Today we explore Rossmoor, an active adult living community nestled in Walnut Creek. There are 6,700 homes, with over 40 different floor plans, about 8,000 residents, 7 club houses, 2 golf courses, tennis courts, swimming facilities, movies nights, and is a gated 55+ older community. One major misconception is that it’s only a retirement community. The average age at move-in is 62 years old and many people are still working. Many residents want to focus on life and not on their home. What are some of the benefits of living in an active adult living community? Listen to discover the pros and cons of living in Rossmoor.

Adam Hamalian and Sherry Hutchens are real estate brokers (REALTORS®) working in Contra Costa and Alameda Counties in the beautiful San Francisco Bay Area. Join us as we discuss the interesting and complicated world of real estate through engaging stories, humor, and expert insights. Over the past few months, Sherry & Adam have been producing a podcast that aims to both educate and entertain our clients and colleagues. Each episode explores some aspect of residential real estate or features interviews with seasoned professionals, where we uncover their unique experiences and valuable lessons. Whether you’re a curious homeowner or an experienced agent, there’s something for everyone.

Follow The Real Story with Adam Hamalian & Sherry Hutchens on

• Youtube: @HutchensHamalianProperties

• Website: https://www.hutchenshamalian.com

• Instagram: @HutchensHamalianProperties

• Facebook: @HutchensHamalianProperties

• LinkedIn: @HutchensHamalianProperties

Adam Hamalian: adam@hamalianproperties.com

Sherry Hutchens: sherry@sherryhutchens.com

For past episodes or to subscribe to this podcast, click here. Or find us on Apple or Spotify, or wherever you listen to podcasts.

Hutchens Hamalian Properties Group

Dudum Real Estate Group

DRE #01320608 | DRE #01917597 | DRE #01882902

#HutchensHamalian #EastBayRealEstate #BayAreaRealEstate #RealEstate #LoveWhereYouLive #ListingAgents #HomeSweetHome #RealEstateTeam #TheRealStoryPodcast #AdamandSherry #PodcastSeason2 #BayAreaPodcast #Rossmoor #ActiveLivingCommunity #RetirementCommunity #WalnutCreek #AgingInPlace #IndependentLiving #ActiveAdultCommunity #55Plus

LEGAL: This podcast is for general informational purposes only. The hosts’ and guests’ views, thoughts, and opinions represent those of the hosts/guests and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

©Hutchens Hamalian Properties Group

Solar Power- what should you know as a homeowner? Tune into today’s podcast where we interview Nathaniel Johnson with Sun Light & Power. He drills down on what the process is for determining electricity usage, future electrical usage, a site visit, and design proposals. How long does the process after approval take to install solar? Net metering 3.0 is the current plan for CA users with PG&E. Listen to find out how that change changed solar system design and why all new systems come with batteries. Adam Hamalian and Sherry Hutchens are real estate brokers (REALTORS®) working in Contra Costa and Alameda Counties in the beautiful San Francisco Bay Area. Join us as we discuss the interesting and complicated world of real estate through engaging stories, humor, and expert insights. Over the past few months, Sherry & Adam have been producing a podcast that aims to both educate and entertain our clients and colleagues. Each episode explores some aspect of residential real estate or features interviews with seasoned professionals, where we uncover their unique experiences and valuable lessons. Whether you’re a curious homeowner or an experienced agent, there’s something for everyone. Follow The Real Story with Adam Hamalian & Sherry Hutchens on• Youtube: @HutchensHamalianProperties• Website: https://www.hutchenshamalian.com• Instagram: @HutchensHamalianProperties• Facebook: @HutchensHamalianProperties• LinkedIn: @HutchensHamalianProperties Adam Hamalian: adam@hamalianproperties.com Sherry Hutchens: sherry@sherryhutchens.com For past episodes or to subscribe to this podcast, click here. Or find us on Apple or Spotify, or wherever you listen to podcasts.Nathaniel Johnson, Residential Solar Consultant with Sun Light & Power• Website: https://www.sunlightandpower.com• Facebook: https://www.facebook.com/SunLightandpower• Instagram: @SunLightandPower• Email: njohnson@sunlightandpower.com• Phone Office: (510) 845-2997 x110• Phone P: (415) 535-8900 Hutchens Hamalian Properties GroupDudum Real Estate GroupDRE #01320608 | DRE #01917597 | DRE #01882902

