Karthik Sethuraman, Chief Delivery & Risk Officer, audax Financial Technology

Banks now view failure to modernise core systems as an existential risk. In APAC, 93% of banking leaders admitting the right platform is critical to future success – presumably the remaining 7% are contemplating career change! Robin Amlôt of IBS Intelligence talks banking transformation with Karthik Sethuraman, Chief Delivery & Risk Officer of Singapore-based digital banking solutions provider audax. Banks must address their core infrastructure to compete effectively while meeting customers’ increasing digital expectations.

Fernando Zandona, Chief Executive Officer, Mambu

Securing the future of your bank means securing the next generation of customers. It is a fact that once people pick a bank, they very rarely switch. But how should incumbents square up to the challenges posed by the rush of neobanks coming to the market? How best to pivot without losing sight of core compliance, trust and scale? Fernando Zandona, CEO of cloud-native, software-as-a-service (SaaS) core banking platform Mambu speaks to Robin Amlôt of IBS Intelligence.

Edul Patel, CEO & Co-founder, Mudrex

As central banks globally explore digital currencies, India’s Digital Rupee pilot marks a significant step toward rethinking monetary infrastructure. Beyond faster payments, CBDCs have the potential to reshape settlement systems, enable programmability, and unlock new fintech innovation.

In this episode, Vriti Gothi speaks with Edul Patel, CEO & Co-founder of Mudrex, to explore the role of CBDCs in addressing inefficiencies in the financial system, their impact on banks and payment ecosystems, and the emerging opportunities for fintechs. They also discuss the balance between privacy and control, the coexistence of CBDCs and cryptocurrencies, and what it will take for India’s Digital Rupee to scale meaningfully in the years ahead.