Our special guests for today’s podcast is owner Jeff Kendall & senior consultant Grayeagle Porter with Custom Exteriors, Inc focusing on improving the look, comfort, and safety of a home. Is it time to replace the windows, doors, or siding? Or budgeting for the future? This podcast is for you as they offer a clear homeowner friendly guide to windows and back up their work with a lifetime warranty on labor. Tune in as Jeff & Grayeagle describe what homeowners should know before replacing the windows and the pros and cons of various types of windows on your home.

Adam Hamalian and Sherry Hutchens are real estate brokers (REALTORS) working in Contra Costa and Alameda Counties in the beautiful San Francisco Bay Area. Join us as we discuss the interesting and complicated world of real estate through engaging stories, humor, and expert insights. Over the past few months, Sherry & Adam have been producing a podcast that aims to both educate and entertain our clients and colleagues. Each episode explores some aspect of residential real estate or features interviews with seasoned professionals, where we uncover their unique experiences and valuable lessons. Whether you’re a curious homeowner or an experienced agent, there’s something for everyone.

Follow The Real Story with Adam Hamalian & Sherry Hutchens on

• Youtube: @HutchensHamalianProperties

• Website: https://www.hutchenshamalian.com

• Instagram: @HutchensHamalianProperties

• Facebook: @HutchensHamalianProperties

• LinkedIn: @HutchensHamalianProperties

Adam Hamalian: adam@hamalianproperties.com

Sherry Hutchens: sherry@sherryhutchens.com

For past episodes or to subscribe to this podcast, click here. Or find us on Apple or Spotify, or wherever you listen to podcasts.

Grayeagle Porter, Project Manager/Senior Consultant | Custom Exteriors, Inc. | Lic# 785361

• Website: www.custom-exteriors.com

• Facebook: @CustomExteriorsInc

• Instagram: @customexteriorsca

• YouTube: @customexteriors2657

• Email: grayeagle@custom-exteriors.com

• Phone: 925-382-2447

Hutchens Hamalian Properties GroupDudum Real Estate GroupDRE #01320608 | DRE #01917597 | DRE #01882902Grayeagle Porter | Lic# 785361

#HutchensHamalian #EastBayRealEstate #BayAreaRealEstate #AccountabilityPartners #RealEstate #ListingStats #LoveWhereYouLive #ListingAgents #BuyersAgents #HomeSweetHome #RealEstateTeam #2026RealEstate #TheRealStoryPodcast #BecomingBetterAgents #AdamandSherry #HomeownershipJourney #PodcastSeason3 #Season3Premiere #NewWindows #HomeImprovement #Siding #RenovationTips #CustomExteriors #ExteriorRemodeling #SidingReplacement #HomeMaintenance #WindowReplacement #EnergyEfficiency #HomeComfort

LEGAL: This podcast is for general informational purposes only. The hosts’ and guests’ views, thoughts, and opinions represent those of the hosts/guests and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

©Hutchens Hamalian Properties Group

Prop 19 – what is it? How does it work? Who does it benefit? If you are on a fixed income and budget sometimes you can be stuck in a home that no longer serves you due to your lower tax base. We call those ‘golden handcuffs’ a term we go into depth explaining in our latest podcast. Prop 19 was designed to help release those handcuffs and allow seniors (55+) people to move. Tax base exchange is only available for three groups of people those 55+, disabled veterans, or victims of a wildfire. Under the old law, there were limited counties that participated, you needed to buy an equal or lesser value home, and you could only do it once. Under prop 19 all 58 counties must participate, and you can do it 3 times for equal or even higher value homes. What is the timing of the process? In our podcast, we walk you through sell first buy one or even buy one and then sell. Tune in as we answer your most pressing property tax mobility questions.

Adam Hamalian and Sherry Hutchens are real estate brokers (REALTORS) working in Contra Costa and Alameda Counties in the beautiful San Francisco Bay Area. Join us as we discuss the interesting and complicated world of real estate through engaging stories, humor, and expert insights. Over the past few months, Sherry & Adam have been producing a podcast that aims to both educate and entertain our clients and colleagues. Each episode explores some aspect of residential real estate or features interviews with seasoned professionals, where we uncover their unique experiences and valuable lessons. Whether you’re a curious homeowner or an experienced agent, there’s something for everyone.

