• Is Your Money Working Hard for You?

  • Leveraging and Max Funding Indexed Universal Life (IUL) Is an Investment to Financial Freedom, to Earn Money on Your Money Is One of the Biggest Wealth Secrets
  • By: Mary Watson
  • Narrated by: Chris C. Young
  • Length: 3 hrs and 25 mins
  • 5.0 out of 5 stars (23 ratings)

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Is Your Money Working Hard for You?  By  cover art

Is Your Money Working Hard for You?

By: Mary Watson
Narrated by: Chris C. Young
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Publisher's Summary

More than half of the American population (56 percent) lives “paycheck to paycheck”. According to American Journal of Public Health 66.5 percent of all bankruptcies were driven by medical problems. The findings indicate each year 530,000 families suffer bankruptcies are linked to illness or medical bills. With the medical breakthrough in 2020, people are living much longer now. According to data from the Insured Retirement Institute in 2019, 45 percent of baby boomers are surveyed had no savings. They may have turned to their retirements to fund needs before retirement, leaving them with little or nothing to live on later - a big problem. Shockingly, 95 percent of the people didn’t know there is a way out. That’s the reason why this book has been written.

What this book can offer is to turn these depressed situations around with simple and easy steps. All you need are some commitments and sacrifices. When you work hard on money, the money will work hard for you. The sooner the better, the younger the cheaper. I have demonstrated in chapter two of this book on how to prepare your newborn babies to become millionaires soon after you made them. I know you must be thinking about what kind of drugs am I taking. Well, read on.... 

We all know one can make big money on real estate, Bitcoins, or the stock market “if” you know when to buy or when to sell or if you have enough holding power.

Warren Buffett’s Golden Rule: 

  • Rule number one is never lose money. 
  • Rule number two is never forget rule number one.

In this book, you will discover: 

  • What “living benefits” is
  • What “life insurance you don’t have to die to use” is
  • Where to put your money besides the bank
  • How wealthy people avoid taxes
  • The secrets and shortcuts to retire early
  • The power of compound interests
  • They key is not how much you've earned, but how much you can keep
  • How to pay off your mortgage in a smart way
  • Why IUL (indexed universal life) is the Swiss army knife of life insurance
  • All strategies are straight on point, no beating around the bush
©2021 Paco Mila Inc (P)2021 Paco Mila Inc

What listeners say about Is Your Money Working Hard for You?

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Everything worth knowing regarding life insurance

Experienced author explains everything you need to know about different types of life insurance. particularly interesting is the IUL type that can be both insurance and savings account.

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Listener received this title free

Excellent Book on Indexed Universal Life Insurance

As a former Wealth Management professional, I am very familiar with IUL, so I was impressed with how well organized and easy to follow the information is laid out in this book. The author expertly guides you through the features and benefits of IUL, the financial scenarios it's best suited for, and the top methods to help grow investment assets, optimize retirement funds, and reduce taxes.

For anyone interested in advanced wealth management strategies, I highly recommend this book.

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Wow!

I am the sort of person who really likes to save money. Especially in reduced tax burden. This book was absolutely phenomenal in explaining the concept of an IUL. If you are interested in the way to reduce your tax burden, this is definitely a book for you.

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Excellent Audiobook !

This Audiobook is unique and excellent. You will know tips to help you handle your hard-earned money properly. Also, you will learn more about life insurance and Indexed Universal Life. It is very informative. This is a must-listen Audiobook to all. I highly recommend it.

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What is Indexed Universal Life Insurance?

This book has explained a very detailed analysis of IUL for anyone who doesn't understand the difference between Regular Life Insurance and Indexed Universal Life Insurance. IUL explains it has a cash value component in addition to a death benefit. The money in your cash-value account can earn interest based on a stock market index chosen by your insurers. Each chapter breaks down all the details. I highly recommend this book.

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Listener received this title free

A great financial resource

This audiobook presents a wealth of sound financial advice to the listener. The author talked about different financial investment ideas I never heard of or considered before. I learned about the role of insurance companies in building wealth and safeguarding our investments due to the added protection from bankruptcy and insolvency. This should give any investor peace of mind during uncertain economic times. I really enjoyed this audiobook, and I learned a lot from listening, and trust me, you will too! A great listen and highly recommended!

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News to me!

This book covered a topic that was new to me. I love the idea of my money working for me, and this book described ways to accomplish that that I had not considered before. Perfect for young couples in particular to implement early on.

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Now I know!

The audible " Is Your Money Working Hard for You" is very informative. The different life insurance and covers were explained in this audible. I was impressed with the depth of understanding of the author and effort taken in putting this together. The details provided will help me take my decision when signing up for my life insurance. Highly recommended.

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Excellent advice to live by!

This book is well presented and flows nicely. It gives sound advice and teaches the art of saving money with best practices. Every person should take the time to listen to this audiobook because the ideas will help you save your capital and use it wisely as you journey through life.

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Navigate the harsh terrain of personal finance

Up until now, I had basically been dumping my savings into a ROTH Account and hoping for the best. I had experienced some compounding gains, but nothing that would ACTUALLY support me should I need that safety net. Thank heavens for this excellent title that lays out the foundations for life insurance, mortgage, tax sheltering, and early retirement secrets I had no idea about. It really does a fantastic job of making those intimidating subjects we would rather not look at easy to tackle.

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  • Nick S.
  • 09-14-21

A great concept for money management as a young adult!

This audiobook comes with vital information for life insurance options. It will help you feel confident going forward and help to take the stress away from your finances. It's already made me think about being more money conscious and motivated me to start looking into financial freedom. Well written and narrated! Would highly recommend to anyone looking to take control of their future!

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  • steven christie
  • 09-09-21

Great way of making money

i'm always looking for new ways make money and I definitely learned some little golden nuggets in this book. who knew u could even make money off Indexed Universal Life Insurance . A real insight into what u can actually make money on that hardly anyone knows about . I'll be investing and teaching my kids to invest ,there is more to life than 9-5 as u will soon find out by listening to this book!

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  • Caroline
  • 09-02-21

Life insurance benefits for the living? Wow!

There’s so much advise out here on money management, but little of it is practical, true and timely. This book is among the exceptions. I can’t wait to start making money off life insurance while I’m still around. *wink*

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  • Silvie
  • 08-25-21

Very useful

This is a helpful book that teaches you about how to make more money. It’s well researched and it offers some great strategies. I’ll definitely follow advice from this book.

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  • Ryan Doherty
  • 08-24-21

New to me!

I'm always looking for new ways to get my money working for me and I definitely learned some new tricks in this book. I'd never even heard of Indexed Universal Life (IUL) Insurance before and it's definitely and interesting subject. This book outlines all the basics and some hidden gems to really turn your life around if you have a long term view!

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  • Amazon Customer
  • 08-23-21

Great advice

Very informative on getting your money working for you. Great insights throughout, I take a lot of value from this. Highly recommend.

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  • Esmeralda S.
  • 08-16-21
Listener received this title free

Looking forward to putting my money working for me

This book is a must for financial advice, all the information you need to know to start making progress and changes for good in your finances. The book is excellently structured and well-narrated. I highly recommended it to anybody.

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  • Jim W
  • 08-15-21

Very interesting and informative

I liked this book, it was very interesting and very, very informative on the subject. Very well researched and certainly sounded as if the author knew what he was talking about. I will be trialling these strategies.