In this episode of Wealth Coffee Chats, we break down the Reserve Bank of Australia’s latest 25 basis point interest rate hike and what’s really driving the decision. With inflation sitting stubbornly above target and unemployment trending lower, the RBA has made it clear that further rate rises are firmly on the table in 2026. We unpack the key signals from the RBA statement, why household spending and housing markets are back in focus, and how global factors are quietly influencing local decisions. Most importantly, we explore what this rate rise means for everyday Australians—homeowners, buyers, investors, and savers—and how different asset classes like property, shares, bonds, gold, and crypto may respond. If you want to understand what’s happening, why it matters, and how to prepare your strategy moving forward, this episode is a must-listen.

Car deductions are one of the most overclaimed—and most audited—tax items in Australia, and in this Tax Tuesday Wealth Coffee Chat, Daniel McPherson pulls the handbrake on the myths that keep landing people in trouble. From logbooks that don’t survive audits to the truth about utes, payload limits, and fringe benefits tax, this episode breaks down exactly what the ATO allows and where people go wrong. You’ll hear real case studies of claims that cost thousands, learn the difference between the cents-per-kilometre and logbook methods, and understand why tolls, fuel records, and calendars are now being matched automatically. Whether you’re an employee, a tradie, or a business owner buying vehicles through your company, this episode shows how to claim what you’re entitled to—without guessing, copying your mate, or ending up in the taxman’s firing line.

What truly drives property markets—and why does one Australian city look almost unstoppable right now? In this Wealth Coffee Chat, we kick off 2026 by unpacking the real forces behind long-term property growth, from interest rates and politics to supply shortages, jobs, infrastructure, and the powerful role of demographics. Joined by Jeff Braley from McCrindle Research, the conversation dives into why Southeast Queensland is surging, how the Olympic effect is reshaping Brisbane and its sister cities, and what population growth forecasts mean for investors over the next 25 years. You’ll also hear insights on migration trends, shrinking household sizes, the massive generational wealth transfer underway, and why data—not opinions—should guide your investment decisions. If you want clarity, context, and confidence heading into the next phase of the property cycle, this episode sets the foundation for smarter investing in 2026 and beyond.

With the RBA expected to move rates higher, many investors are asking whether fixed rates belong in their property investing strategy. This episode breaks down how fixed rates work, when they can be worth paying a little extra upfront, and how to hedge interest rate risk by splitting loans. You’ll also learn about rate lock fees, break costs, and how smart loan structuring can support long-term cash flow and wealth strategy. A practical finance discussion for anyone managing a mortgage in a changing market.

2026 is kicking off with elevated inflation, rising interest rate expectations, and increased market volatility. In this episode, we unpack what the latest inflation data means for interest rates, finance decisions, and long-term wealth strategy. We also explore how global uncertainty, commodities, currencies, and market sentiment are shaping property investing and financial planning right now. A must-watch mid-financial-year reset for serious investors.

In this episode of Wealth Coffee Chats, we break down the Australian rental market outlook for 2026 and what it means for property investors. With vacancy rates remaining tight and affordability becoming a key pressure point, this discussion explores where rent growth is strongest, which property types are outperforming, and how landlords can stay proactive. If you’re focused on property investing, cash flow, and protecting long-term wealth, this episode is a must-watch.

ATO audits are no longer random—and property investors are firmly in the spotlight. In this episode, we break down how the ATO uses data-matching technology to target common mistake areas, and exactly what documents investors are being asked to produce. From proving property ownership, rental income, and loan interest deductions to handling insurance payouts, depreciation claims, repairs versus capital works, and main residence capital gains tax, this session walks through real audit examples and lessons learned. You’ll also learn why audit insurance is becoming essential, how it can protect you from unexpected professional fees, and what records you should be keeping now to avoid stress later. If you own property or plan to invest, this episode will help you stay compliant, prepared, and confident.

What would you do if life forced you to start again—with no assets, no margin for error, and no time to waste? In this powerful episode of Wealth Coffee Chats, we share the real-life journey of Patrick, a long-term client who rebuilt his entire financial future after divorce, uncertainty, and major life disruption. You’ll hear how disciplined planning, smart lending decisions, strategic property selection, and consistent portfolio reviews helped him move from rebuilding mode to joining the 1% Club with multiple properties and a clear path to retirement. This episode breaks down what actually drives long-term success in property—balancing growth, yield, risk, and life changes—while reminding you that setbacks don’t define your future, but your strategy does.