#HutchensHamalian #EastBayRealEstate #BayAreaRealEstate #RealEstate #LoveWhereYouLive #ListingAgents #HomeSweetHome #RealEstateTeam #TheRealStoryPodcast #AdamandSherry #PodcastSeason2 #BayAreaPodcast #SunLightandPower #Solar #SolarEngery #solarsystem #solarpanel LEGAL: This podcast is for general informational purposes only. The hosts’ and guests’ views, thoughts, and opinions represent those of the hosts/guests and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information. ©Hutchens Hamalian Properties Group

If you are considering making a donation this year, might we suggest you spend your money on food insecurity assistance? Federal cuts have been pretty significant and specifically to federal food support. Food costs have continued to rise for everyone. This week, we talk with Devona Brazier the Director of Outreach with Walnut Creek Presbyterian Church (WCPC) about their yearly food & toy donation drive. The Deacons Care Cottage doubles their assistance during the holidays (Nov & Dec). They serve guests monthly in need of a little extra help and bring festive meals to many tables in Contra Costa County. Each year we participate, encourage our neighbors, and help facilitate donations by offering convenient drop off locations and by picking up food donations. To see a complete list of requested items: https://wcpc.church/wp-content/uploads/2021/11/Care-Cottage-Food.pdf Listen to find out what most people get wrong about food insecure individuals and the many ways we can help our neighbors during this giving season.

Adam Hamalian and Sherry Hutchens are real estate brokers (REALTORS®) working in Contra Costa and Alameda Counties in the beautiful San Francisco Bay Area. Join us as we discuss the interesting and complicated world of real estate through engaging stories, humor, and expert insights. Over the past few months, Sherry & Adam have been producing a podcast that aims to both educate and entertain our clients and colleagues. Each episode explores some aspect of residential real estate or features interviews with seasoned professionals, where we uncover their unique experiences and valuable lessons. Whether you’re a curious homeowner or an experienced agent, there’s something for everyone.

Follow The Real Story with Adam Hamalian & Sherry Hutchens on

• Youtube: @HutchensHamalianProperties • Website: https://www.hutchenshamalian.com • Instagram: @HutchensHamalianProperties • Facebook: @HutchensHamalianProperties • LinkedIn: @HutchensHamalianProperties

Adam Hamalian: adam@hamalianproperties.com

Sherry Hutchens: sherry@sherryhutchens.com

For past episodes or to subscribe to this podcast, click here. Or find us on Apple or Spotify, or wherever you listen to podcasts.

Devona Brazier, Director of Outreach, Deacons’ Care Cottage (WCPC)

• Website: https://wcpc.church/serve/#community

• Facebook: https://www.facebook.com/wcpcchurch

• Instagram: @wcpcchurch

• Email: devona@wcpc.church

• Phone: (925) 935-1574, x0104

• Website: https://www.hopesolutions.org/

• Website: https://www.projectpeace.org/

• Brene ́ and Adam Grant on Empathy vs. Enmeshment- Dare to Lead with Brene ́ Brown: https://open.spotify.com/episode/1BzIWWQsUo0dcc6hD32ejw?si=bSxTy6PeRpmxBesSzW1uMg&context=spotify%3Ashow%3A3oEPsPKDhPVoNNL7pH5db6

Hutchens Hamalian Properties Group

Dudum Real Estate Group

DRE #01320608 | DRE #01917597 | DRE #01882902

#HutchensHamalian #EastBayRealEstate #BayAreaRealEstate #RealEstate #LoveWhereYouLive #ListingAgents #HomeSweetHome #RealEstateTeam #TheRealStoryPodcast #AdamandSherry #PodcastSeason2 #BayAreaPodcast #HolidayGiving #DeaconsCottage #GivingBack #GivingSeason #HelpOurNeighbors #fooddrive

