In this master's class episode of the Smart Real Estate Coach Podcast, I sit down with Lon Welsh for a timely, data-backed conversation on what is really happening in today's housing market and how smart investors should respond. Lon brings over 20 years of commercial real estate acquisition and development experience, and as the founder of Ironton Capital and CEO of Your Castle Real Estate, he has his finger on both the residential and investment side of the market in a serious way. 

We unpack consumer confidence, mortgage rates, recession fears, rental demand, student loan delinquencies, buyer psychology, and what those factors mean for both active and passive investors. Lon explains why the media is missing some of the biggest drivers in today's market, why renters may stay renters longer, why rent-to-own operators could be in a position of strength, and why 2025 and 2026 may look a lot more attractive in hindsight than they feel in the moment.

If you want a clearer read on market timing, negotiation leverage, and where opportunity is building right now, this is one of those episodes you'll want to listen to twice.

Key Talking Points of the Episode

00:00 Introduction

01:55 Real Estate Market Update: Current trends and consumer sentiment

02:40 Why buyers and sellers feel frozen

04:12 Understanding mortgage rates and buyer opportunities

05:15 Should we expect a recession this year?

06:34 Challenges and trends for renters and landlords in today's market

07:09 Student loan delinquencies are a major hidden headwind

08:48 Why older renters want houses, not apartments

11:44 The softest residential markets in the country right now

12:35 Regional market comparison: Midwest/Northeast vs. Southwest/Southeast

14:20 Analyzing historical real estate downturns

16:48 Comparing previous market corrections to the current market

18:24 Home equity stability vs. the 2008 financial crisis

20:43 Passive investing and Lon Welsh's Passive Investing Book

22:21 Long-term outlook and understanding the importance of timing

23:01 Free Smart Real Estate Coach Resources

24:24 The 3 Paydays Live Event

Quotables

"Consumer confidence is probably actually the bigger thing. And nobody in the media talks about that."

"The pool of people who will be stuck renting is going to grow, and the pool of people who are in the first-time buyer set is going to shrink."

"There will be a lot of people in 2028 and 29 who are going to look back and say, why didn't I buy more assets in 25 and 26?"

Links

Episode 530: How $100M in Private Funds is Navigating Today's Economy

https://podcasts.apple.com/lu/podcast/episode-530-how-%24100m-in-private-funds-is-navigating/id1266331428?i=1000732961261

Ironton Capital FREE Passive Investing Book

https://irontowncapital.com/smartrecoach

3 Paydays® Live

https://3paydayslive.com/podcast

Free Discovery Call

https://smartrealestatecoachpodcast.com/discovery

3 Paydays® System Mastery Course - Use coupon code for 50% off

https://smartrealestatecoach.com/qls

Coupon code: pod

Apprentice Program

https://3paydaysapprentice.com

Coupon code: Podcast

Masterclass

https://smartrealestatecoach.com/masterspodcast

3 Paydays Books

https://3paydaysbooks.com/podcast

Partners

https://smartrealestatecoach.com/podcastresources

In this master's class episode of the Smart Real Estate Coach Podcast, I sit down with Yvonne Trost, happiness coach, certified hypnotherapist, and co-founder of Limitless You, for a conversation that hits the hardest part of our genius model head-on: mindset. We can teach skill set. We can teach systems. But when life throws curveballs, mindset is what determines whether you stay stuck or move forward.

Yvonne shares her journey from a small-town upbringing in central Illinois, to a high-performing consulting career, to a life-changing personal transformation that led her into hypnotherapy, mindfulness, and transformational coaching. We unpack how limiting beliefs get formed, why so many high achievers are unknowingly running on subconscious autopilot, and how fear, judgment, doubt, and self-pity quietly cap your growth in business and life. We also talk about anxiety, nervous system triggers, identity, visibility, and why self-help is not selfish.

If you're an entrepreneur, investor, or leader who knows the next breakthrough is not just about tactics but about who you are becoming, this episode will give you a fresh lens on how to stop recreating the past and start building your future on purpose.

Key Talking Points of the Episode

00:00 Introduction

01:10 Who is Yvonne Trost?

