Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy

https://landing.renttoretirement.com/evg-masterclass-replay

This episode is sponsored by…

BAM Capital:

Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner.

https://bamcapital.com/rtr/

Welcome back to the Rent To Retirement Podcast with hosts Matthew Seyoum and Zach Lemaster.

In this episode, we sit down with Dr. Jim Dahle, practicing emergency physician, Air Force veteran, and founder of The White Coat Investor — one of the most trusted financial education platforms for physicians and high-income professionals.

Dr. Dahle shares his journey from being frustrated with financial advisors to building a massive community that helps doctors and professionals avoid costly financial mistakes.

We dive into real estate investing, financial independence, tax strategies, and how high-income earners can build long-term wealth while avoiding lifestyle inflation.

Whether you're a physician, entrepreneur, or investor, this conversation is packed with practical insights to help you design a smarter financial strategy and achieve long-term financial freedom.

Key Topics Covered

⏱ Timestamps

00:00 – Introduction to Dr. Jim Dahle and The White Coat Investor

01:29 – Why Dr. Dahle started educating physicians about money

05:10 – The truth about financial advisors and conflicts of interest

08:16 – DIY investors vs delegators vs validators

11:47 – Financial independence and working part-time in medicine

17:20 – Dr. Dahle’s investment strategy (stocks, bonds, and real estate)

21:33 – Why real estate is a powerful asset class

25:50 – Tax advantages of real estate investing

30:30 – Why owning just one rental property can be painful

33:20 – Scaling a real estate portfolio the right way

37:43 – When managing rentals is worth your time (and when it's not)

45:27 – The first financial step new professionals should take

47:41 – Paying off debt vs investing: which is better?

49:08 – The biggest financial mistake high earners make

51:03 – How AI may impact high-income professions

53:27 – Advice for students and future professionals

55:17 – Final investing advice from Dr. Dahle

📧 Got a question or story to share?

Email us at: ⁠podcast@renttoretirement.com⁠

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#realestateinvesting #passiveincome #financialfreedom #renttoretirement #whitecoatinvestor #realestatepodcast #wealthbuilding #investingtips

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy

https://landing.renttoretirement.com/evg-masterclass-replay

This episode is sponsored by…

BLUPRINT HOME LOANS:

Get pre-approved with one of RTR’s preferred lenders at

https://bluprinthomeloans.com/renttoretirement/

Welcome back to the Rent To Retirement Podcast with hosts Matthew Seyoum and Tommy Brown!

In this episode, we sit down with Steve from our Akron/Canton, Ohio team to break down why the Midwest — specifically Akron, Ohio — continues to attract cash-flow-focused investors across the country.

With over 500+ properties sold since 2019–2020, a systematic renovation model, and vertically integrated property management, this market has built a reputation for consistency, affordability, and strong long-term rental performance

If you're looking for:

✔️ Affordable turnkey rentals

✔️ Landlord-friendly markets

✔️ Low cost of living with stable tenants

✔️ Section 8 insights

✔️ Faster tenant placement

✔️ Lower barrier to entry investing

This episode delivers.

⏱ Key Topics & Timestamps

0:00 – Introduction & Akron market overview

1:01 – 500+ properties sold & long-term track record

1:58 – 60/40 new construction vs rehab inventory breakdown

2:04 – Systematic renovations: 10+ years mechanical life rule

3:35 – Why Akron is more landlord-friendly than Cleveland

4:42 – Fully staffed property management model

7:46 – Tenant profiles & affordability in Akron

9:30 – Section 8 pros & cons (longer average stays)

11:59 – Why single-family rentals outperform multifamily for longevity

13:28 – Block-by-block investing strategy (local expertise advantage)

15:39 – $135K fully updated homes in strong rental areas

17:24 – Why Tommy invested personally in Akron

20:23 – Why investors must move fast in this market

📧 Got a question or story to share?

Email us at: ⁠podcast@renttoretirement.com⁠

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💬 Comment below with your biggest takeaway from this episode!

🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠

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⁠⁠https://bit.ly/3EE6KjZ

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⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠

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⁠⁠https://renttoretirement.com⁠⁠

📩 Have Questions for the Podcast?

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Your question might be answered in a future episode!

#AkronRealEstate #OhioRealEstate #TurnkeyRental #CashFlowInvesting #MidwestRealEstate #RentalPropertyInvesting #PassiveIncome #Section8Investing #LandlordFriendly #RentToRetirement

Welcome back to the Rent To Retirement Podcast with hosts Matthew Seyoum and Zach Lemaster.

In this episode, Zach reveals one of the strongest builder incentive opportunities we’ve seen — brand new, A-Class construction rental properties in Texas that are already leased and cash flowing from day one.

Because some builders’ fiscal years end in Q1, they’re offering aggressive incentive structures to move excess inventory — including over $40,000 in incentives on select properties.

