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Resumen del Editor

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...
© Optimal Living Daily LLC
Episodios
  • 3437: Dealing With Credit Card Debt When You’re in Over Your Head by Kumiko of The Budget Mom on Financial Recovery

    3437: Dealing With Credit Card Debt When You’re in Over Your Head by Kumiko of The Budget Mom on Financial Recovery
    Jan 27 2026
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3437: Kumiko shares practical, experience-driven strategies for regaining control when credit card debt spirals out of control. From acknowledging the issue and building a debt payoff plan to considering consolidation options, she offers both emotional support and tactical advice to help you become debt-free and financially empowered. Read along with the original article(s) here: https://www.thebudgetmom.com/dealing-with-credit-card-debt-when-youre-in-over-your-head/ Quotes to ponder: "You can’t successfully pay off debt and stay debt free without a budget. A budget is the foundation on which any successful debt elimination plan is built." "Be sure to shop around for the best deal before you commit to a lender." "The last thing you want to do is pay off your existing credit card balances then rack up more debt. That’s a recipe for financial trouble in the future." Episode references: Credible: https://www.credible.com Learn more about your ad choices. Visit megaphone.fm/adchoices
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    10 m
  • 3436: Making Your Own Stock Dividends by Chris Reining on Income Creation

    3436: Making Your Own Stock Dividends by Chris Reining on Income Creation
    Jan 26 2026
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3436: Chris Reining challenges conventional retirement investing by illustrating why relying on dividends isn't always the smartest move. Through a compelling lemonade stand analogy, he shows how reinvesting profits and selectively selling shares can actually outperform traditional dividend strategies, offering both higher long-term value and flexibility. Read along with the original article(s) here: https://chrisreining.com/dividends/ Quotes to ponder: "Sometimes earnings can’t be effectively deployed. Hence, stock buybacks and dividends." "When you get a dividend you never feel bad about spending it, because you never touch your principal." "Selling shares to make your own dividend means making decisions." Learn more about your ad choices. Visit megaphone.fm/adchoices
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    9 m
  • 3435: The Power Of A No Spend Challenge by Michelle Schroeder-Gardner of Making Sense of Cents on Conscious Consumption

    3435: The Power Of A No Spend Challenge by Michelle Schroeder-Gardner of Making Sense of Cents on Conscious Consumption
    Jan 25 2026
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3435: Michelle Schroeder-Gardner explores how a no spend challenge can transform your financial habits, reduce clutter, and even boost your health and motivation. By cutting out unnecessary purchases, whether it's clothes, sweets, or impulse buys, this practice helps you become more intentional with money and make use of what you already have. Read along with the original article(s) here: https://www.makingsenseofcents.com/2015/10/the-power-of-a-no-spend-challenge.html Quotes to ponder: "By taking part in a no spend challenge, you can prevent yourself from cluttering your life with items you do not need." "You will also realize what items you probably shouldn’t buy anymore because they are a waste of money." "Challenging yourself and analyzing your spending can help you be more aware of where your money is going." Episode references: U.S. National Park Free Days: https://www.nps.gov/planyourvisit/fee-free-parks.htm Learn more about your ad choices. Visit megaphone.fm/adchoices
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    8 m
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