Amex Resets Referrals & Card Limits, Delta Credits May Be Dead & An Easy $300?

Amex had a busy week, and not in a calm way. The new referral rules are actually better for a lot of people, the Delta incidental-credit workaround looks shakier by the day, and there are a couple easy cash offers worth grabbing if you move fast. Shawn and Mark also dig into the rumor that Amex may be loosening its five-card limit, which would be a bigger shift than it sounds.

In This Episode:

• Quick Bermuda follow-up and why the island still feels overlooked
• Amex referral changes, reset rules, and why many people come out ahead
• Delta Amex incidental credit loopholes possibly shutting down
• Spruce $100 signup bonus and how the referral stacking works
• Melio $200 business-payment offer and where it can make sense
• Rumor that Amex may be moving beyond the hard five-card credit-card limit

Episode Guide:

• 0:00 Welcome to MTM Travel
• 0:20 Bermuda Follow-Up and Why It Still Matters
• 3:17 Amex Referral Rules Reset
• 6:57 Delta Amex Incidental Credit Loopholes
• 12:17 Spruce $100 Signup Bonus
• 14:54 Melio $200 Business Offer
• 19:28 Amex 5 Card Limit Rumor
• 24:37 Wrap-Up and Viewer Questions

Key Links:

• Amex refer - https://milestomemories.com/amex-refer-a-friend-limits/
• Delta credit - https://milestomemories.com/delayed-amex-airline-incidental-credits/
• Spruce Money - https://milestomemories.com/spruce-money-offering-100-signup-bonus/
• Melio explained - https://milestomemories.com/200-melio-new-member-offer/
• Amex 5 rule - https://dannydealguru.com/american-express-5-card-limit/

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