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Resumen del Editor

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...
© Optimal Living Daily LLC
Episodios
  • 3431: How Many Savings Accounts Should I Have? by Christine Luken on Cash Organization

    3431: How Many Savings Accounts Should I Have? by Christine Luken on Cash Organization
    Jan 22 2026
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3431: Christine Luken offers a balanced approach to savings by recommending at least two accounts, one for emergencies and another for planned purchases, with a third for taxes if you're self-employed. Her system helps you stay organized, avoid debt, and plan ahead without overcomplicating your finances. Read along with the original article(s) here: https://www.christineluken.com/how-many-savings-accounts/ Quotes to ponder: "I advise my clients to have at least six months of their household expenses in their emergency fund." "Having a healthy emergency fund ensures that a stretch of bad months in the business won’t ruin your personal financial health." "You don’t want to owe the IRS back taxes. They have the leverage to make your life miserable." Episode references: Mint: https://mint.intuit.com Learn more about your ad choices. Visit megaphone.fm/adchoices
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    8 m
  • 3430: Do This With Your Vacation Time From Your Job to Make More Money by Dustin Heiner of Master Passive Income

    3430: Do This With Your Vacation Time From Your Job to Make More Money by Dustin Heiner of Master Passive Income
    Jan 21 2026
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3430: Dustin Heiner challenges conventional thinking about unused vacation hours, proposing a strategic way to spend rather than cash them out, allowing you to keep earning benefits, avoid high taxes, and extend your income even after you've stopped working. This mindset shift not only saves money but can ease the transition from employee to entrepreneur. Read along with the original article(s) here: https://masterpassiveincome.com/cash-out-vacation-time-accrual Quotes to ponder: "Wouldn’t it be nice to still be employed, get paid your normal salary, and earn more vacation time, all while you have already quit working?" "You accrue more vacation time when you spend it." “You can’t put a monetary value on your free time, because you’re paying for it in mental and physical health.” Learn more about your ad choices. Visit megaphone.fm/adchoices
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    8 m
  • 3429: How to Transfer Your Brokerage Account by Jeff Rose of Good Financial Cents on Investment Relocation

    3429: How to Transfer Your Brokerage Account by Jeff Rose of Good Financial Cents on Investment Relocation
    Jan 20 2026
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3429: Jeff Rose breaks down the surprisingly simple process of transferring your brokerage account, even if you're leaving a financial advisor. Learn how to avoid hidden fees, reduce delays, and make sure your investments move seamlessly using the ACAT system, all while sidestepping the frustration of awkward conversations with your current firm. Read along with the original article(s) here: https://www.goodfinancialcents.com/brokerage-account-transfer-fees/ Quotes to ponder: "Many people don’t realize how easy it is to actually transfer your brokerage account elsewhere. It’s easier than switching banks." "Make sure you can see exactly how much you would pay if you had to pay anything at all." "Verify with your insurance company before liquidating any annuity contracts." Episode references: SEC Guide to Account Transfers: https://www.sec.gov/about/reports-publications/investorpubsacctxferhtm Learn more about your ad choices. Visit megaphone.fm/adchoices
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    9 m
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