LEGAL: This podcast is for general informational purposes only. The hosts’ and guests’ views, thoughts, and opinions represent those of the hosts/guests and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

©Hutchens Hamalian Properties Group

We are noticing a slow down across the market, except that we’re still busy! We spend a lot of time developing our skill set for our clients; keeping on top of the market, we know our business, legal aspects, and keeping up with new forms & contracts. We track 10 cities that make up the majority of our market – Alamo, Clayton, Concord, Danville, Lafayette, Martinez, Moraga, Orinda, Pleasant Hill, and Walnut Creek. We focus our numbers on detached homes. What can buyers and sellers expect in today’s Bay Area real estate market? Listen as we dive into the numbers on inventory, interest rates, buyer’s challenges, number of days on market, and sales price.

Adam Hamalian and Sherry Hutchens are real estate brokers (REALTORS®) working in Contra Costa and Alameda Counties in the beautiful San Francisco Bay Area. Join us as we discuss the interesting and complicated world of real estate through engaging stories, humor, and expert insights. Over the past few months, Sherry & Adam have been producing a podcast that aims to both educate and entertain our clients and colleagues. Each episode explores some aspect of residential real estate or features interviews with seasoned professionals, where we uncover their unique experiences and valuable lessons. Whether you’re a curious homeowner or an experienced agent, there’s something for everyone.

Follow The Real Story with Adam Hamalian & Sherry Hutchens on

• Youtube: @HutchensHamalianProperties

• Website: https://www.hutchenshamalian.com

• Instagram: @HutchensHamalianProperties

• Facebook: @HutchensHamalianProperties

• LinkedIn: @HutchensHamalianProperties

Adam Hamalian: adam@hamalianproperties.com Sherry Hutchens: sherry@sherryhutchens.com

For past episodes or to subscribe to this podcast, click here. Or find us on Apple or Spotify, or wherever you listen to podcasts.

Hutchens Hamalian Properties GroupDudum Real Estate GroupDRE #01320608 | DRE #01917597 | DRE #01882902

#HutchensHamalian #EastBayRealEstate #BayAreaRealEstate #RealEstate #LoveWhereYouLive #ListingAgents #HomeSweetHome #RealEstateTeam #TheRealStoryPodcast #AdamandSherry #PodcastSeason2 #BayAreaPodcast #MarketUpdate #3rdQuarter2025 #InterestRates #contracostacounty

LEGAL: This podcast is for general informational purposes only. The hosts’ and guests’ views, thoughts, and opinions represent those of the hosts/guests and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

©Hutchens Hamalian Properties Group

What can buyers and sellers expect in today’s Bay Area real estate market? We’ve had a bumpy couple of weeks. During wonky markets experienced agents get to show our worth and prove our value. Houses are taking longer to sell and many are selling for less than they listed for. Some homes are even being listed for less than what the seller bought it for. Are we getting back to pre-pandemic markets? Are we in a more balanced market? How does the federal interest rate drop affect mortgage rates and refinancing? Moving soon? Need tips, tricks, and hacks for moving? From packing tips to settling in faster, we’re sharing our best advice for making your move smoother. Catch our latest episode where we combine market insights + moving wisdom. Because being prepared makes all the difference.

Adam Hamalian and Sherry Hutchens are real estate brokers (REALTORS®) working in Contra Costa and Alameda Counties in the beautiful San Francisco Bay Area. Join us as we discuss the interesting and complicated world of real estate through engaging stories, humor, and expert insights. Over the past few months, Sherry & Adam have been producing a podcast that aims to both educate and entertain our clients and colleagues. Each episode explores some aspect of residential real estate or features interviews with seasoned professionals, where we uncover their unique experiences and valuable lessons. Whether you’re a curious homeowner or an experienced agent, there’s something for everyone.

