Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy

https://landing.renttoretirement.com/evg-masterclass-replay

📉 Will mortgage rates finally stabilize in 2026?

In this episode of the Rent To Retirement Podcast, hosts Matthew Seyoum and Zach Lemaster sit down with Hans Stone, head of lending at Blueprint Home Loans, to break down what real estate investors should realistically expect from mortgage rates in 2026 — and how to structure smarter loans in today’s market.

With nonstop headlines about Fed policy, bond purchases, and rate cuts, this episode cuts through the noise and focuses on what actually matters for investors: stability, strategy, and loan structure.

You’ll learn why dramatic rate drops are unlikely, how investor-friendly loan products like 7- and 10-year ARMs and DSCR interest-only loans can improve cash flow, and how builder incentives and buy-downs can materially change deal performance.

Whether you’re buying your first rental or scaling a portfolio, this episode will help you make educated, strategic lending decisions heading into 2026.

⏱️ Episode Timestamps

00:00 – Intro: Mortgage rate outlook for 2026

01:30 – Market volatility vs. stability in recent years

02:45 – Will government bond buying lower rates?

06:40 – Why big mortgage rate drops are unlikely

08:40 – Fed leadership changes & impact on lending

10:50 – New loan products investors should understand

11:30 – 7-year & 10-year ARM loans explained

14:00 – Using builder incentives to buy rates down

16:30 – DSCR interest-only loans: pros & misconceptions

19:00 – Cash flow vs. principal paydown strategies

21:30 – Matching loan structure to your investment goals

👉 Connect with the team to explore lending options with Blueprint Home Loans

📧 Got a question or story to share?

Email us at: ⁠podcast@renttoretirement.com⁠

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💬 Comment below with your biggest takeaway from this episode!

🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠

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Your question might be answered in a future episode!

#MortgageRates #RealEstateInvesting #DSCRLoans #ARMLoans #RentalProperty #PassiveIncome #RealEstate2026 #RentToRetirement #InvestorLoans #MortgageStrategy

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy

https://landing.renttoretirement.com/evg-masterclass-replay

Southwest Florida continues to stand out as one of the strongest long-term real estate investment markets in the U.S. In this episode of the Rent To Retirement Podcast, host Matthew Seyoum sits down with Rent To Retirement CEO Zach Lemaster and a longtime Southwest Florida investor and builder partner to break down why new construction and build-to-rent strategies are thriving in this region.

You’ll learn why population growth, affordability, and pro-investor policies are driving demand, how modern building codes have changed the risk profile around hurricanes and insurance, and how investors can create immediate equity through ground-up duplex construction—without taking on construction risk themselves.

This episode also covers turnkey opportunities, long-term wealth building strategies, and why focusing on fundamentals—not headlines—is critical for real estate investors looking to scale intelligently.

⏱️ Episode Timestamps

00:00 – Welcome to the Rent To Retirement Podcast

01:00 – Why Southwest Florida is a major growth corridor

03:00 – Hurricanes, insurance costs, and common investor misconceptions

07:30 – New construction vs older homes: what actually holds up

10:45 – Investor background: from Wall Street to Florida real estate

14:30 – Ground-up construction explained (build-to-rent strategy)

18:45 – How investors create equity without construction loans

22:45 – Duplex vs single-family investing in today’s market

26:00 – Long-term wealth, leverage, and inflation advantages

30:45 – Why Florida remains a top investor-friendly state

📧 Got a question or story to share?

Email us at: ⁠podcast@renttoretirement.com⁠

👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!

💬 Comment below with your biggest takeaway from this episode!

🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠

🗓️ Schedule a Free Consultation:

⁠⁠https://bit.ly/3EE6KjZ

📺 Subscribe to the YouTube Channel:

⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠

🎧 Listen to the Rent To Retirement Podcast on the Go:

⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠

📬 Join Our Newsletter Email List:

Submit your info at the top right corner of the page:

⁠⁠https://renttoretirement.com⁠⁠

📩 Have Questions for the Podcast?

Send them to: ⁠podcast@renttoretirement.com⁠

Your question might be answered in a future episode!

#RealEstateInvesting #BuildToRent #FloridaRealEstate #RentalProperty #NewConstructionHomes #PassiveIncome #DuplexInvesting #WealthBuilding #RentToRetirement #CashFlowRealEstate

This episode is sponsored by…

NCH:

Set up an LLC to protect your investments! – https://nchinc.com/rtr

TARDUS:

Get expert financial education and build your Income Snowball at https://renttoretirement.com/tarduswealth

HEMLANE:

Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/

Welcome back to the Rent To Retirement Podcast with your host Adam Schroeder! 🎙️ Flying solo in this episode, Adam breaks down the latest trends in real estate investing, where the market is headed, and how to position yourself for smart, strategic investments in 2025 and beyond.

With interest rates shifting and inventory shortages across the country, understanding which markets and asset types make sense right now is critical. Whether you’re new to real estate or scaling up your portfolio, Adam’s actionable insights and personal deal breakdowns will help guide your next move. 💼🏠

🔑 Key Highlights & Timestamps:

00:00 - Intro: Real estate chaos & opportunity in 2025
01:00 - Why interest rates are dropping & what it means 📉
03:00 - What kind of loans are working now (DCSR vs. Conventional)
04:40 - Why people are still hesitant—and why they shouldn't be
06:00 - What markets are appreciating vs. stagnating 💹
08:00 - Midwest vs. Southeast: Where to invest & why
10:30 - How to assess insurance & property taxes correctly 🧾
12:00 - Why due diligence matters more than ever
14:20 - Real estate isn’t passive (even turnkey!) 🔍
16:30 - Becoming a better investor, one deal at a time
17:50 - Set yourself up for long-term success with smart systems

👉 Resources Mentioned:
• Free Wealth Calculator
• Rent To Retirement Academy

📢 Ready to build wealth through real estate?
Schedule a FREE consultation with a Rent To Retirement investment advisor today!🔗 ⁠https://bit.ly/3EE6KjZ⁠

👍 Like this episode? Smash the Like button, Subscribe, and hit the bell 🔔 to never miss an update.
💬 Drop your questions and market thoughts in the comments!

🌐 Explore turnkey investing opportunities: ⁠https://www.renttoretirement.com⁠🗓️ Schedule a Free Consultation:⁠https://bit.ly/3EE6KjZ⁠📺 Subscribe to the YouTube Channel:⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠https://renttoretirement.com⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode!#RealEstateInvesting #RentToRetirement #PassiveIncome #TurnkeyProperties #RealEstate2025 #DSCRloans #RealEstateTips #InvestmentProperty #RealEstateMarket #InterestRates #MidwestRealEstate #SoutheastInvesting #WealthBuilding #FinancialFreedom