These are limited-time deals ending Friday, March 13th at 5PM Pacific, and once the inventory is gone, it’s gone.

If you’re looking to maximize ROI, reduce upfront capital, or buy down interest rates significantly, this is an episode you don’t want to miss.

⏱ Key Timestamps

00:00 – Introduction from Zach & Matthew

00:32 – Why Q1 creates unique builder opportunities

01:15 – $40,000+ incentive structures explained

02:00 – How institutional buying power benefits individual investors

02:50 – Using incentives: cash back, rate buy-down, price reduction

03:30 – Rates potentially in the 3s or 4s depending on structure

04:15 – Brand new A-Class Texas properties already leased

05:00 – No vacancy, no leasing fees, cash flow from day one

05:40 – Incentives expire March 13th at 5PM Pacific

These properties offer:

• Brand new construction

• Tenant already in place

• Immediate cash flow

• No lease-up risk

• Massive incentive flexibility

• Economies of scale typically reserved for institutions

This is how individual investors can access institutional-level buying advantages.

If you’re serious about scaling your rental portfolio and taking advantage of limited inventory opportunities, now is the time to act.

📧 Got a question or story to share?

Email us at: ⁠podcast@renttoretirement.com⁠

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💬 Comment below with your biggest takeaway from this episode!

🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠

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⁠⁠https://bit.ly/3EE6KjZ

📺 Subscribe to the YouTube Channel:

⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠

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⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠

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Submit your info at the top right corner of the page:

⁠⁠https://renttoretirement.com⁠⁠

📩 Have Questions for the Podcast?

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Your question might be answered in a future episode!

#RealEstateInvesting #RentalProperty #TexasRealEstate #NewConstruction #CashFlow #PassiveIncome #InvestmentProperty #BuilderIncentives #RentToRetirement #FinancialFreedom #BuyAndHold #RealEstatePodcast

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy

https://landing.renttoretirement.com/evg-masterclass-replay

This episode is sponsored by…

BLUPRINT HOME LOANS:

Get pre-approved with one of RTR’s preferred lenders at

https://bluprinthomeloans.com/renttoretirement/

Welcome back to the Rent To Retirement Podcast with hosts Matthew Seyoum and Tommy Brown!

In this episode, we sit down with Cleveland, a real Rent To Retirement investor who shares how he went from qualifying for $150,000 to closing on a cash-flowing San Antonio rental property in under 30 days.

After paying down debt and improving his ratios, Cleveland requalified for over $300,000 — and when new inventory hit the San Antonio market just 20 minutes from his home, he moved quickly.

In this episode, we break down:

• How he increased his buying power in 7 months

• Why San Antonio’s fundamentals (military presence, population growth, diversified workforce) made sense

• How builder incentives helped secure a 5.75% interest rate

• The advantage of buying a property with a tenant already in place (20+ months remaining on lease)

• How he structured his down payment using a HELOC, life insurance, and reserves

• Why he chose 25% down to reduce risk

• How he closed in just 2.5 weeks

• His plan to scale into Katy, TX and potentially Florida

Cleveland now has built-in equity, long-term lease stability, professional property management in place, and a clear strategy to continue adding doors.

If you're serious about building long-term passive income through rental properties, this episode provides a real, transparent look at how investors are succeeding in today’s market.

⏱ Accurate Episode Timestamps

00:00 – Introduction & Cleveland’s Investor Background

01:14 – Initial $150K Pre-Approval & Improving Ratios

02:18 – San Antonio Inventory Opportunity

03:16 – First Investment in 20 Years

04:19 – Tenant in Place + Two-Year Lease

05:18 – Closing in 2.5 Weeks

08:20 – Funding the Down Payment (HELOC + Life Insurance + Stocks)

09:57 – 5.75% Interest Rate & Builder Incentives

12:26 – Market Fundamentals & Risk Mitigation

15:33 – Scaling Strategy: Texas & Florida Diversification

20:01 – Advice to Investors: Take Action

📧 Got a question or story to share?

Email us at: ⁠podcast@renttoretirement.com⁠

👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!

💬 Comment below with your biggest takeaway from this episode!

🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠

🗓️ Schedule a Free Consultation:

⁠⁠https://bit.ly/3EE6KjZ

📺 Subscribe to the YouTube Channel:

⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠

🎧 Listen to the Rent To Retirement Podcast on the Go:

⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠

📬 Join Our Newsletter Email List:

Submit your info at the top right corner of the page:

⁠⁠https://renttoretirement.com⁠⁠

📩 Have Questions for the Podcast?

Send them to: ⁠podcast@renttoretirement.com⁠

Your question might be answered in a future episode!

