Resumen del Editor

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...
© Optimal Living Daily LLC
Episodios
  • 3472: Is It a Good Time to Refinance Your Mortgage? by Kumiko of The Budget Mom on Debt Management
    Feb 27 2026
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3472: Kumiko breaks down how to determine whether refinancing your mortgage truly makes financial sense, especially in a low interest rate environment. She walks through the real costs, credit considerations, and break-even calculations you need to evaluate before making a move. If you’re wondering whether lower rates could actually save you money, or cost you more in the long run, this practical guide will help you run the numbers with confidence. Read along with the original article(s) here: https://www.thebudgetmom.com/is-it-a-good-time-to-refinance-your-mortgage/ Quotes to ponder: "Before you pick up the phone to call the mortgage lender of your choice, there are several questions you need to ask yourself first." "Only you can figure out whether it’s a good time to refinance your mortgage. There’s no universal answer, and everyone’s situation is different." "Before you start loan shopping, take an honest look at your credit." Learn more about your ad choices. Visit megaphone.fm/adchoices
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    10 m
  • 3471: 5 Google Calendar Tricks That Will Help You Save Money by Sarah Von Bargen of Yes and Yes on Budgeting Strategies
    Feb 26 2026
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3471: Sarah Von Bargen shares a surprisingly simple way to keep more money in your pocket, by using Google Calendar as a proactive financial tool. From canceling free trials to negotiating bills and following up on unpaid income, she shows how small reminders can prevent costly oversights and build your self-advocacy muscle. Tune in to discover practical, low-effort strategies that quietly protect your bank account all year long. Read along with the original article(s) here: https://www.yesandyes.org/2021/03/google-calendar-tricks-save-money.html Quotes to ponder: "It costs a company three times as much to convert a new customer as it does to retain a current one. YOU are in the position of power here, not them." "Give your brain a break and just schedule these reminders into your calendar." "When people ask me for money tips, they’re pretty surprised when I tell them that one of my favorite money-saving tools is … Google calendar?" Learn more about your ad choices. Visit megaphone.fm/adchoices
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    8 m
  • 3470: 4 Tips to Fast-Track Wealth by Dawn Dahlby on Accelerated Growth
    Feb 25 2026
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3470: Dawn Dahlby outlines four powerful strategies to reduce financial stress and build lasting wealth during times of change. By aligning your income, spending, and investments with your personal values, you can create a more stable, fulfilling financial life rooted in clarity and purpose. Read along with the original article(s) here: https://dawndahlby.com/4-tips-to-fast-track-wellth/ Quotes to ponder: "Change, in any category of life, removes the three things we so often lean on for security: predictability, reliability, and timing." "Too often our purchases still leave us wanting more and do not solve the underlying issues." "Our wealth is only limited by our beliefs and our happiness should never be reliant on our bank account." Learn more about your ad choices. Visit megaphone.fm/adchoices
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    12 m
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