Follow The Real Story with Adam Hamalian & Sherry Hutchens on

• Youtube: @HutchensHamalianProperties

• Website: https://www.hutchenshamalian.com

• Instagram: @HutchensHamalianProperties

• Facebook: @HutchensHamalianProperties

• LinkedIn: @HutchensHamalianProperties

Adam Hamalian: adam@hamalianproperties.com

Sherry Hutchens: sherry@sherryhutchens.com

For past episodes or to subscribe to this podcast, click here. Or find us on Apple or Spotify, or wherever you listen to podcasts.

Show Notes: boe.ca.gov

Hutchens Hamalian Properties Group

Dudum Real Estate Group

DRE #01320608 | DRE #01917597 | DRE #01882902

#HutchensHamalian #EastBayRealEstate #BayAreaRealEstate #AccountabilityPartners #RealEstate #LoveWhereYouLive #ListingAgents #BuyersAgents #HomeSweetHome #RealEstateTeam #2026RealEstate #TheRealStoryPodcast #BecomingBetterAgents #Rossmoor #Prop19 #PropertyTaxMobility #AdamandSherry #HomeownershipJourney #PodcastSeason3 #Season3Premiere #Boomers #55+ #GoldenHandcuffs #Prop13 #Prop13vsProp19 #Affordability #RealEstateTax

LEGAL: This podcast is for general informational purposes only. The hosts’ and guests’ views, thoughts, and opinions represent those of the hosts/guests and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

©Hutchens Hamalian Properties Group

Our special guest for today’s podcast is Kristen Pepin with Dudum Real Estate Group/ Sun Bear Realty focusing on the Tahoe and Truckee market. Whether you’re searching for a lakefront retreat, a cozy mountain escape, or the Tahoe lifestyle Kristen can help you. There are so many facets to becoming an agent and even in a vacation location it isn’t necessarily what you think it is. Listen as we find out the differences between our Bay Area market and the Tahoe and Truckee real estate market. We dive into second homes, short term rentals, sky leases, and fractional & shared ownership properties. Tune in as Kristen describes what buyers should know before searching for a second home!

Adam Hamalian and Sherry Hutchens are real estate brokers (REALTORS) working in Contra Costa and Alameda Counties in the beautiful San Francisco Bay Area. Join us as we discuss the interesting and complicated world of real estate through engaging stories, humor, and expert insights. Over the past few months, Sherry & Adam have been producing a podcast that aims to both educate and entertain our clients and colleagues. Each episode explores some aspect of residential real estate or features interviews with seasoned professionals, where we uncover their unique experiences and valuable lessons. Whether you’re a curious homeowner or an experienced agent, there’s something for everyone.

Follow The Real Story with Adam Hamalian & Sherry Hutchens on

• Youtube: @HutchensHamalianProperties

• Website: https://www.hutchenshamalian.com

• Instagram: @HutchensHamalianProperties

• Facebook: @HutchensHamalianProperties

• LinkedIn: @HutchensHamalianProperties

Adam Hamalian: adam@hamalianproperties.com

Sherry Hutchens: sherry@sherryhutchens.com

For past episodes or to subscribe to this podcast, click here. Or find us on Apple or Spotify, or wherever you listen to podcasts.

Kristen Pepin, Realtor ® | Dudum Real Estate Group | Sun Bear Realty

• Website: KristenPepin.com

• Facebook: https://www.facebook.com/KristenPepinRealtor/

• Instagram/YouTube: @KristenPepinRealtor

• Email: Kristen@LoveLiveTahoe.com

• Phone: 530.346.3233

• Cell: 203.520.8234

Hutchens Hamalian Properties Group

Dudum Real Estate Group

DRE #01320608 | DRE #01917597 | DRE #01882902

Kristen Pepin | CA 02115202 | NV S.0194643

#HutchensHamalian #EastBayRealEstate #BayAreaRealEstate #AccountabilityPartners #RealEstate #ListingStats #LoveWhereYouLive #ListingAgents #BuyersAgents #HomeSweetHome #RealEstateTeam #2026RealEstate #TheRealStoryPodcast #BecomingBetterAgents #TahoeDonner #TahoeRealEstate #DonnerRealEstate #TahoeHomes #SecondHome #LakeTahoeHomes #LakeTahoeRealEstate #AdamandSherry #HomeownershipJourney #PodcastSeason3 #Season3Premiere #KristenPepin

LEGAL: This podcast is for general informational purposes only. The hosts’ and guests’ views, thoughts, and opinions represent those of the hosts/guests and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