#RealEstateInvesting #TurnkeyRealEstate #PassiveIncome #RentalProperties #SanAntonioRealEstate #BuyAndHold #CashFlowInvesting #RentToRetirement #WealthBuilding #RealEstatePodcast

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy

https://landing.renttoretirement.com/evg-masterclass-replay

This episode is sponsored by…

BLUPRINT HOME LOANS:

Get pre-approved with one of RTR’s preferred lenders at

https://bluprinthomeloans.com/renttoretirement/

In this episode of the Rent To Retirement Podcast, host Matthew Seyoum welcomes investment strategist and new recurring co-host Tommy Brown to the show.

Tommy shares his journey from teaching in public schools to building and scaling a multi-state rental portfolio — all while helping hundreds of investors do the same. If you’ve ever felt stuck on the sidelines or unsure whether to invest locally or out of state, this conversation will bring clarity.

We dive into the real differences between new construction and rehab properties, how experienced investors think about portfolio diversification, and why so many people get trapped in analysis paralysis. Tommy also shares what he’s seeing right now in today’s market — including why Ohio rehabs continue to perform and why Tuscaloosa new construction has been attracting investor attention.

Whether you’re brand new to rental investing or already own multiple doors, this episode will help you think more strategically about risk, cash flow, appreciation, and long-term scaling.

⏱ Timestamps

00:00 – Introducing Tommy Brown (New Co-Host Announcement)

01:16 – Tommy’s Background: From Teaching to Real Estate Investing

05:14 – Overcoming Analysis Paralysis

07:51 – Types of Investors We Work With

11:58 – Rehab vs. New Construction: Pros & Strategy

16:14 – Real-World Example: Texas New Build vs Ohio Rehab

18:23 – Why Tuscaloosa & Ohio Stand Out

20:05 – Biggest Mistakes Investors Make

24:13 – How to Connect with Tommy

📧 Got a question or story to share?

Email us at: ⁠podcast@renttoretirement.com⁠

👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!

💬 Comment below with your biggest takeaway from this episode!

🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠

🗓️ Schedule a Free Consultation:

⁠⁠https://bit.ly/3EE6KjZ

📺 Subscribe to the YouTube Channel:

⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠

🎧 Listen to the Rent To Retirement Podcast on the Go:

⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠

📬 Join Our Newsletter Email List:

Submit your info at the top right corner of the page:

⁠⁠https://renttoretirement.com⁠⁠

📩 Have Questions for the Podcast?

Send them to: ⁠podcast@renttoretirement.com⁠

Your question might be answered in a future episode!

#RealEstateInvesting

#RentalProperties

#PassiveIncome

#OutOfStateInvesting

#BuyAndHold

#NewConstruction

#RehabProperties

#CashFlowInvesting

#InvestmentStrategy

#RentToRetirement

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy

https://landing.renttoretirement.com/evg-masterclass-replay

This episode is sponsored by…

BLUPRINT HOME LOANS:

Get pre-approved with one of RTR’s preferred lenders at

https://bluprinthomeloans.com/renttoretirement/

BAM Capital:

Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner.

https://bamcapital.com/rtr/

Buying your first rental property can feel overwhelming—especially if it’s out of state. In this episode of the Rent To Retirement Podcast, host Matthew Seyoum sits down with Chandler, a real investor who went from zero experience to owning two new-construction rental properties in Alabama in under a year.

Chandler shares how he overcame analysis paralysis, chose the right market, trusted a property management team, and took action—without fixing, flipping, or managing from afar. If you’re researching real estate but struggling to make your first move, this episode is a must-watch.

⏱️ Episode Timestamps

00:00 – Introduction & Chandler’s background

01:00 – What sparked interest in real estate investing

02:15 – Finding Rent To Retirement & choosing turnkey rentals

03:40 – Overcoming analysis paralysis

06:30 – Buying a rental property out of state

08:15 – Why Alabama new construction made sense

10:50 – Setting goals & committing to action

14:55 – Property management expectations vs reality

17:30 – Managing rentals remotely with confidence

19:45 – Building a long-term rental portfolio

21:30 – Final advice for first-time investors

📌 Key Takeaways

✔️ How to choose your first out-of-state rental market

✔️ Why new construction can reduce early risk

✔️ The importance of taking action vs over-researching

✔️ What real property management looks like

✔️ How to build confidence as a first-time investor

📧 Got a question or story to share?

Email us at: ⁠podcast@renttoretirement.com⁠

👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!

💬 Comment below with your biggest takeaway from this episode!

🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠

🗓️ Schedule a Free Consultation:

⁠⁠https://bit.ly/3EE6KjZ

📺 Subscribe to the YouTube Channel:

⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠

🎧 Listen to the Rent To Retirement Podcast on the Go:

⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠

📬 Join Our Newsletter Email List:

Submit your info at the top right corner of the page:

⁠⁠https://renttoretirement.com⁠⁠

📩 Have Questions for the Podcast?

Send them to: ⁠podcast@renttoretirement.com⁠

Your question might be answered in a future episode!

