Episodios

  • 3125: Top 5 Non-Medical Factors That Affect Your Life Insurance Rates by Jeff Root with Good Financial Cents
    Apr 29 2025
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3125: Jeff Rose highlights five often-overlooked non-medical factors that can significantly influence your life insurance premiums, offering practical advice to help you better position yourself for affordable coverage. Understanding these variables empowers you to make smarter lifestyle and financial choices that protect both your wallet and your loved ones. Read along with the original article(s) here: https://www.goodfinancialcents.com/top-5-non-medical-factors-that-affect-your-life-insurance-rates/ Quotes to ponder: "Your credit score is more than just a number to lenders; it can also impact your life insurance rates." "Some occupations, like pilots, loggers, or deep-sea fishermen, carry a higher risk in the eyes of insurance companies." "Traveling to certain countries can be seen as a red flag by life insurance underwriters." Learn more about your ad choices. Visit megaphone.fm/adchoices
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    11 m
  • 3124: The Zero Cost Lifestyle by Tynan on Intentional Living and Extreme Frugality
    Apr 28 2025
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3124: Tynan breaks down how intentional, creative decision-making can fund a fulfilling life at a fraction of the expected cost. By rethinking needs and eliminating unnecessary spending, he designs a lifestyle supported by minimal income but filled with freedom, autonomy, and adventure. Read along with the original article(s) here: http://tynan.com/the-zero-cost-lifestyle Quotes to ponder: "Figure out what you really want to do, and then figure out the absolute cheapest way to do it." "I eat perfect food that I love, live in the exact spot that I want to live, and I spend my free time doing what I want to do." "The real appeal of the zero cost lifestyle is that it is incredibly liberating. You get your time back." Episode references: Alcor Life Extension Foundation: https://www.alcor.org/ Learn more about your ad choices. Visit megaphone.fm/adchoices
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    12 m
  • 3123: The Key To Happiness Is Saving More Not Making More Money by Sam Dogen of Financial Samurai
    Apr 27 2025
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3123: Sam from Financial Samurai argues that true happiness stems more from how much we save than how much we earn. Backed by compelling survey data and personal anecdotes, he illustrates how saving creates peace of mind, freedom, and long-term satisfaction, far outweighing the temporary highs of spending or earning more. Read along with the original article(s) here: https://www.financialsamurai.com/they-key-to-happiness-is-saving-more-not-making-more-money/ Quotes to ponder: "The more you save, the more likely you are to be happy." "Saving money affects happiness MORE than how much you earn." "There is no happiness plateau with saving money in the survey because savings gives people peace of mind, pride, and independence." Episode references: Healing Back Pain by Dr. John Sarno: https://www.amazon.com/Healing-Back-Pain-Mind-Body-Connection/dp/0446392308 Learn more about your ad choices. Visit megaphone.fm/adchoices
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    12 m
  • 3122: Find Out For Yourself by Ross Enamait of Ross Training on Extreme Ownership
    Apr 27 2025
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3122: Ross Enamait challenges the culture of passively consuming advice by urging readers to test ideas for themselves, embrace trial and error, and trust personal experience over hearsay. His no-nonsense approach empowers individuals to take ownership of their growth, both physically and mentally, by replacing excuses with action. Read along with the original article(s) here: http://rosstraining.com/blog/2014/03/04/find-out-for-yourself/ Quotes to ponder: "Instead of believing what you hear, find out for yourself." "You’ll never know what you are capable of if you are too afraid to try." "The more you do, the more you’ll learn about what works for you." Learn more about your ad choices. Visit megaphone.fm/adchoices
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    11 m
  • 3121: The Hidden Wealth Opportunity by Gordon Stein on Saving Money and Personal Growth
    Apr 26 2025
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3121: Gordon Stein shares a powerful personal story of turning a naïve rental mistake into a hands-on education in home construction, gaining invaluable trade skills that paid dividends for decades. His experience reveals how a mindset of curiosity and learning can transform setbacks into lifelong opportunities for growth and financial gain. Read along with the original article(s) here: https://cashflowcookbook.com/the-hidden-wealth-opportunity/ Quotes to ponder: "Then came the unholy suggestion that the work would go faster if I helped him." "I traded some long work days for a lifetime of skills." "Work to learn, not to earn." Episode references: The Obstacle Is the Way: https://www.amazon.com/Obstacle-Way-Timeless-Turning-Triumph/dp/1591846358 Learn more about your ad choices. Visit megaphone.fm/adchoices
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    11 m
  • 3120: Debt Can Be A Good Thing - In Moderation by Paula Pant of Afford Anything on Financial Freedom
    Apr 25 2025
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3120: Paula Pant challenges extreme attitudes toward debt, showing how both blind borrowing and rigid debt aversion can hurt your financial future. With a nuanced perspective, she explores how strategic debt, particularly in education, can lead to massive returns, but only if you carefully evaluate the risks, opportunities, and real-life trade-offs. Read along with the original article(s) here: https://affordanything.com/debt-is-a-good-thing/ Quotes to ponder: "Both attitudes will make you poor." "It’s much easier to get in debt than it is to get out." "Your house is a lousy investment. But a student loan has the potential to provide amazing returns." Episode references: Georgetown University Report on College ROI: https://cew.georgetown.edu/cew-reports/the-college-payoff/ Learn more about your ad choices. Visit megaphone.fm/adchoices
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    13 m
  • 3119: If You’re Going To Bet Big Bet On Yourself First by Kevin of Financial Panther on Building Wealth
    Apr 24 2025
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3119: Kevin from Financial Panther challenges the flashy narratives of quick wealth by highlighting the true value of betting big on yourself. Through honest reflections on career pivots, sunk costs, and slow-building success, he reminds us that long-term, self-driven investments yield the most meaningful returns. Read along with the original article(s) here: https://financialpanther.com/if-youre-going-to-bet-big-bet-on-yourself-first/ Quotes to ponder: "If you’re going to make big bets, at least bet on yourself first before you bet on someone else." "When you get married or have kids or go to school, you’re making a huge bet. These are all-in decisions we make." "The only thing I do know is that if you give yourself time, most of the time, you’ll probably do okay." Learn more about your ad choices. Visit megaphone.fm/adchoices
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    11 m
  • 3118: How Saving Money Cost Me Money by Kristin Wong with Get Rich Slowly on Budgeting
    Apr 23 2025
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3118: Kristin Wong shares a cautionary tale about how obsessive saving can backfire, highlighting how unrealistic budgeting and neglecting real-life spending patterns led her to rack up overdraft fees and lose peace of mind. Her journey emphasizes that true financial growth comes not from rigid saving but from realistic tracking, mindful spending, and striking a healthy balance. Read along with the original article(s) here: https://www.getrichslowly.org/how-saving-money-cost-me-money/ Quotes to ponder: "If your money is costing you peace of mind, why are you saving it?" "I wanted the instant gratification of seeing $6,500. I would leave myself nothing just so I could see that number." "Money is more about mind than it is about math." Learn more about your ad choices. Visit megaphone.fm/adchoices
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    12 m
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