Follow The Real Story with Adam Hamalian & Sherry Hutchens on

• Youtube: @HutchensHamalianProperties

• Website: https://www.hutchenshamalian.com

• Instagram: @HutchensHamalianProperties

• Facebook: @HutchensHamalianProperties

• LinkedIn: @HutchensHamalianProperties

Adam Hamalian: adam@hamalianproperties.com

Sherry Hutchens: sherry@sherryhutchens.com

For past episodes or to subscribe to this podcast, click here. Or find us on Apple or Spotify, or wherever you listen to podcasts.

Hutchens Hamalian Properties Group

Dudum Real Estate Group

DRE #01320608 | DRE #01917597 | DRE #01882902

#HutchensHamalian #EastBayRealEstate #BayAreaRealEstate #RealEstate #LoveWhereYouLive #ListingAgents #HomeSweetHome #RealEstateTeam #TheRealStoryPodcast #AdamandSherry #PodcastSeason2 #BayAreaPodcast #MovingTips #MovingHacks #CardBoardBoxExchange

LEGAL: This podcast is for general informational purposes only. The hosts’ and guests’ views, thoughts, and opinions represent those of the hosts/guests and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

©Hutchens Hamalian Properties Group

Money created through illegal activity is showing up in real estate and the federal government is trying to crack down. In today’s podcast we discuss the changes that are coming concerning anti-money laundering. FinCEN is a bureau within the US Department of the Treasury that collects and analyses information about financial transactions. They are implementing new regulations within real estate cash transactions. Right now, this only affects all cash buyers because within loan transactions the mortgage lender sources the money. How title is taken can trigger additional scrutiny. Are private loans, hard money loans, considered a cash purchase? Listen to find out! Will this additional scrutiny effect escrow timelines? Tune in to find out more about what homebuyers can expect with these new regulations.

Adam Hamalian and Sherry Hutchens are real estate brokers (REALTORS®) working in Contra Costa and Alameda Counties in the beautiful San Francisco Bay Area. Join us as we discuss the interesting and complicated world of real estate through engaging stories, humor, and expert insights. Over the past few months, Sherry & Adam have been producing a podcast that aims to both educate and entertain our clients and colleagues. Each episode explores some aspect of residential real estate or features interviews with seasoned professionals, where we uncover their unique experiences and valuable lessons. Whether you’re a curious homeowner or an experienced agent, there’s something for everyone.

Follow The Real Story with Adam Hamalian & Sherry Hutchens on

• Youtube: @HutchensHamalianProperties

• Website: https://www.hutchenshamalian.com

• Instagram: @HutchensHamalianProperties

• Facebook: @HutchensHamalianProperties

• LinkedIn: @HutchensHamalianProperties Adam Hamalian: adam@hamalianproperties.com

Sherry Hutchens: sherry@sherryhutchens.com

For past episodes or to subscribe to this podcast, click here. Or find us on Apple or Spotify, or wherever you listen to podcasts.

Hutchens Hamalian Properties Group

Dudum Real Estate Group

DRE #01320608 | DRE #01917597 | DRE #01882902

#HutchensHamalian #EastBayRealEstate #BayAreaRealEstate #RealEstate #LoveWhereYouLive #ListingAgents #HomeSweetHome #RealEstateTeam #TheRealStoryPodcast #AdamandSherry #HomeownershipJourney #PodcastSeason2 #BayAreaPodcast #FinCEN #MoneyLaundering #WheresTheMoneyComingFrom

LEGAL: This podcast is for general informational purposes only. The hosts’ and guests’ views, thoughts, and opinions represent those of the hosts/guests and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

©Hutchens Hamalian Properties Group

What’s happening in today’s East Bay real estate market? Listen to find out! In this week’s episode we dive into fire hardening and defensible space. What is Fire Hardening and what policies have changed? AB-38 specifies that any house in a high or very high fire zone needs to have a defensible space and an inspection prior to selling. How do homeowners find out if they are in a high fire zone? HINT: Talk to your realtor. Fire Hardening is when you upgrade or maintain your home so it is less vulnerable to embers, heat, and flames. Defensible space is the buffer zone around buildings that reduces fire risk by managing vegetation and other fire fuels. update your home to. When you go to CalFire it can help you understand your jurisdiction and how to schedule inspections. Tune in to find out more about what homeowners can do to help protect their homes from fires.

