In this episode of MPE Talks, 𝗙𝗿𝗮𝗻𝗰𝗲𝘀𝗰𝗼 𝗕𝘂𝗿𝗲𝗹𝗹𝗶 | Arkwright Consulting, and 𝗣𝗮𝗻𝗮𝗴𝗶𝗼𝘁𝗶𝘀 𝗞𝗿𝗶𝗮𝗿𝗶𝘀 | Unzer explore how AI and tokenisation are reshaping the way trust is built, measured, and maintained across payments and digital ecosystems.

The conversation dives into:
• Why AI relies on confidence scoring rather than judgment
• How tokenisation minimises data exposure while improving signal quality
• Why clean, compliant data is essential for scalable AI
• What this means for fraud prevention, payments, and digital identity

Tokenisation is emerging as the invisible infrastructure that allows AI to function responsibly — enabling real-time decisions without exposing sensitive information.

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In this episode, 𝗦𝗮𝗻𝗱𝗿𝗮 𝗠𝗶𝗮𝗻𝗱𝗮, Founder & CEO, Paypr.work 🖇, hosts 𝗦𝗮𝗻𝗱𝗿𝗮 𝗔𝗹𝘇𝗲𝘁𝘁𝗮, VP, Global Head of Payments & Customer Service at Spotify, who shares her perspective on managing global payments for over 𝟳𝟬𝟬 𝗺𝗶𝗹𝗹𝗶𝗼𝗻 𝘂𝘀𝗲𝗿𝘀, balancing 𝗹𝗼𝗰𝗮𝗹 𝗽𝗮𝘆𝗺𝗲𝗻𝘁 𝗽𝗿𝗲𝗳𝗲𝗿𝗲𝗻𝗰𝗲𝘀, and driving 𝘁𝗿𝘂𝘀𝘁 𝗮𝗻𝗱 𝗶𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻 in a subscription-based business.

💡 𝗪𝗵𝗮𝘁 𝘆𝗼𝘂’𝗹𝗹 𝗹𝗲𝗮𝗿𝗻:
• How Spotify optimises payment experiences across 𝟭𝟴𝟰 𝗺𝗮𝗿𝗸𝗲𝘁𝘀
• The role of 𝘁𝗿𝘂𝘀𝘁 𝗮𝗻𝗱 𝘂𝘀𝗲𝗿 𝗰𝗵𝗼𝗶𝗰𝗲 in subscription commerce
• Insights on 𝗹𝗼𝗰𝗮𝗹 𝗽𝗮𝘆𝗺𝗲𝗻𝘁 𝗺𝗲𝘁𝗵𝗼𝗱𝘀 like UPI in India, Pix in Brazil, and PayPay in Japan
• The intersection of 𝗔𝗜, 𝗠𝗟, 𝗮𝗻𝗱 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 for fraud prevention and seamless UX
• Key trends shaping 𝗴𝗹𝗼𝗯𝗮𝗹 𝗰𝗼𝗺𝗺𝗲𝗿𝗰𝗲 𝗶𝗻 𝟮𝟬𝟮𝟲 𝗮𝗻𝗱 𝗯𝗲𝘆𝗼𝗻𝗱

📍 𝗟𝗶𝘀𝘁𝗲𝗻, 𝗹𝗲𝗮𝗿𝗻, 𝗮𝗻𝗱 𝘀𝘁𝗮𝘆 𝗮𝗵𝗲𝗮𝗱 𝗶𝗻 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗶𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻!

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In this episode, we unpack one of the hottest topics in global fintech today: payment optimisation for merchants expanding into emerging markets.

Your host, 𝗗𝗮𝗻𝗶𝗲𝗹 𝗞𝗼𝗿𝗻𝗶𝘁𝘇𝗲𝗿, Head of global partnerships at EBANX, is joined by two industry leaders:
• 𝗔𝗹𝗮𝗻 𝗗𝗲𝗹𝗰𝗼𝘂𝗿𝘁, Fintech & Digital Commerce in Latam at Xsolla, with 10+ years of payments expertise in Latin America
• 𝗛𝗮𝗴𝗮𝗶 𝗘𝗹𝘆𝗮𝗸𝗶𝗺, Founder and MD of BlockchainLab Ltd., specialising in payment optimisation and blockchain-based payment rails

Together, they dive deep into:
🔥 The explosive growth of digital consumers in emerging markets
🔥 Local vs global card acquiring — where conversion is won or lost
🔥 How instant payment rails like 𝗣𝗶𝘅, 𝗨𝗣𝗜 & 𝗕𝗿𝗲-𝗕 are reshaping commerce
🔥 Smart & AI-based routing strategies that boost approval rates 10–30%
🔥 Payment orchestration vs in-house routing — myths, risks & opportunities
🔥 Stablecoins as the first truly global payment method
🔥 Why crypto-based settlement may replace traditional rails sooner than expected

Whether you're a fintech leader, merchant, PSP, or investor, this episode is loaded with tactical insights, data points, and practical frameworks to accelerate your global payments strategy.

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