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Publisher's summary

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...
© Optimal Living Daily LLC
Episodes
  • 3436: Making Your Own Stock Dividends by Chris Reining on Income Creation

    3436: Making Your Own Stock Dividends by Chris Reining on Income Creation
    Jan 26 2026
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3436: Chris Reining challenges conventional retirement investing by illustrating why relying on dividends isn't always the smartest move. Through a compelling lemonade stand analogy, he shows how reinvesting profits and selectively selling shares can actually outperform traditional dividend strategies, offering both higher long-term value and flexibility. Read along with the original article(s) here: https://chrisreining.com/dividends/ Quotes to ponder: "Sometimes earnings can’t be effectively deployed. Hence, stock buybacks and dividends." "When you get a dividend you never feel bad about spending it, because you never touch your principal." "Selling shares to make your own dividend means making decisions." Learn more about your ad choices. Visit megaphone.fm/adchoices
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    9 mins
  • 3435: The Power Of A No Spend Challenge by Michelle Schroeder-Gardner of Making Sense of Cents on Conscious Consumption

    3435: The Power Of A No Spend Challenge by Michelle Schroeder-Gardner of Making Sense of Cents on Conscious Consumption
    Jan 25 2026
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3435: Michelle Schroeder-Gardner explores how a no spend challenge can transform your financial habits, reduce clutter, and even boost your health and motivation. By cutting out unnecessary purchases, whether it's clothes, sweets, or impulse buys, this practice helps you become more intentional with money and make use of what you already have. Read along with the original article(s) here: https://www.makingsenseofcents.com/2015/10/the-power-of-a-no-spend-challenge.html Quotes to ponder: "By taking part in a no spend challenge, you can prevent yourself from cluttering your life with items you do not need." "You will also realize what items you probably shouldn’t buy anymore because they are a waste of money." "Challenging yourself and analyzing your spending can help you be more aware of where your money is going." Episode references: U.S. National Park Free Days: https://www.nps.gov/planyourvisit/fee-free-parks.htm Learn more about your ad choices. Visit megaphone.fm/adchoices
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    8 mins
  • 3434: 5 Ways to Simplify Your Diet by Melani Schweder with No Sidebar on Everyday Nutrition

    3434: 5 Ways to Simplify Your Diet by Melani Schweder with No Sidebar on Everyday Nutrition
    Jan 25 2026
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3434: Melani Schweder challenges the notion that a healthy lifestyle needs to be complicated, showing how a simplified diet can lead to both physical and mental well-being. By focusing on whole foods, minimal ingredients, and reducing reliance on supplements, she offers a refreshing, stress-free approach to nourishment that aligns with minimalist living. Read along with the original article(s) here: https://nosidebar.com/simplify-your-diet/ Quotes to ponder: "One of the easiest and most visual ways that you can simplify your food is by literally eating fewer ingredients." "Make your meals simple and narrow down your choices to a handful of solid, healthy, and tasty recipes that you and your family love." "No supplement can beat the benefits of a nutritious diet, good sleep habits, and solid stress reduction practices!" Learn more about your ad choices. Visit megaphone.fm/adchoices
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    10 mins
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