In this episode, 𝗦𝗮𝗻𝗱𝗿𝗮 𝗠𝗶𝗮𝗻𝗱𝗮, Founder & CEO, Paypr.work 🖇, hosts 𝗦𝗮𝗻𝗱𝗿𝗮 𝗔𝗹𝘇𝗲𝘁𝘁𝗮, VP, Global Head of Payments & Customer Service at Spotify, who shares her perspective on managing global payments for over 𝟳𝟬𝟬 𝗺𝗶𝗹𝗹𝗶𝗼𝗻 𝘂𝘀𝗲𝗿𝘀, balancing 𝗹𝗼𝗰𝗮𝗹 𝗽𝗮𝘆𝗺𝗲𝗻𝘁 𝗽𝗿𝗲𝗳𝗲𝗿𝗲𝗻𝗰𝗲𝘀, and driving 𝘁𝗿𝘂𝘀𝘁 𝗮𝗻𝗱 𝗶𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻 in a subscription-based business.

💡 𝗪𝗵𝗮𝘁 𝘆𝗼𝘂’𝗹𝗹 𝗹𝗲𝗮𝗿𝗻:
• How Spotify optimises payment experiences across 𝟭𝟴𝟰 𝗺𝗮𝗿𝗸𝗲𝘁𝘀
• The role of 𝘁𝗿𝘂𝘀𝘁 𝗮𝗻𝗱 𝘂𝘀𝗲𝗿 𝗰𝗵𝗼𝗶𝗰𝗲 in subscription commerce
• Insights on 𝗹𝗼𝗰𝗮𝗹 𝗽𝗮𝘆𝗺𝗲𝗻𝘁 𝗺𝗲𝘁𝗵𝗼𝗱𝘀 like UPI in India, Pix in Brazil, and PayPay in Japan
• The intersection of 𝗔𝗜, 𝗠𝗟, 𝗮𝗻𝗱 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 for fraud prevention and seamless UX
• Key trends shaping 𝗴𝗹𝗼𝗯𝗮𝗹 𝗰𝗼𝗺𝗺𝗲𝗿𝗰𝗲 𝗶𝗻 𝟮𝟬𝟮𝟲 𝗮𝗻𝗱 𝗯𝗲𝘆𝗼𝗻𝗱

📍 𝗟𝗶𝘀𝘁𝗲𝗻, 𝗹𝗲𝗮𝗿𝗻, 𝗮𝗻𝗱 𝘀𝘁𝗮𝘆 𝗮𝗵𝗲𝗮𝗱 𝗶𝗻 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗶𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻!

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In this episode, we unpack one of the hottest topics in global fintech today: payment optimisation for merchants expanding into emerging markets.

Your host, 𝗗𝗮𝗻𝗶𝗲𝗹 𝗞𝗼𝗿𝗻𝗶𝘁𝘇𝗲𝗿, Head of global partnerships at EBANX, is joined by two industry leaders:
• 𝗔𝗹𝗮𝗻 𝗗𝗲𝗹𝗰𝗼𝘂𝗿𝘁, Fintech & Digital Commerce in Latam at Xsolla, with 10+ years of payments expertise in Latin America
• 𝗛𝗮𝗴𝗮𝗶 𝗘𝗹𝘆𝗮𝗸𝗶𝗺, Founder and MD of BlockchainLab Ltd., specialising in payment optimisation and blockchain-based payment rails

Together, they dive deep into:
🔥 The explosive growth of digital consumers in emerging markets
🔥 Local vs global card acquiring — where conversion is won or lost
🔥 How instant payment rails like 𝗣𝗶𝘅, 𝗨𝗣𝗜 & 𝗕𝗿𝗲-𝗕 are reshaping commerce
🔥 Smart & AI-based routing strategies that boost approval rates 10–30%
🔥 Payment orchestration vs in-house routing — myths, risks & opportunities
🔥 Stablecoins as the first truly global payment method
🔥 Why crypto-based settlement may replace traditional rails sooner than expected

Whether you're a fintech leader, merchant, PSP, or investor, this episode is loaded with tactical insights, data points, and practical frameworks to accelerate your global payments strategy.

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𝗙𝗮𝗹𝘀𝗲 𝗽𝗼𝘀𝗶𝘁𝗶𝘃𝗲𝘀 𝗰𝗼𝘀𝘁 𝘂𝗽 𝘁𝗼 𝟳𝟱% 𝗺𝗼𝗿𝗲 𝘁𝗵𝗮𝗻 𝗳𝗿𝗮𝘂𝗱 — 𝗯𝘂𝘁 𝗻𝗼𝗯𝗼𝗱𝘆 𝘁𝗮𝗹𝗸𝘀 𝗮𝗯𝗼𝘂𝘁 𝘁𝗵𝗲𝗺.

In this episode of 𝗠𝗣𝗘 𝘁𝗮𝗹𝗸𝘀, we dive deep into the $600B issue that quietly drains merchant revenue — and why it’s often more expensive than fraud itself.

