5 Things To Become A Millionaire By 40-50

The Catch-Up Playbook

You're in your forties. You wish you'd started earlier. You feel behind.
Stop. Regret is expensive. It costs you time you could spend taking action.
Here's the truth: Your 40s are not too late. They're your power decade.
You have peak earning years (income peaks 45-55). Lower expenses (kids aging out, mortgage shrinking). Catch-up contribution limits ($7,500 extra for 401k). And 15-25 years for compound growth.
In this 15-minute read:

• The Income Peak Exploitation — Maximize your highest-earning years
• The Savings Rate Surge — Target 30-50% by eliminating lifestyle bloat
• The Catch-Up Contribution Max — Use every dollar of IRS catch-up room
• The Balanced Aggression — Stay growth-oriented with managed risk
• The Retirement Date Flexibility — How 2-5 extra years changes everything

You can't go back to 25. But you can make the next 15-20 years count for everything they're worth.