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Publisher's Summary

The United States of America is facing a record number of home foreclosures. Unemployment remains high and many have lost jobs due to no fault of their own. We are being told that the promises made to help struggling homeowners failed woefully, as they failed to reach the majority of homeowners who needed their help.

Behind the home foreclosure "statistics" are real homeowners, struggling to bail themselves out of their financial situations, unsure how to save their homes, with or without the cooperation of their bank mortgage company. While this is happening, millions more face the uncertainty of being two paychecks away from losing their homes...

©2012 Sheila Hayford (P)2013 Sheila Hayford

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