Amex had a busy week, and not in a calm way. The new referral rules are actually better for a lot of people, the Delta incidental-credit workaround looks shakier by the day, and there are a couple easy cash offers worth grabbing if you move fast. Shawn and Mark also dig into the rumor that Amex may be loosening its five-card limit, which would be a bigger shift than it sounds.

In This Episode:

• Quick Bermuda follow-up and why the island still feels overlooked
• Amex referral changes, reset rules, and why many people come out ahead
• Delta Amex incidental credit loopholes possibly shutting down
• Spruce $100 signup bonus and how the referral stacking works
• Melio $200 business-payment offer and where it can make sense
• Rumor that Amex may be moving beyond the hard five-card credit-card limit

Episode Guide:

• 0:00 Welcome to MTM Travel
• 0:20 Bermuda Follow-Up and Why It Still Matters
• 3:17 Amex Referral Rules Reset
• 6:57 Delta Amex Incidental Credit Loopholes
• 12:17 Spruce $100 Signup Bonus
• 14:54 Melio $200 Business Offer
• 19:28 Amex 5 Card Limit Rumor
• 24:37 Wrap-Up and Viewer Questions

Key Links:

• Amex refer - https://milestomemories.com/amex-refer-a-friend-limits/
• Delta credit - https://milestomemories.com/delayed-amex-airline-incidental-credits/
• Spruce Money - https://milestomemories.com/spruce-money-offering-100-signup-bonus/
• Melio explained - https://milestomemories.com/200-melio-new-member-offer/
• Amex 5 rule - https://dannydealguru.com/american-express-5-card-limit/

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Mark's spring break Bermuda trip had it all: JFK security chaos at 4am, a flight that had to turn around twice in high winds before making it to the island, a $850-a-night Fairmont room that looked like it hadn't been touched since the '70s, and then — finally — the Rosewood Bermuda, which might be one of the best hotels either of them has ever stayed at. Full trip debrief with honest hotel reviews, flight booking strategy, and a seriously useful FHR credit tip.

What we cover:

• Spirit Airlines boarding group 2 bag theory — are they skipping the size check?
• Hyatt Regency Resorts World JFK as a free night cert stopover
• JFK security chaos at 4am — ICE agents running lanes, only 3 lanes for thousands of people
• Flight to nowhere: two go-arounds in high winds, back to JFK for 9 hours
• Fairmont Hamilton Princess: $850/night, room looks like 1978, sawdust falling from the bed posts
• Royal Naval Dockyards — Frog and Onion, ferry tips, what to do for a day
• Rosewood Bermuda: top 3 hotel ever, beach club, pink sand, Crystal Caves, complimentary gin tasting
• FHR tip: two rooms in different names = double $100 credits + double free breakfasts
• New Fairmont at Horseshoe Bay — $400M renovation, Accor points, watch this one
• Flight home: DCA lounge agent rebooking saves the family from an overnight stranding

Episode Guide:

• 0:00 - Welcome to MTM Travel
• 0:22 - Mark's Bermuda trip intro and Spirit Airlines boarding theory
• 1:08 - Hyatt Regency Resorts World JFK overnight
• 4:31 - JFK security chaos at 4am
• 8:56 - Flight to nowhere — two go-arounds, back to JFK
• 16:04 - Fairmont Hamilton Princess check-in and room review
• 19:38 - Royal Naval Dockyards and Frog and Onion
• 20:22 - Rosewood Bermuda — arrival and rooms
• 23:06 - Beach club, Crystal Caves, Horseshoe Bay
• 30:22 - FHR tips: two rooms, double credits, double breakfast
• 32:33 - Flight home and DCA lounge rebooking

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🥇 Gold Membership ($10/mo)
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Description

In this episode, Shawn and Mark break down a string of Amex Platinum changes — Saks credit going away, Centurion Lounge guest access tightening, Uber VIP disappearing — plus an honest look at the Citi Strata Premier revamp survey and the best offer ever on a no-fee Amex card. Mark is also freshly back from Bermuda and gives a teaser on what happened before the full recap next week.

What we cover:

• Saks Fifth Avenue Amex Platinum credit ending July 1st and what might replace it
• Amex Business Platinum ChatGPT $300 credit — and whether it's actually useful
• Centurion Lounge same-flight guest rule starting July 8th
• Uber VIP ending May 7th and the broader Lyft vs Uber rideshare debate
• Citi Strata Premier revamp survey — two versions, which is better, and what they shouldn't touch
• Uber acquiring Black Lane and what it means for Citi credits
• Blue Business Plus 75K offer with no lifetime language — best ever

Episode Guide:

• 0:00 - Welcome to MTM Travel
• 0:22 - Mark's Bermuda trip preview and Saks credit ending
• 5:11 - Amex Business Platinum ChatGPT credit
• 7:58 - Centurion Lounge same-flight guest rule change
• 11:19 - Uber VIP going away and the Lyft vs Uber debate
• 15:10 - Citi Strata Premier revamp survey — what to keep and what not to touch
• 19:56 - Uber buying Black Lane and Citi credit implications
• 23:15 - Blue Business Plus 75K — best ever offer with no lifetime language

✈️ Track your travel credit cards for free
📧 Free newsletter
💳 Join our free Facebook group (16,000+ members)
🏆 Diamond Patreon — bonus shows + Slack community
🥇 Gold Membership ($10/mo)
🎧 Subscribe on Apple Podcasts
📖 Miles to Memories website