Resumen del Editor

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...
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Episodios
  • 3405: [Part 2] The Greatest Risk To My Retirement Goal by Craig Stephens of Retire Before Dad on Securing Your Future

    3405: [Part 2] The Greatest Risk To My Retirement Goal by Craig Stephens of Retire Before Dad on Securing Your Future
    Dec 30 2025
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3405: Craig Stephens breaks down the future costs of college for his three children and how these projections impact his retirement timeline. With detailed modeling, realistic assumptions, and a surprise family update, he explores the financial trade-offs between saving for education and maintaining long-term retirement goals, all while embracing the unpredictability of life. Read along with the original article(s) here: https://www.retirebeforedad.com/greatest-risk-to-retirement-goal/ Quotes to ponder: "Kids come with a price tag, but ultimately they are priceless." "Estimating the cost of college 15 years out is not an exact science." "Any change to a variable alters the numbers by tens of thousands of dollars." Episode references: The World’s Simplest College Cost Calculator: https://www.savingforcollege.com/calculators/worlds-simplest-college-cost-calculator Learn more about your ad choices. Visit megaphone.fm/adchoices
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    12 m
  • 3404: [Part 1] The Greatest Risk To My Retirement Goal by Craig Stephens of Retire Before Dad on Securing Your Future

    3404: [Part 1] The Greatest Risk To My Retirement Goal by Craig Stephens of Retire Before Dad on Securing Your Future
    Dec 29 2025
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3404: Craig Stephens reflects on his ambitious plan to retire by age 55, beating his father by one year, and the financial realities that threaten that goal. With his children’s college expenses looming in the same year as his intended retirement, he explores the deep impact of generational choices, personal sacrifice, and the ROI of higher education. Read along with the original article(s) here: https://www.retirebeforedad.com/greatest-risk-to-retirement-goal/ Quotes to ponder: "I reject the notion that because younger generations are statistically more likely to live longer than our parents, we will need to work longer." "More than a decade ago when my Dad retired from his teaching career at age 56, I told him my retirement goal was to beat him and stop working at age 55." "According to a recent study by Alicia H. Munnell at the Center for Retirement Research at Boston College, the average age of retirement for men in the US is 64." Learn more about your ad choices. Visit megaphone.fm/adchoices
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    10 m
  • 3403: 5 Things to Consider Before Making a Purchase by Dan Erickson with No Sidebar on Reducing Impulse Buys

    3403: 5 Things to Consider Before Making a Purchase by Dan Erickson with No Sidebar on Reducing Impulse Buys
    Dec 28 2025
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3403: Dan Erickson shares five thoughtful strategies to help curb impulsive spending by encouraging a shift from emotional wants to practical needs. His advice empowers listeners to slow down, reflect on true priorities, and make purchasing decisions with greater clarity and purpose. Read along with the original article(s) here: https://nosidebar.com/purchase/ Quotes to ponder: "Wanting is an emotional response to being unsatisfied with what you already have." "When we spend money, we have to work harder and longer to recoup our loss." "Walking gives you time to consider the pros and cons of your motivations to buy." Episode references: Dictionary.com definition of "want": https://www.dictionary.com/browse/want Dictionary.com definition of "need": https://www.dictionary.com/browse/need Learn more about your ad choices. Visit megaphone.fm/adchoices
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    10 m
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