How To Retire Healthy

Thoughts On Personal Finance

By: Tobias Vogt

Narrated by: Virtual Voice

How To Retire Healthy consolidates the personal finance information you might receive from family members or friends throughout your life, into a single book. The book provides a simple roadmap to help you reinforce positive aspects of your current efforts, learn new behaviors, and generally incorporate healthy financial practices into your daily life.

Divided into the decades of life, the book starts by talking about financial expectations versus reality, the psychology of money, and goals, before progressing step-by-step through each decade. Along the way you’ll learn the three keys to becoming a self-made millionaire. Remember, personal finance isn’t hard, experts, lack of organization, and emotion just make it feel insurmountable.

MyRetirementDoc.com designed this book for the average person, regardless of age. If you want to take charge of your personal finances, this book is for you! If you want an easy-to-read idea of what you should be doing at this stage in your life, this book is for you! If you want to know how to prepare for retirement, this book is for you!

It’s amazing to think, you could transform your life for roughly the price of a designer coffee! Sure, you have to read and implement the information, but what do you have to lose?

Don’t wait, buy How To Retire Healthy today!

CHAPTER 1
How to Become a Self-Made Millionaire
Don’t Incur Unnecessary Debt
Spend Less Than You Make
Invest the Surplus Wisely
Time Value of Money
Make a Budget
Budgeting Benefits and Mistakes
Know Your Net Worth
Buying a Car
Turn Your Hobby or Passion into a Career
How to Pay for College

CHAPTER 2
The Most Important Conversation to have with Your Partner About Money
How to Manage Money Successfully as a Couple
What You Need to Know About Your New Retirement Account (401K, 403B, and IRAs)
Defined Contribution Plans (401K and 403B)
Individual Retirement Accounts (IRAs)
Do I Need a Credit Card
What’s a Credit Score
Investing for Beginners
Fees
Philosophy
Getting Married
Gifts
Buying Your First Home
Don’t Be House Poor
Does the House Meet Your Needs
Location, Location, Location
How Much Can You Afford
What Type of Mortgage is Best for You
How to Payoff Your House Early
What to Financially Expect when You’re Expecting

CHAPTER 3
What Types of Insurance Should I Have
Auto, Home, and Umbrella
Life
Disability or Income Protection
Health
Renters
Do I Need an Accountant
Mistakes to Avoid when Choosing Your Financial Advisor
How to Raise Financially Responsible Children
Divorce and Your Portfolio
How to Payoff Debt

CHAPTER 4
A Million Dollars, Dividends, and the 4% Rule
Dividends
4% Rule (Actually Capital Needs Analysis)
How to Make Extra Money on the Side
What About Rental Investing
Annuity 101
How to Teach Personal Finance to Teens

CHAPTER 5
Can I Afford to Retire
Withdraw Rate
How Much Do I Need to Retire
Taxes
Downsize, Upsize, or Stay Put
When Should I Draw Social Security
Healthcare
Supplemental
Long-term Care
How to Change Your Relationship with Money

CHAPTER 6
What’s an Advance Healthcare Directive
Is a Power of Attorney Right for Me
Do I Really Need a Last Will and Testament
How Does Titling and Beneficiary Designation Affect My Estate
Is a Trust Applicable to My Situation