Publisher's summary

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...
© Optimal Living Daily LLC
Episodes
  • 3449: Who Feels Rich Really? by Nick Maggiulli of Of Dollars and Data on Wealth Psychology

    3449: Who Feels Rich Really? by Nick Maggiulli of Of Dollars and Data on Wealth Psychology
    Feb 7 2026
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3449: Nick Maggiulli explores the paradox of wealth perception, highlighting how even billionaires like Lloyd Blankfein don’t see themselves as rich. Drawing on Tolstoy’s timeless story and modern data, he reveals how relative comparisons and social networks distort our sense of financial well-being, reminding us that we’re likely far wealthier than we realize. Read along with the original article(s) here: https://ofdollarsanddata.com/who-feels-rich-really/ Quotes to ponder: "If your net worth is greater than $4,210, then you are wealthier than half of the world." "Most people at the upper end of the income spectrum think they are less wealthy than they actually are." "There is no right answer, because 'being rich' is a relative concept. Always has been and always will be." Episode references: Credit Suisse Global Wealth Report 2018: https://www.credit-suisse.com/about-us/en/reports-research/global-wealth-report.html The Human Network by Matthew Jackson: https://www.penguinrandomhouse.com/books/572649/the-human-network-by-matthew-o-jackson/ Data from Saez and Zucman on U.S. wealth inequality: https://eml.berkeley.edu/~saez/saez-zucmanNBER14wealth.pdf How Much Land Does a Man Need? (Tolstoy): https://www.gutenberg.org/ebooks/6157 Learn more about your ad choices. Visit megaphone.fm/adchoices
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    11 mins
  • 3448: 9 Tips to Simplify Your Finances by J. Money on Money Organization

    3448: 9 Tips to Simplify Your Finances by J. Money on Money Organization
    Feb 6 2026
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3448: J. Money shares a refreshingly honest take on simplifying your financial life through nine practical tips, from automating bills and consolidating accounts to keeping just two credit cards. With humor and personal insights, he explores which strategies actually work, where he falls short, and how simplicity can lead to better financial clarity and peace of mind. Read along with the original article(s) here: https://budgetsaresexy.com/tips-to-simplify-finances/ Quotes to ponder: "You can never read too many tips on bettering your financial set up, and at the very least you walk away with some more pats on the back if you’ve already happened to implement them." "For the majority of people that suck at dealing with money, I would probably advise automating as much as possible though." "Time recommends latching on to only one target-gate fund, which is definitely simple." Learn more about your ad choices. Visit megaphone.fm/adchoices
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    9 mins
  • 3447: Do You Work For Money, or Does Money Work For You? by Mr. Finer on Income Leverage

    3447: Do You Work For Money, or Does Money Work For You? by Mr. Finer on Income Leverage
    Feb 5 2026
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3447: Mr. Finer breaks down the life-changing difference between working for money and letting money work for you. By understanding how each dollar earned can become a tireless asset through saving and investing, listeners gain a simple yet powerful framework for building long-term wealth and achieving financial independence. Read along with the original article(s) here: https://mrfiner.com/do-you-work-for-money-or-does-your-money-work-for-you/ Quotes to ponder: "Every time we earn a dollar, it comes to us with the promise of working for us and making us more money." "Make your money work for you, or you will always have to work for your money." "Do not save what is left after spending. Instead, spend what is left after saving." Learn more about your ad choices. Visit megaphone.fm/adchoices
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    9 mins
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