The Latte Factor

Why You Don't Have to Be Rich to Live Rich

By: David Bach, John David Mann

Narrated by: Mizuo Peck

Length: 3 hrs and 59 mins

Publisher's summary

Discover the number one New York Times best-selling author David Bach’s three secrets to financial freedom in an engaging story that will show you that you are richer than you think. Drawing on the author’s experiences teaching millions of people around the world to live a rich life, this fast, easy listen reveals how anyone - from millennials to baby boomers - can still make their dreams come true.

In this compelling, heartwarming parable, Bach and his best-selling coauthor, John David Mann (The Go-Giver), tell the story of Zoey, a 20-something woman living and working in New York City. Like many young professionals, Zoey is struggling to make ends meet under a growing burden of credit card and student loan debt, working crazy hours at her dream job but still not earning enough to provide a comfortable financial cushion. At her boss’ suggestion, she makes friends with Henry, the elderly barista at her favourite Brooklyn coffee shop.

Henry soon reveals his 'Three Secrets to Financial Freedom', ideas Zoey dismisses at first but whose true power she ultimately comes to appreciate. Over the course of a single week, Zoey discovers that she already earns enough to secure her financial future and realise her truest dreams - all she has to do is make a few easy shifts in her everyday routine.

The Latte Factor demystifies the secrets to achieving financial freedom, inspiring readers to realise that it’s never too late to reach for your dreams. By following the simple, proven path that Henry shows Zoey, anyone can make small changes today that will have big impact for a lifetime, proving once again that 'David Bach is the financial expert to listen to when you’re intimidated by your finances' (Tony Robbins, number one New York Time best-selling author of Money: Master the Game).

  

PLEASE NOTE: When you purchase this title, the accompanying reference material will be available in your Library section along with the audio on our Desktop Site.

  

©2019 David Bach and John David Mann (P)2019 Simon & Schuster UK

Not very engaging.

The main story is a long-winded, indulgent medium for the main concepts. All useful ideas are in the PDFs.

meh

Some good points, but overall very american. Good things its only 3hrs, wouldnt bear more

feels like wall Street propaganda. to distract us

feels like wall Street propaganda. to distract us from bigger elephant in the room. disgusting

This book touched me like no other money book

I never normally write a review but I felt compelled to do one for this book. My only regret is that I didn't listen to it and follow the advice years ago. Now I only have 9 years to retirement but with the author's advice I can hopefully still finish rich.

Great Book

This book encapsulates his other books but for a new reader to the concept it is easy to understand and grasp

One of the best books I've ever read/ listened to

If you like Paulo Coelho, you'll love this book.
I could not stop listening to this and am forever grateful for David Bach putting this information into such an enjoyable and easy to understand read/ listen.

Inspiration

Inspiration for the next generation. A wonderful book from a brilliant human. Zoe Daniels is a modern day super hero. Thank you

Life changing story

Excellent book. The short story format makes it really interesting and easy to understand the concepts. All of your “yes but, what about…” questions get answered through the dialogue with different characters. Thank you David for a great book

Good story to begin your journey with.

First you may think it is obvious, but not at all. Quick and to the point, I recommend as a starting point to review your needs, wants, life goals and myths that you may believe in.

Life Changing 4 hours

In 4 hours listening to The Latte Effect I’ve learned fundamental principles that will change the course of life for my wife and I and our three kids. I’ve taken immediate action on my catch up plan, making smarter decisions on my expenses and new investments, thanks to this book. The ripple effect will impact generations to come. Thank you David Bach. Sincerely, thank you.