#RealEstateInvesting
#RentalProperty
#OutOfStateInvesting
#TurnkeyRealEstate
#RentToRetirement

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy

https://landing.renttoretirement.com/evg-masterclass-replay

BAM Capital:

Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner.

https://bamcapital.com/rtr/

Real estate investing doesn’t have to mean flipping houses, endless rehabs, or managing tenants yourself.

In this episode of the Rent To Retirement Podcast, host Matthew Seyoum sits down with investor Jack, a structural engineer from California, to break down how he went from maxing out his 401(k) to building a cash-flowing, out-of-state rental portfolio—without sacrificing his career or family time.

Jack shares why California real estate didn’t pencil out, how he overcame the fear of investing out of state, and why new-construction turnkey rentals in Alabama aligned perfectly with his long-term retirement goals.

Whether you’re a busy professional, high-income earner, or someone tired of waiting on the sidelines for interest rates to drop, this episode walks through a real investor’s decision-making process, mistakes avoided, and lessons learned.

⏱️ Episode Timestamps

00:00 – Intro & Jack’s background

01:00 – Why 401(k)s alone weren’t enough

02:45 – Why California real estate didn’t work

04:00 – Discovering turnkey investing through BiggerPockets

05:00 – Choosing Alabama as a target market

06:20 – Why out-of-state investing felt scary (at first)

08:00 – The power of education & the RTR Academy

10:00 – Cash flow vs appreciation vs depreciation

12:00 – Leveraging real estate for long-term wealth

14:30 – Tax benefits & future short-term rental plans

17:00 – Interest rates, timing the market & opportunity cost

19:30 – Trusting property management from afar

21:30 – Final advice for new investors

🚀 Key Takeaways

• Why waiting for “perfect” interest rates can cost you more long-term

• How turnkey rentals create passive income for busy professionals

• The real power of leverage, appreciation, and tenant-paid debt

• Why education matters more than trying to do everything alone

📧 Got a question or story to share?Email us at: ⁠podcast@renttoretirement.com⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode!#RentToRetirement #RealEstateInvesting #PassiveIncome #TurnkeyRealEstate #OutOfStateInvesting

#RentalProperty #CashFlowingRentals #RealEstateWealth #BuyAndHold

#RetirementPlanning #BusyProfessionals #WealthBuilding

#CaliforniaInvestors #AlabamaRealEstate #RealEstatePodcast

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy

https://landing.renttoretirement.com/evg-masterclass-replay

📉 Will mortgage rates finally stabilize in 2026?

In this episode of the Rent To Retirement Podcast, hosts Matthew Seyoum and Zach Lemaster sit down with Hans Stone, head of lending at Blueprint Home Loans, to break down what real estate investors should realistically expect from mortgage rates in 2026 — and how to structure smarter loans in today’s market.

With nonstop headlines about Fed policy, bond purchases, and rate cuts, this episode cuts through the noise and focuses on what actually matters for investors: stability, strategy, and loan structure.

You’ll learn why dramatic rate drops are unlikely, how investor-friendly loan products like 7- and 10-year ARMs and DSCR interest-only loans can improve cash flow, and how builder incentives and buy-downs can materially change deal performance.

Whether you’re buying your first rental or scaling a portfolio, this episode will help you make educated, strategic lending decisions heading into 2026.

⏱️ Episode Timestamps

00:00 – Intro: Mortgage rate outlook for 2026

01:30 – Market volatility vs. stability in recent years

02:45 – Will government bond buying lower rates?

06:40 – Why big mortgage rate drops are unlikely

08:40 – Fed leadership changes & impact on lending

10:50 – New loan products investors should understand

11:30 – 7-year & 10-year ARM loans explained

14:00 – Using builder incentives to buy rates down

16:30 – DSCR interest-only loans: pros & misconceptions

19:00 – Cash flow vs. principal paydown strategies

21:30 – Matching loan structure to your investment goals

👉 Connect with the team to explore lending options with Blueprint Home Loans

📧 Got a question or story to share?

Email us at: ⁠podcast@renttoretirement.com⁠

👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!

💬 Comment below with your biggest takeaway from this episode!

🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠

🗓️ Schedule a Free Consultation:

⁠⁠https://bit.ly/3EE6KjZ

📺 Subscribe to the YouTube Channel:

⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠

🎧 Listen to the Rent To Retirement Podcast on the Go:

⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠

📬 Join Our Newsletter Email List:

Submit your info at the top right corner of the page:

⁠⁠https://renttoretirement.com⁠⁠

📩 Have Questions for the Podcast?

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Your question might be answered in a future episode!

#MortgageRates #RealEstateInvesting #DSCRLoans #ARMLoans #RentalProperty #PassiveIncome #RealEstate2026 #RentToRetirement #InvestorLoans #MortgageStrategy