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Publisher's Summary

Let's make those ends meet, no matter what's in the bank. Not for Millionaires: 365 Days of Saving Money for Thousandaires is a money-saving calendar that inspires more planning and less consuming, every day of the year.

To save money is to hope. But hope without planning is wishing, and planning without action is useless. Saving is not an event. It is a process made up of hundreds of events. The page-a-day perpetual calendar format puts the time in “time is money” and emphasizes the cyclical and seasonal nature of saving money.

Covering 27 topics divided into 52 seasonally appropriate audio chapter "weeks", you'll learn to successfully save money and eliminate waste through 365 days of tactics, ideas, statistics, reflective questions, quotes, resources, math examples, and the philosophy of thrift. The no-frills language brings abstract economic principles down to earth and gives cogent reasons to complete the often-overlooked tasks that are so vital to our financial well-being.

With a little patience and self-discipline, Not for Millionaires will raise awareness about your own spending habits and help you make the right economic choices to get out of debt, reduce your needs, and come to this startling conclusion: you have enough.

Topics include:

  • Developing a budget
  • Food and groceries
  • Your car
  • Planning and debt management
  • Credit ratings
  • Utility bills
  • Insurance
  • Mortgages and loans
  • Health
  • Retirement and estate planning
  • National statistics on saving
  • Kids and money
  • Money-saving math problems
  • Helpful online resources
  • Quarterly reviews
  • Vacations
  • Weekly money-saving quotes
  • And many more
©2017 Frank Varano (P)2017 Frank Varano

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Wish I had this 20 years ago

Would you listen to Not for Millionaires again? Why?

Contained useful, practical information on saving money that would have helped me avoid some money mistakes I made in the past.

What did you like best about this story?

This was presented as a daily calendar, so every "day" was a different money saving idea. Every "week" focused on a specific money topic (utility bills, mortgages, debt, insurance, health, cars, etc), so there were 52 short chapters that kept my attention. The weekly quotes were very enjoyable and the time estimates to complete each task made doing them seem more realistic.

What does Stuart Gauffi bring to the story that you wouldn’t experience if you just read the book?

Sounded genuinely friendly and pleasant to listen to - like a good friend giving me useful financial advice over a cup of coffee without being overbearing or preachy.

What’s an idea from the book that you will remember?

Not just the importance of planning, but HOW to plan. Learning a lot about what makes up a credit rating and how to improve it. Easy ways to save money around the house without much effort. The "year end review" gave a good summary of the most important aspects of saving money and avoiding waste.

Any additional comments?

Humorous introduction I could relate to.