Fixed vs Variable Rates 2026: Smart Home Loan Strategy

With the RBA expected to move rates higher, many investors are asking whether fixed rates belong in their property investing strategy. This episode breaks down how fixed rates work, when they can be worth paying a little extra upfront, and how to hedge interest rate risk by splitting loans. You’ll also learn about rate lock fees, break costs, and how smart loan structuring can support long-term cash flow and wealth strategy. A practical finance discussion for anyone managing a mortgage in a changing market.