What if retirement planning didn't have to feel like gambling with your future? What if you could build a strategy that actually works for business owners who understand cash flow better than anyone?

In this powerful live episode, Brandon and Amanda team up with Mark Willis, CFP®, Evan Greathouse, and Kristi Duncan to challenge everything you think you know about "safe" retirement planning.

We're not talking about another cookie-cutter approach designed for employees with steady paychecks. This is about building what we call "the all-weather portfolio" – a three-part system that protects you from market crashes, inflation, and the seven overlooked assumptions that derail most retirement plans.

Whether you're 35 or 55, if you've ever wondered whether your current retirement strategy actually matches how you live and run your business, this episode will give you clarity. We break down the math, share real examples, and show you why adding more "ART" to your portfolio might be the missing piece you've been looking for.

Key Quote: "Most people have too little in the certainty portion of their portfolio. They're planning with probability when they should be planning with certainty."

🎧 What You'll Discover:

• The 7 hidden assumptions that could derail your retirement (and how to protect against them)

• Why the "all-weather portfolio" beats traditional diversification

• The three crucial parts every business owner needs in their retirement strategy

• How to build predictable income streams that don't depend on market performance

• Real examples of how this strategy works in practice

• Why whole life insurance might be the most misunderstood wealth-building tool

This isn't theory – it's a practical roadmap for business owners who want retirement security without the sleepless nights.

Ready to stop hoping the market cooperates with your retirement timeline and start building real financial security?

00:00 Welcome and Introduction

00:19 Today's Speakers and Topics

03:53 Retirement Number Discussion

05:09 Overlooked Assumptions in Retirement Planning

12:00 Inflation: The Silent Wealth Killer

15:48 The Impact of Fees on Retirement

18:57 Sequence of Returns Risk

21:29 Long-Term Care Costs

25:30 True Diversification Explained

29:22 Living Well in Older Years

30:07 The Impact of Poor Health on Retirement Costs

30:37 Financial Planning for Longevity

34:53 The All-Weather Portfolio

39:21 Access, Risk, and Tax Advantages

51:27 Starting a New Retirement Plan Later in Life

55:06 Conclusion and Next Steps

Watch on YouTube: https://youtu.be/UYQgopqOA5Q

What if this July wasn't just about celebrating freedom from a king 249 years ago... but about declaring your own freedom from financial stress today?

In this powerful mid-year episode, we're challenging you to write your own Declaration of Financial Independence. Whether you're a business owner tired of cash flow rollercoasters or an investor ready to take control of your wealth-building strategy, this episode will help you identify what's working, what isn't, and how to course-correct for the second half of 2025.

We dive into the mindset shift that changes everything: moving from "What if?" to "What now?" - and share practical steps to reclaim your financial freedom starting today. This isn't about following someone else's financial playbook. It's about creating a system that actually works for how you live and run your business.

Key Quote: "Freedom doesn't come from waiting for the perfect moment. It comes from making a decision and taking action."

Ready to stop letting big banks, debt, and market volatility control your future? Your financial revolution starts with one bold decision.

🎧 What You'll Learn:

• How to conduct an honest mid-year financial review

• The difference between employee financial tools and entrepreneur strategies

• Simple steps to declare your own Financial Independence

• Why summer is actually the perfect time to make financial changes

• One move that could change your financial trajectory forever

Don't just celebrate Independence Day this July - create your own Financial Independence Day.

Links Mentioned in the Show Notes

• Join the Wealth Wisdom Financial Community - While the pod switches to interviews this summer, we’re still publishing content every weekday to boost your wealth-building journey. Dive into the library of resources and gain access to Group Coaching monthly.

• Start to Manage Cash Flow Like a Millionaire - Stop budgeting. It doesn’t work for long-term wealth building. Instead, discover how to manage cash flow.

• Implement Profit First in 12 East Steps - Been thinking about implementing Profit First but want a resource to show you the nitty, gritty and walk you through the exact steps? Get started with this 12-video series.

• Jump into The Ultimate Guide to Bank On Yourself - Confused by all the noise out there about whole life? This no-nonsense “Cliff Notes” style video series brings clarity to both newcomers and those who have had a policy for years.

00:00 Introduction: Declaring Your Financial Independence

00:38 Welcome to Wealth Wisdom Financial Podcast

01:15 Upcoming Summer Content and Community Engagement

03:06 Our Financial Revolution Journey

05:01 Crafting Your Financial Declaration of Independence

06:10 Mid-Year Financial Check-In

07:54 Taking Action Towards Financial Freedom

11:50 Resources for Financial Independence

16:42 Conclusion and Final Thoughts

Watch on YouTube: https://youtu.be/FW_jI3GFyk4

What happens when economic chaos hits, but you're financially trapped by your own "responsible" planning?

Victor lost his first business in 2008 because he had $2 million in net worth but couldn't access cash when he needed it most. When he rebuilt, he did something different. During the pandemic, when competitors were closing or taking on crushing debt, Victor was buying equipment at liquidation prices, forward-purchasing inventory before price spikes, and hiring top talent from failing businesses.

In this episode, we explore how "playing it safe" with traditional financial planning can actually make your business more vulnerable during economic turbulence, and reveal the strategy that helped business owners not just survive but strategically thrive during some of the most uncertain economic times in a generation.

Key Quote: "Everyone was playing defense, just trying to survive. Because of our financial position, we could play offense when nobody else could."

What You'll Discover:

• How a salon owner lost two locations despite doing "everything the financial experts told me to do" (and what her competitor did differently to expand instead)

• The food distributor who used inflation as a competitive advantage while others got crushed by rising costs

• Why the fitness center owner with $500K in retirement accounts had to watch once-in-a-lifetime opportunities pass by

• How accessible capital creates strategic opportunism with reduced risk during economic volatility

• The 7 financial levers that separate businesses that merely survive from those that capture market share during downturns

Perfect for: Business owners who want to build long-term wealth without being financially handcuffed when economic opportunities or challenges arise.

Listen now to discover how to create certainty during uncertain times through financial preparation, not economic prediction.

Ready to recession-proof your business? Check out this week's Wealthy Wednesday for the Business Economic Resilience Blueprint mentioned in the episode.

The Freedom Retreat for business owners is coming up on August 5-7, 2025? It beautifully combines the power of contemplation with AI to build paths to freedom, regardless of what the future holds! Text Freedom to 513-447-6501 to learn more about this intimate gathering designed to set your freedom trajectory for the next 12+ months. Hurry! A $200 discount is only available through June 30, 2025!

Watch on YouTube: https://youtu.be/2x0CHcrcwJY