonus for signing up

    https://becleverwithyourcash.com/newsletter/

    MUSIC

    The music is Easter Island by Lonely Punk and provided on a creative commons licence

    Show more Show less
    23 mins
  • BONUS EPISODE | A message from Andy
    Dec 23 2025

    In this bonus episode of the pod, Andy's sharing an update with his plans for Be Clever With Your Cash for 2026.

    For links and further reading head to becleverwithyourcash.com/cashchats

    ABOUT CASH CHATS

    Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

    BE CLEVER WITH YOUR CASH ON SOCIAL

    twitter.com/BeCleverCash

    instagram.com/becleverwithyourcash

    youtube.com/@becleverwithyourcash

    GET OUR WEEKLY NEWSLETTER

    You'll also get a free Quidco bonus for signing up

    https://becleverwithyourcash.com/newsletter/

    MUSIC

    The music is Easter Island by Lonely Punk and provided on a creative commons licence

    Show more Show less
    7 mins