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Resumen del Editor

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...
© Optimal Living Daily LLC
Episodios
  • 3382: Frugal or Cheap: How to Tell and Why it Matters by Vicki Cook and Amy Blacklock of Women Who Money

    3382: Frugal or Cheap: How to Tell and Why it Matters by Vicki Cook and Amy Blacklock of Women Who Money
    Dec 10 2025
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3382: Vicki Cook and Amy Blacklock break down the subtle but impactful differences between being frugal and being cheap, helping you assess whether your money-saving habits align with your values or if they may be costing more than you think. Learn how mindful spending can preserve relationships, support long-term goals, and still keep your finances in check. Read along with the original article(s) here: https://womenwhomoney.com/frugal-or-cheap-how-to-tell-why-matters/ Quotes to ponder: "Frugality means your spending decisions are aligned with your priorities and values, not going without or suffering because you lack things you need." "Being cheap is being selfish with your money." "Trying to save money can be a real challenge and there may be times where you find yourself being cheap instead of frugal." Episode references: BeFrugal: https://www.befrugal.com Ibotta: https://www.ibotta.com Learn more about your ad choices. Visit megaphone.fm/adchoices
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    10 m
  • 3381: When It Pays to Spend Money to Save Money by Amanda Brownlow on Intentional Spending

    3381: When It Pays to Spend Money to Save Money by Amanda Brownlow on Intentional Spending
    Dec 9 2025
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3381: Amanda Brownlow challenges the traditional mindset of extreme frugality by showing how intentional spending can lead to long-term savings. From prioritizing health and quality items to investing in insurance and expert financial advice, she explains why spending a little more now can prevent costly mistakes and replacements later. Read along with the original article(s) here: https://hellobrownlow.com/2020/10/14/spend-money-to-save-money/ Quotes to ponder: "Spending money on a gym membership (that you actually use), home gym equipment, whole food items, supplements, and more can help keep you healthy." "Staying healthy not only makes you feel good, but you save money in the long term, too." "You may need to save up money to purchase what you really want, but that higher quality item will pay for itself over time because you won’t have to buy it again." Learn more about your ad choices. Visit megaphone.fm/adchoices
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    9 m
  • 3380: What You Can Learn From Millennials For a Better Financial Future by Kathleen Coxwell of New Retirement

    3380: What You Can Learn From Millennials For a Better Financial Future by Kathleen Coxwell of New Retirement
    Dec 8 2025
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3380: Kathleen Coxwell highlights how millennials, often seen as financially unstable, are actually modeling habits that can lead to a more flexible and fulfilling retirement. From downsizing and ditching costly assets to prioritizing experiences, connection, and purpose, their lifestyle offers valuable lessons in living well both now and later. Read along with the original article(s) here: https://www.newretirement.com/retirement/learn-from-millennials-for-better-retirement-2/ Quotes to ponder: "Millennials crave the joy of adventures and discoveries, whether epic or everyday." "Talking about money is a good thing. Behavioral research has found that having peers who have good financial habits can help you to have good financial habits." "You can actually slow down the clock by trying new things." Episode references: U.S. Census Bureau: https://www.census.gov Pew Research Center: https://www.pewresearch.org Learn more about your ad choices. Visit megaphone.fm/adchoices
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    10 m
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