Join 𝗖𝗮𝗻𝗱𝗶𝗰𝗲 𝗣𝗿𝗲𝘀𝘀𝗶𝗻𝗴𝗲𝗿 and expert fraud strategist 𝗖𝗵𝗲𝗻 𝗔𝗺𝗶𝗿 as they unpack:
• Why false positives cost 𝘂𝗽 𝘁𝗼 𝟳𝟱% 𝗺𝗼𝗿𝗲 than actual fraud
• Why fraud gets all the attention — and false positives stay invisible
• The power of data enrichment to recover lost revenue
• How blocking real customers hurts conversion
• Real-world examples of enrichment logic that instantly reduces false declines
• Why “fraud detection” isn’t the same as “protecting good customers”
• Why reducing false positives delivers one of the 𝗵𝗶𝗴𝗵𝗲𝘀𝘁 𝗥𝗢𝗜 gains in payments

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In this episode, 𝗚𝗲𝗼𝗳𝗳𝗿𝗲𝘆 𝗕𝗮𝗿𝗿𝗮𝗰𝗹𝗼𝘂𝗴𝗵, publisher of Business of Payments, sits down with 𝗥𝗼𝗯𝗲𝗿𝘁 𝗕𝘂𝗲𝗻𝗶𝗻𝗰𝗸, CEO of Unzer, one of Germany’s most dynamic merchant service providers. Together, they explore the rise of 𝗮𝗴𝗲𝗻𝗰𝘆 𝗰𝗼𝗺𝗺𝗲𝗿𝗰𝗲 — a world where AI doesn’t just recommend what to buy, but makes the purchase on your behalf.

Topics discussed:

• What is agency commerce and how close are we to seeing it in action?
• How AI agents will reshape payment journeys and consumer trust
• The impact on merchants, fraud prevention, and discoverability
• The evolving balance between innovation, ethics, and regulation

Tune in to understand how machine-to-machine commerce is redefining the future of retail and payments.

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🎙 Trust starts with data — here’s how they build it! From losing in 2023 to winning twice in a row — Celeris’ story will inspire you. Sunil reveals how they built an award-winning company with zero salespeople!

Join Neira Jones and Sunil Jhamb as they delve deeper into a discussion about how winning the MPE Awards helped Celeris acquire numerous new customers.

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In this new episode of MPE Talks, 𝗔𝗻𝗱𝗿𝗲𝗮 𝗧𝗼𝘂𝗰𝗶𝗻𝗵𝗼 sits down with 𝗧𝗲𝗿𝗲𝘀𝗮 𝗠𝗲𝘀𝗾𝘂𝗶𝘁𝗮, COO at SIBS, to explore the innovation powering the Portuguese payments ecosystem — from 𝗠𝗕 𝗪𝗔𝗬’𝘀 𝘀𝘂𝗰𝗰𝗲𝘀𝘀 𝘀𝘁𝗼𝗿𝘆 to 𝗘𝘂𝗿𝗼𝗽𝗲’𝘀 𝗽𝘂𝘀𝗵 𝗳𝗼𝗿 𝗶𝗻𝘁𝗲𝗿𝗼𝗽𝗲𝗿𝗮𝗯𝗶𝗹𝗶𝘁𝘆 through initiatives like 𝗘𝗨𝗥𝗢𝟭 and 𝗘𝘂𝗿𝗼𝗽𝗲𝗮𝗻 𝗣𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗜𝗻𝗶𝘁𝗶𝗮𝘁𝗶𝘃𝗲 (𝗘𝗣𝗜).

Discover how 𝗣𝗼𝗿𝘁𝘂𝗴𝗮𝗹 𝗯𝗲𝗰𝗮𝗺𝗲 𝗮 𝗱𝗶𝗴𝗶𝘁𝗮𝗹 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗹𝗲𝗮𝗱𝗲𝗿, what’s next for 𝗰𝗿𝗼𝘀𝘀-𝗯𝗼𝗿𝗱𝗲𝗿 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀, and how 𝘁𝗿𝘂𝘀𝘁, 𝗶𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻, 𝗮𝗻𝗱 𝗶𝗻𝗰𝗹𝘂𝘀𝗶𝗼𝗻 will shape Europe’s payment future.

Tune in for expert insights, powerful lessons, and a glimpse into the road ahead for European payments.

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What did winning the MPE Award mean for you? What was happening in your company at the time of winning? How has your market position evolved?

Welcome to this episode of the MPE 2025 Awards Winners Series, where we pair and showcase 2 winners. Join Neira Jones, Kamil Hanáček, Executive Director at Switchio.com, and Lenny Leemann, CEO & Founder at Greenspark, to hear their insights

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In this episode, 𝗔𝗹𝗹𝗮 𝗚𝗮𝗻𝗰𝘇 (ThoughtWorks) and 𝗣𝗮𝗻𝗮𝗴𝗶𝗼𝘁𝗶𝘀 𝗞𝗿𝗶𝗮𝗿𝗶𝘀 share how genetic AI is reshaping the future of commerce:
• Hyper-personalised shopping experiences
• Invisible, seamless transactions
• Autonomous fraud detection and card management
• Redefining the customer journey for merchants and consumers

From reactive to proactive — the future of payments is here.

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