02:13 Yvonne's backstory: small-town Illinois and a sheltered upbringing

03:46 How love can still create limiting beliefs

04:50 Divorce as the wake-up call

05:35 How hypnotherapy changed everything

06:51 The yacht and dock metaphor: why so many people stay stuck

08:05 The past and future do not exist the way we think they do

09:02 Creating your future present instead of your past present

10:21 Why hustle and grind may be the wrong operating system

11:16 Understanding that things are happening for you, not to you

13:20 Anxiety is often a side effect, not the root problem

14:30 The zebra and lion analogy for the nervous system

17:23 Why mindset work matters more than the next tactic

20:20 What Yvonne's programs actually look like

21:27 The 3-Step Process: realize, recode, rewrite

24:21 Why most self-help does not go deep enough

28:11 Program delivery: Zoom and in-person experiences in Washington DC

29:43 How to choose a coach to work with

33:08 Free resources and the Limitless You quiz

34:20 Why self-help is not selfish

Quotables

"We cause ourselves suffering based upon the past or the future, but those things don't exist."

"Your mind only will entertain things that are one, good to have done, and two, possible to do."

"Self-help is not selfish."

Links

Limitless You

https://unlocklimitlessyou.com/

The Limitless You Quiz

https://unlocklimitlessyou.com/self-love-quiz/

3 Paydays® Live

https://3paydayslive.com/podcast

Free Discovery Call

https://smartrealestatecoachpodcast.com/discovery

3 Paydays® System Mastery Course - Use coupon code for 50% off

https://smartrealestatecoach.com/qls

Coupon code: pod

Apprentice Program

https://3paydaysapprentice.com

Coupon code: Podcast

Masterclass

https://smartrealestatecoach.com/masterspodcast

3 Paydays Books

https://3paydaysbooks.com/podcast

Partners

https://smartrealestatecoach.com/podcastresources

In this master's class episode of the Smart Real Estate Coach Podcast, I sit down with Andre Stewart, founder and CEO of InvestFar Capital and host of Investing Uncensored, for a conversation that hits both mindset and market timing in a big way. Andre shares how growing up in poverty in the deep South, bouncing between family homes, and getting early exposure to a better life shaped his obsession with success, wealth creation, and real estate investing. He walks through the mentors, books, and moments that changed his trajectory, including how seeing a millionaire up close completely rewired what he believed was possible. 

We also go deep on Andre's framework around money beliefs, "adaptive sovereignty," and the four domains he says secretly suppress most people's income: emotional command, strategic time orientation, cognitive immunity, and identity. From there, we connect the dots between proximity, association, AI disruption, job insecurity, entrepreneurship, and why creative real estate may be one of the biggest opportunities of the next several years.

If you're trying to increase your income, break out of an old environment, build real wealth, or prepare for what AI is about to do to the economy, this episode is a serious wake-up call.

Key Talking Points of the Episode

00:00 Introduction

01:35 Andre's backstory: poverty, military family, and growing up hungry

02:52 The first moment of exposure that changed everything

04:09 Why exposure and association are everything

05:25 Social media, borrowed environments, and distorted thinking

06:12 Learning from his father: working 3 jobs, thinking that was the only path

07:47 Why people hesitate to invest in coaching but not college

08:24 Borrowing someone else's capacity and confidence

09:16 What Adaptive Sovereignty actually measures

10:56 Cognitive immunity and narrative defense

14:15 The costly 2020 lesson: selling too early because of fear

15:34 The importance of identity and visibility

17:15 Why most people feel underpaid, but the problem is structural

18:20 Free Resource: the Adaptive Sovereignty test

19:19 Real estate in a changing market

20:15 Why AI and layoffs are about to create massive real estate opportunities

22:21 Real stories from six-figure employees looking for an exit

24:00 Why $100,000 is no longer security in today's economy

Quotables

"Most people feel like they're underpaid, but it's more structural than anything."

"There's going to be a lot of opportunity for people to buy real estate without ever getting mortgages and just doing creative financing."

"Knowledge is power, but you have to use it."

Links

Adaptive Sovereignty

https://adaptivesovereignty.com

Investing Uncensored Podcast

https://podcasts.apple.com/us/podcast/investing-uncensored/id1488578229

3 Paydays® Live

https://3paydayslive.com/podcast

Free Discovery Call

https://smartrealestatecoachpodcast.com/discovery

3 Paydays® System Mastery Course - Use coupon code for 50% off

https://smartrealestatecoach.com/qls

Coupon code: pod

Apprentice Program

https://3paydaysapprentice.com

Coupon code: Podcast

Masterclass

https://smartrealestatecoach.com/masterspodcast

3 Paydays Books

https://3paydaysbooks.com/podcast

Partners

https://smartrealestatecoach.com/podcastresources