👉 Click here: https://bit.ly/3QSPEoS to learn more about this program and speak with the RTR team to answer all your questions!

💰 How the 2026 Strategy Works

Learn how EVERYONE can use a cost segregation study to offset 5 or 6 figures of taxable income from your W2 (or any income source) in 2026, even if this is your very first rental! No real estate professional status needed!

Here’s how it works:

You buy a vacant new construction rental property from RTR, where you can receive up to $30K+ in incentives to be used as cash back, a rate buydown, or a price reduction—the choice is yours.

You take about 10 minutes to set up an Airbnb short-term rental listing following RTR’s guide.

RTR rents your home for 2–5 nights. You do NOT need to furnish the home. This establishes the home as a short-term rental for 2026 under the strategy discussed in the episode, potentially allowing you to use a cost segregation study to write off approximately 30% of the home value against your income in 2026.

RTR estimates 30% based on its experience. Example: a $300K home could potentially generate approximately a $90K tax deduction.

You can continue managing the property as a short-term rental, or turn it over to RTR’s management teams beginning January 1, 2027.

The potential result: 5 to 6 figures in 2026 tax savings while acquiring a quality new-construction rental property in a growing market.

And with the combination of RTR cash-back incentives plus potential tax savings, you could potentially recover a substantial portion of your original down payment—dramatically increasing your effective ROI.

That’s how Rent To Retirement helps investors pursue early retirement through real estate investing.

👉 Click here: https://bit.ly/3QSPEoS to learn more about this program and speak with the RTR team to answer all your questions!

⏱️ Timestamps

0:08 – How cost segregation can potentially offset active income

0:44 – Using the strategy with your very first rental property

1:11 – Combining RTR incentives with potential tax savings

2:18 – Why the 2026 program has limited availability

3:40 – How cost segregation works

4:26 – Using the short-term rental strategy without real estate professional status

5:14 – Passive losses vs. active income

5:37 – Important tax and legal disclaimer

5:59 – Estimating depreciation with a cost segregation study

6:53 – The 30% cost segregation example

7:23 – How a $300K property could generate an estimated $90K deduction

7:47 – Example: reducing $100K of taxable income

8:08 – What happens when deductions exceed your income

8:30 – Depreciation recapture and 1031 exchanges

8:54 – The short-term rental strategy explained

9:40 – The “substantially all” work test

10:12 – Three potential material participation paths

11:17 – Why the substantially-all test matters

11:39 – The under-7-day average stay requirement discussed

12:27 – Setting the property up on Airbnb

13:53 – Why the home does NOT need to be furnished for RTR’s placement

14:32 – What happens after the initial short-term rental stay

14:52 – Transitioning to property management in 2027

16:08 – Limited inventory and available new-construction properties

17:11 – Fort Pierce, Florida property example

17:56 – $339K property and 13% incentive breakdown

18:46 – Cash-back and cash-flow example

19:28 – Combining potential tax savings with RTR incentives

20:46 – Potential triple-digit ROI explained

21:29 – The 2–5 night RTR tenant placement process

22:47 – Alabama and Florida property examples

23:58 – Final recap and why timing matters in 2026

⚠️ Tax Disclaimer: This content is for educational purposes only and is not tax, legal, or financial advice. Tax outcomes depend on individual circumstances. Consult a qualified CPA, tax professional, or attorney regarding your specific situation.

👉 Click here: https://bit.ly/3QSPEoS to learn more about this program and speak with the RTR team to answer all your questions!

This episode is sponsored by…

NCH:

Set up an LLC to protect your investments! – https://nchinc.com/rtr

BLUPRINT HOME LOANS:

Get pre-approved with one of RTR’s preferred lenders at - https://bluprinthomeloans.com/renttoretirement/

Is today’s real estate market creating better opportunities than the headlines suggest? 🏡 In this episode of the Rent To Retirement Podcast, host Matthew Seyoum joins Tommy Brown to examine current rental-property trends, changing inventory levels, interest rates, and some of the largest builder incentives they’ve seen.

Discover why Cape Coral and Lehigh Acres may be stabilizing after years of rapid growth and oversupply, how builders in Florida, Texas, and Alabama are encouraging investors with substantial incentives, and why waiting for the “perfect” market could carry a significant opportunity cost.

⏱️ EPISODE HIGHLIGHTS

0:08 – Introduction and the current state of the real estate market

1:02 – How rental properties and investment markets are evaluated

1:59 – Cape Coral and Lehigh Acres return to the conversation

4:53 – Southwest Florida inventory and appreciation trends

5:41 – Looking beyond negative Florida real estate headlines

6:36 – Inventory returns to pre-pandemic levels

7:35 – What makes a strong secondary or tertiary rental market?

8:14 – Florida insurance, flood zones, and new construction

9:04 – Interest rates and builder activity across multiple states

10:17 – Why builders are offering larger investor incentives

10:44 – Alabama incentives worth 9% of the purchase price

11:11 – How incentives can reduce vacancy risk

12:41 – Leased Texas rentals with $30K–$40K incentive packages

13:21 – Why today’s market may reward investors who act

14:40 – New-build duplexes with over $105K in incentives

15:46 – How investors can make decisions in an uncertain market

16:13 – Opportunity cost, total ROI, and risk-adjusted returns

17:38 – Final thoughts

If you’re ready to build a passive rental-property portfolio, connect with the Rent To Retirement team. Subscribe for more real estate market updates, turnkey investment strategies, and rental-property opportunities! 🔔

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