©Hutchens Hamalian Properties Group

2026! New year, new hopes and dreams! We are predicting a good year ahead. Here we are starting Season 3 of The Real Story w/ Adam & Sherry! And we are starting off the season strong with our favorite podcast guest Arlo Zoerner with CrossCountry Mortgage, our favorite lender. As we look at the new year, you might be thinking of buying or selling a home in 2026 and funding is always a part of that. Arlo gives us a snapshot of 2025 and his outlook on 2026. Listen to find out the surprises of 2025 and his predictions for 2026.Adam Hamalian and Sherry Hutchens are real estate brokers (REALTORS) working in Contra Costa and Alameda Counties in the beautiful San Francisco Bay Area. Join us as we discuss the interesting and complicated world of real estate through engaging stories, humor, and expert insights. Over the past few months, Sherry & Adam have been producing a podcast that aims to both educate and entertain our clients and colleagues. Each episode explores some aspect of residential real estate or features interviews with seasoned professionals, where we uncover their unique experiences and valuable lessons. Whether you’re a curious homeowner or an experienced agent, there’s something for everyone. Follow The Real Story with Adam Hamalian & Sherry Hutchens on• Youtube: @HutchensHamalianProperties• Website: https://www.hutchenshamalian.com• Instagram: @HutchensHamalianProperties• Facebook: @HutchensHamalianProperties• LinkedIn: @HutchensHamalianProperties Adam Hamalian: adam@hamalianproperties.com Sherry Hutchens: sherry@sherryhutchens.com For past episodes or to subscribe to this podcast, click here. Or find us on Apple or Spotify, or wherever you listen to podcasts.Arlo Zoerner with CrossCountry Mortgage, Originating Branch Manager• Website: ccm.com/Arlo-Zoerner• Facebook: https://www.facebook.com/teamzoerner• Instagram: @thezoernerteam• Email: arlo@teamzoerner.com• Phone: 925-289-9770• Fax: 925-215-2224• LinkedIn: https://www.linkedin.com/in/arlo-zoerner-8570915/Hutchens Hamalian Properties GroupDudum Real Estate GroupDRE #01320608 | DRE #01917597 | DRE #01882902Arlo Zoerner NMLS #293974 #HutchensHamalian #EastBayRealEstate #BayAreaRealEstate #AccountabilityPartners #RealEstate #ListingStats #LoveWhereYouLive #ListingAgents #BuyersAgents #HomeSweetHome #RealEstateTeam #2026RealEstate #GoalSetting #TheRealStoryPodcast #BecomingBetterAgents #OvercomingChallenges #DifficultSituations #MortgageMatters #HomeBuying #PodcastGuest #ArloZoerner #CrossCountryMortgage #MortgageRates #MortgageTrends2026 #AdamandSherry #HomeownershipJourney #PodcastSeason3 #MortgageAdvice #Season3PremiereLEGAL: This podcast is for general informational purposes only. The hosts’ and guests’ views, thoughts, and opinions represent those of the hosts/guests and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information. ©Hutchens Hamalian Properties Group

We’re wrapping up the 2025 Bay Area Real Estate Market! Listen as we discuss 2025, the highs and lows of this year. We explore the factors that have most affected the market and how agents have weathered this year. Overall, 2025 was a good market for both Buyers and Sellers. We found this year became more interesting for agents in terms of negotiation. There have been a couple of big changes for us. In fact, we’ve got a new title and focus at our brokerage too! In today’s episode we dive into what Buyers and Sellers can expect in 2026. Plus, we’ve got a big surprise for 2026 as well!

Adam Hamalian and Sherry Hutchens are real estate brokers (REALTORS®) working in Contra Costa and Alameda Counties in the beautiful San Francisco Bay Area. Join us as we discuss the interesting and complicated world of real estate through engaging stories, humor, and expert insights. Over the past few months, Sherry & Adam have been producing a podcast that aims to both educate and entertain our clients and colleagues. Each episode explores some aspect of residential real estate or features interviews with seasoned professionals, where we uncover their unique experiences and valuable lessons. Whether you’re a curious homeowner or an experienced agent, there’s something for everyone.

Follow The Real Story with Adam Hamalian & Sherry Hutchens on

• Youtube: @HutchensHamalianProperties

• Website: https://www.hutchenshamalian.com

• Instagram: @HutchensHamalianProperties

• Facebook: @HutchensHamalianProperties

• LinkedIn: @HutchensHamalianProperties

Adam Hamalian: adam@hamalianproperties.com

Sherry Hutchens: sherry@sherryhutchens.com

For past episodes or to subscribe to this podcast, click here. Or find us on Apple or Spotify, or wherever you listen to podcasts.

