Money Skills for Young Adults

A Beginner’s Guide to Smart Financial Habits, with Simple Tools to Manage Your Budget, Save for Goals, Invest, and Build Your Independent & Secure Future

De: Pantheon Space Academy

Narrado por: Jonny Unitus

Simple Money Skills That Work!

Wondering where your money went (again)?

In a world of TikTok trends and one-click spending, most of us know how to spend — but not how to save.

Money Skills for Young Adults is your crash course in confidence with cash, crushing debt, and building smart habits that lead to independence and long-term wealth. No boring lectures. No confusing text. Real-world tools, practical tips, and mindset shifts to help you set goals, track spending, and take control of your money.

Whether you're saving for a car, getting your first apartment, planning to invest, or simply tired of financial stress, this book will help you go from “I don’t know” to “I’ve got this!

Inside, you’ll learn how to:

—Create a budget that works for real life

—Understand banking, debit cards, and payment apps

—Save for goals, avoid impulse traps, and create lifelong habits

—Stop the cycle of “where did my money go?” with a simple system that works

—Use money to reduce stress, not cause it

—Start smart habits today that lead to wealth and freedom tomorrow

This book will help you go from “I don’t know” to “I’ve got this.

Includes 4 Free Bonuses (via QR code & download):

—Budget Tracker (Printable + Digital Google Sheets version)

—101-Term Budget & Money Glossary

—Quick Guide to Financial Apps & Tools for Beginners

—30-Day Money Confidence Quiz & Habit Tracker

Don’t wait until “someday” to get smart with money.

Start building the life you want—today.

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

©2025 Pantheon Space Academy (P)2025 Pantheon Space Academy

Practical Money Skills that Stick

Money Skills for Young Adults by Pantheon Space Academy is clear, friendly, and easy to use. The book progresses from basics to investing logically, maintaining a focus on real-life habits. I found the section on budgeting with irregular income especially helpful: the idea of a baseline budget, saving extra in higher-earning months, and setting aside about a quarter for taxes made variable pay feel manageable. The comparisons of Zero-Based and 50/30/20 budgeting, along with Snowball versus Avalanche for debt, gave me simple choices I could act on. The included trackers and quizzes support follow-through. A grounded starter guide that builds confidence and momentum.

Perfect for my kids!

Many parents dont realize that these lessons need to be taught early on adulthood, if you dont wait for them to learn it on their own, you could save them a potential pitfalls. You dont have to be an expert, this audiobook covers all you need. Its engagging and actually has some useful tips to set yourself up for the future.

Good Habits Can Last a Lifetime

Money is something that you have to deal with , worry about and handle all your life, both personally and professionally. School durriculum doesn't include money management and it should in my opinion. This book is an excellent introduction to budgeting, saving strategies, compound interest, credit scores and other important topics. Hopefully good habits are instilled early and last a lifetime.

Very Useful

This audiobook was precisely what I wish I’d had when I was starting on my own. It breaks down budgeting, saving, and investing into manageable, practical steps that actually make sense. The narrator keeps it clear and motivating without being dull or preachy. I’ve already started applying some of the techniques, and it’s given me a real sense of confidence about building financial independence and planning for my future.

A clear and accessible approach

This audiobook asks the right questions about your priorities; it guides you step by step, using simple tools to track your spending, set savings goals, and build a portfolio tailored to your profile. The many concrete examples and practical exercises allow you to immediately put theory into action, which is motivating for establishing good habits today.

develop smart financial habits!

I think this audiobook is a wonderful resource for anyone just starting out on their own. The explanations are clear and easy to follow, even for someone who isn’t used to financial terms. It covers everything from budgeting and saving to the basics of investing, without feeling overwhelming. I wish something like this had been around when I was younger—it would have saved me a lot of trial and error.

Smart money start for young adults

Money Skills for Young Adults is a practical and easy to follow guide to figuring out how to manage money. This would be good for anyone that needs the basic information. The author covers everything from budgeting and saving to investing and building financial security. The tone is upbeat and encouraging to make managing money feel very doable for any age.

Perfect for My Niece Starting Out

I got this audiobook for my niece because she’s just starting to earn her own money and I wanted her to feel confident, not overwhelmed. It’s the kind of practical, real-world advice I wish I had at her age—simple, relatable, and actually enjoyable to listen to. She told me it helped her understand budgeting and saving in a way that didn’t feel boring or stressful. The bonus tools were a great extra, especially the glossary and tracker. If you’re looking for a gift that’s actually useful and empowering for a young adult, this is it.

Finally a Money Guide That Makes Sense!

This audiobook breaks down money in a way that actually feels doable. It explains budgeting, saving, and investing without the usual confusion or boring lectures. I liked how it gives you practical steps, like how to track your spending, save for goals, and build habits that really stick. The extra bonuses, like the budget tracker and glossary, are super helpful too. Perfect for anyone who wants to feel more confident and in control of their finances.

A Simple Guide to Financial Freedom

This audiobook gives clear, step-by-step advice on how to make a budget that actually fits your life instead of feeling like a strict set of rules. The real examples make the lessons easy to understand and show how anyone can save money, pay off debt, and still enjoy fun things. It explains different ways to budget so you can choose the method that works best for you, which makes the process feel flexible and realistic. The parts about building savings and planning for emergencies are especially useful because they show how to prepare without feeling stressed or overwhelmed. By the end, you feel more confident about managing your money, making smarter choices, and taking small steps toward real financial freedom. It’s a great listen for young adults.