Resumen del Editor

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...
© Optimal Living Daily LLC
Episodios
  • 3441: 3 Numbers That Matter More Than Your Credit Score by Kelley Long of Financial Finesse on Smart Finances

    3441: 3 Numbers That Matter More Than Your Credit Score by Kelley Long of Financial Finesse on Smart Finances
    Jan 31 2026
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3441: Kelley Long urges us to shift our focus from credit scores to three more impactful financial metrics: net worth, retirement readiness, and emergency savings. By consistently tracking these numbers, we gain a more accurate picture of our financial health, and make choices that build real, lasting freedom. Read along with the original article(s) here: https://www.financialfinesse.com/2016/06/22/3-numbers-that-matter-more-than-your-credit-score/ Quotes to ponder: "Your credit score only really matters when you’re applying for a loan, certain types of insurance and increasingly, when applying for a job." "Your net worth is the ultimate measure of your ability to weather financial storms and maintain financial choices in life." "Should something happen, consider the probability that it could be due to an economic downturn when credit may not be as easily accessible and/or the stock market could be down." Learn more about your ad choices. Visit megaphone.fm/adchoices
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    9 m
  • 3440: The Best Approach to Long-Term Savings: Building Your Nest Egg by Philip Taylor of PT Money on Smart Saving Habits

    3440: The Best Approach to Long-Term Savings: Building Your Nest Egg by Philip Taylor of PT Money on Smart Saving Habits
    Jan 30 2026
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3440: Philip Taylor explores smart strategies for building long-term savings beyond retirement, emphasizing the importance of balancing liquidity, risk, and returns. Whether you're dreaming of early retirement, funding a future business, or leaving a generous gift to loved ones, he offers clear guidance on where to park your money for optimal long-term growth without locking it away like retirement funds. Read along with the original article(s) here: https://ptmoney.com/best-long-term-savings-building-nest-egg/ Quotes to ponder: "I think it’s wise to have specific savings goals for all your money." "Saving just for the sake of saving is a sign you might need to stop down and think about what you want for your future." "Don’t throw asset allocation and diversity out the window just because of low returns in the cash and savings arena." Episode references: Vanguard: https://www.vanguard.com Betterment: https://www.betterment.com Learn more about your ad choices. Visit megaphone.fm/adchoices
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    9 m
  • 3439: The Golden Rule of Personal Finance by Jesse Cramer of Best Interest Blog on Money Principles

    3439: The Golden Rule of Personal Finance by Jesse Cramer of Best Interest Blog on Money Principles
    Jan 29 2026
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3439: Jesse Cramer reminds us that true financial stability starts with a strong foundation, spending less than you earn. Through personal stories and behavioral insights, he exposes the hidden patterns that lead even high earners into financial ruin, urging listeners to move beyond lip service and take real action toward lasting financial health. Read along with the original article(s) here: https://bestinterest.blog/golden-rule/ Quotes to ponder: "Advertisers convince you that buying stuff will make you happy. Actual psychological research provides no such evidence." "Just as buildings of all sizes see foundational issues, people across the wealth spectrum struggle with overspending." "We criticize others for overspending but find ways to justify our own similar behavior." Learn more about your ad choices. Visit megaphone.fm/adchoices
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    9 m
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