Hutchens Hamalian Properties Group

Dudum Real Estate Group

DRE #01320608 | DRE #01917597 | DRE #01882902

#HutchensHamalian #EastBayRealEstate #BayAreaRealEstate #RealEstate #LoveWhereYouLive #ListingAgents #HomeSweetHome #RealEstateTeam #TheRealStoryPodcast #AdamandSherry #PodcastSeason2 #BayAreaPodcast #2025 #EndofYear #NegotiationMatters #2025MarketRecap #BuyersandSellers #2025InReview #MarketInsights #PodcastLife

LEGAL: This podcast is for general informational purposes only. The hosts’ and guests’ views, thoughts, and opinions represent those of the hosts/guests and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

©Hutchens Hamalian Properties Group

Today we explore Rossmoor, an active adult living community nestled in Walnut Creek. There are 6,700 homes, with over 40 different floor plans, about 8,000 residents, 7 club houses, 2 golf courses, tennis courts, swimming facilities, movies nights, and is a gated 55+ older community. One major misconception is that it’s only a retirement community. The average age at move-in is 62 years old and many people are still working. Many residents want to focus on life and not on their home. What are some of the benefits of living in an active adult living community? Listen to discover the pros and cons of living in Rossmoor.

Adam Hamalian and Sherry Hutchens are real estate brokers (REALTORS®) working in Contra Costa and Alameda Counties in the beautiful San Francisco Bay Area. Join us as we discuss the interesting and complicated world of real estate through engaging stories, humor, and expert insights. Over the past few months, Sherry & Adam have been producing a podcast that aims to both educate and entertain our clients and colleagues. Each episode explores some aspect of residential real estate or features interviews with seasoned professionals, where we uncover their unique experiences and valuable lessons. Whether you’re a curious homeowner or an experienced agent, there’s something for everyone.

Follow The Real Story with Adam Hamalian & Sherry Hutchens on

• Youtube: @HutchensHamalianProperties

• Website: https://www.hutchenshamalian.com

• Instagram: @HutchensHamalianProperties

• Facebook: @HutchensHamalianProperties

• LinkedIn: @HutchensHamalianProperties

Adam Hamalian: adam@hamalianproperties.com

Sherry Hutchens: sherry@sherryhutchens.com

For past episodes or to subscribe to this podcast, click here. Or find us on Apple or Spotify, or wherever you listen to podcasts.

Hutchens Hamalian Properties Group

Dudum Real Estate Group

DRE #01320608 | DRE #01917597 | DRE #01882902

#HutchensHamalian #EastBayRealEstate #BayAreaRealEstate #RealEstate #LoveWhereYouLive #ListingAgents #HomeSweetHome #RealEstateTeam #TheRealStoryPodcast #AdamandSherry #PodcastSeason2 #BayAreaPodcast #Rossmoor #ActiveLivingCommunity #RetirementCommunity #WalnutCreek #AgingInPlace #IndependentLiving #ActiveAdultCommunity #55Plus

LEGAL: This podcast is for general informational purposes only. The hosts’ and guests’ views, thoughts, and opinions represent those of the hosts/guests and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

©Hutchens Hamalian Properties Group

Solar Power- what should you know as a homeowner? Tune into today’s podcast where we interview Nathaniel Johnson with Sun Light & Power. He drills down on what the process is for determining electricity usage, future electrical usage, a site visit, and design proposals. How long does the process after approval take to install solar? Net metering 3.0 is the current plan for CA users with PG&E. Listen to find out how that change changed solar system design and why all new systems come with batteries. Adam Hamalian and Sherry Hutchens are real estate brokers (REALTORS®) working in Contra Costa and Alameda Counties in the beautiful San Francisco Bay Area. Join us as we discuss the interesting and complicated world of real estate through engaging stories, humor, and expert insights. Over the past few months, Sherry & Adam have been producing a podcast that aims to both educate and entertain our clients and colleagues. Each episode explores some aspect of residential real estate or features interviews with seasoned professionals, where we uncover their unique experiences and valuable lessons. Whether you’re a curious homeowner or an experienced agent, there’s something for everyone. Follow The Real Story with Adam Hamalian & Sherry Hutchens on• Youtube: @HutchensHamalianProperties• Website: https://www.hutchenshamalian.com• Instagram: @HutchensHamalianProperties• Facebook: @HutchensHamalianProperties• LinkedIn: @HutchensHamalianProperties Adam Hamalian: adam@hamalianproperties.com Sherry Hutchens: sherry@sherryhutchens.com For past episodes or to subscribe to this podcast, click here. Or find us on Apple or Spotify, or wherever you listen to podcasts.Nathaniel Johnson, Residential Solar Consultant with Sun Light & Power• Website: https://www.sunlightandpower.com• Facebook: https://www.facebook.com/SunLightandpower• Instagram: @SunLightandPower• Email: njohnson@sunlightandpower.com• Phone Office: (510) 845-2997 x110• Phone P: (415) 535-8900 Hutchens Hamalian Properties GroupDudum Real Estate GroupDRE #01320608 | DRE #01917597 | DRE #01882902

