Conquer the California Ethics and Insurance Fraud Exam in Under 90 Minutes: Golden State Licensing Guide

Quick Review of Ethics, Compliance, and Anti-Fraud Standards

By: Philip Martin McCaulay

Narrated by: Virtual Voice

The Conquer the Exam in Under 90 Minutes series is the original audiobook-first exam prep solution. These guides are built for focus and efficiency, helping you master the essentials without wasting time on filler.

What sets this audiobook study guide apart is what it is not. It is not a drawn-out textbook hundreds of pages long. It is not packed with questions that do not translate to audio. And it is not a generic guide with “California” in the title but no real connection to the actual state exam.

Instead, this guide delivers a quick, targeted review of the most important topics you are required to study for the California Ethics and Insurance Fraud Exam. Every chapter follows the official California Department of Insurance curriculum, ensuring you are learning exactly what the state mandates for licensing.

Coverage includes:
• California Insurance Code provisions on ethics, consumer protection, and fiduciary duties
• Core insurance principles, insurable events, and contract law essentials
• Fraud, concealment, misrepresentation, and rescission rules under the Code
• The insurance marketplace, distribution channels, producers, and authority of agents, brokers, and solicitors
• Market regulation, admitted and non-admitted insurers, solvency, and conservation proceedings
• Fair Claims Settlement Practices Regulations and consumer protection standards
• Privacy requirements including HIPAA, CCPA, and California’s Financial Information Privacy Act
• Ethical dilemmas, professional judgment, and prohibited practices such as pretext interviews
• Fraud detection, reporting obligations, and the role of insurer Special Investigative Units (SIUs)
• Types of fraud, California case examples, and ethical decision-making when fraud is suspected
• A focused review of exam preparation and test-taking strategies to maximize performance

If you’ve already invested time and money into preparing — don’t leave success to chance. This concise, targeted review is here to help you pass the first time.

This book was written by an actuary with over 40 years of professional experience and more than 20 years of success writing bestselling study guides. It is independently authored and published, not affiliated with or endorsed by the California Department of Insurance, PSI, or any official agency. Always confirm the most current exam outlines, laws, and requirements with the California Department of Insurance and PSI.