#HutchensHamalian #EastBayRealEstate #BayAreaRealEstate #RealEstate #LoveWhereYouLive #ListingAgents #HomeSweetHome #RealEstateTeam #TheRealStoryPodcast #AdamandSherry #PodcastSeason2 #BayAreaPodcast #SunLightandPower #Solar #SolarEngery #solarsystem #solarpanel LEGAL: This podcast is for general informational purposes only. The hosts’ and guests’ views, thoughts, and opinions represent those of the hosts/guests and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information. ©Hutchens Hamalian Properties Group

If you are considering making a donation this year, might we suggest you spend your money on food insecurity assistance? Federal cuts have been pretty significant and specifically to federal food support. Food costs have continued to rise for everyone. This week, we talk with Devona Brazier the Director of Outreach with Walnut Creek Presbyterian Church (WCPC) about their yearly food & toy donation drive. The Deacons Care Cottage doubles their assistance during the holidays (Nov & Dec). They serve guests monthly in need of a little extra help and bring festive meals to many tables in Contra Costa County. Each year we participate, encourage our neighbors, and help facilitate donations by offering convenient drop off locations and by picking up food donations. To see a complete list of requested items: https://wcpc.church/wp-content/uploads/2021/11/Care-Cottage-Food.pdf Listen to find out what most people get wrong about food insecure individuals and the many ways we can help our neighbors during this giving season.

Adam Hamalian and Sherry Hutchens are real estate brokers (REALTORS®) working in Contra Costa and Alameda Counties in the beautiful San Francisco Bay Area. Join us as we discuss the interesting and complicated world of real estate through engaging stories, humor, and expert insights. Over the past few months, Sherry & Adam have been producing a podcast that aims to both educate and entertain our clients and colleagues. Each episode explores some aspect of residential real estate or features interviews with seasoned professionals, where we uncover their unique experiences and valuable lessons. Whether you’re a curious homeowner or an experienced agent, there’s something for everyone.

Follow The Real Story with Adam Hamalian & Sherry Hutchens on

• Youtube: @HutchensHamalianProperties • Website: https://www.hutchenshamalian.com • Instagram: @HutchensHamalianProperties • Facebook: @HutchensHamalianProperties • LinkedIn: @HutchensHamalianProperties

Adam Hamalian: adam@hamalianproperties.com

Sherry Hutchens: sherry@sherryhutchens.com

For past episodes or to subscribe to this podcast, click here. Or find us on Apple or Spotify, or wherever you listen to podcasts.

Devona Brazier, Director of Outreach, Deacons’ Care Cottage (WCPC)

• Website: https://wcpc.church/serve/#community

• Facebook: https://www.facebook.com/wcpcchurch

• Instagram: @wcpcchurch

• Email: devona@wcpc.church

• Phone: (925) 935-1574, x0104

• Website: https://www.hopesolutions.org/

• Website: https://www.projectpeace.org/

• Brene ́ and Adam Grant on Empathy vs. Enmeshment- Dare to Lead with Brene ́ Brown: https://open.spotify.com/episode/1BzIWWQsUo0dcc6hD32ejw?si=bSxTy6PeRpmxBesSzW1uMg&context=spotify%3Ashow%3A3oEPsPKDhPVoNNL7pH5db6

Hutchens Hamalian Properties Group

Dudum Real Estate Group

DRE #01320608 | DRE #01917597 | DRE #01882902

#HutchensHamalian #EastBayRealEstate #BayAreaRealEstate #RealEstate #LoveWhereYouLive #ListingAgents #HomeSweetHome #RealEstateTeam #TheRealStoryPodcast #AdamandSherry #PodcastSeason2 #BayAreaPodcast #HolidayGiving #DeaconsCottage #GivingBack #GivingSeason #HelpOurNeighbors #fooddrive

LEGAL: This podcast is for general informational purposes only. The hosts’ and guests’ views, thoughts, and opinions represent those of the hosts/guests and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

©Hutchens Hamalian Properties Group