Adam Hamalian and Sherry Hutchens are real estate brokers (REALTORS®) working in Contra Costa and Alameda Counties in the beautiful San Francisco Bay Area. Join us as we discuss the interesting and complicated world of real estate through engaging stories, humor, and expert insights. Over the past few months, Sherry & Adam have been producing a podcast that aims to both educate and entertain our clients and colleagues. Each episode explores some aspect of residential real estate or features interviews with seasoned professionals, where we uncover their unique experiences and valuable lessons. Whether you’re a curious homeowner or an experienced agent, there’s something for everyone.

Follow The Real Story with Adam Hamalian & Sherry Hutchens on

• Youtube: @HutchensHamalianProperties

• Website: https://www.hutchenshamalian.com

• Instagram: @HutchensHamalianProperties

• Facebook: @HutchensHamalianProperties• LinkedIn: @HutchensHamalianProperties

Adam Hamalian: adam@hamalianproperties.com

Sherry Hutchens: sherry@sherryhutchens.com

CalFire: https://www.fire.ca.gov/prepare

For past episodes or to subscribe to this podcast, click here. Or find us on Apple or Spotify, or wherever you listen to podcasts.

Hutchens Hamalian Properties Group

Dudum Real Estate Group

DRE #01320608 | DRE #01917597 | DRE #01882902

#HutchensHamalian #EastBayRealEstate #BayAreaRealEstate #RealEstate #ListingStats #LoveWhereYouLive #ListingAgents #HomeSweetHome #RealEstateTeam #TheRealStoryPodcast #AdamandSherry #HomeownershipJourney #PodcastSeason2 #BayAreaPodcast #FireHardening #DefensibleSpace #CalFire

LEGAL: This podcast is for general informational purposes only. The hosts’ and guests’ views, thoughts, and opinions represent those of the hosts/guests and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

©Hutchens Hamalian Properties Group

What are CC&Rs and should buyers beware? In today’s podcast we demystify Covenants, Conditions, & Restrictions (CC&Rs) and point out red flags and beige flags. Typically, when a new development is created CC&Rs are designed to govern who can buy, what can be built, and what will be enforced. There are very strict CC&Rs and less strict. All HOAs have CC&Rs. Sometimes there are CC&Rs that aren’t part of an HOA. We work with buyers to determine how they work and how they are enforced. Don’t buy without understanding the rules that could shape your homeownership!

Adam Hamalian and Sherry Hutchens are real estate brokers (REALTORS®) working in Contra Costa and Alameda Counties in the beautiful San Francisco Bay Area. Join us as we discuss the interesting and complicated world of real estate through engaging stories, humor, and expert insights. Over the past few months, Sherry & Adam have been producing a podcast that aims to both educate and entertain our clients and colleagues. Each episode explores some aspect of residential real estate or features interviews with seasoned professionals, where we uncover their unique experiences and valuable lessons. Whether you’re a curious homeowner or an experienced agent, there’s something for everyone.

Follow The Real Story with Adam Hamalian & Sherry Hutchens on

• Youtube: @HutchensHamalianProperties

• Website: https://www.hutchenshamalian.com

• Instagram: @HutchensHamalianProperties

• Facebook: @HutchensHamalianProperties

• LinkedIn: @HutchensHamalianProperties

Adam Hamalian: adam@hamalianproperties.com

Sherry Hutchens: sherry@sherryhutchens.com

For past episodes or to subscribe to this podcast, click here. Or find us on Apple or Spotify, or wherever you listen to podcasts.

Hutchens Hamalian Properties Group

Dudum Real Estate Group

DRE #01320608 | DRE #01917597 | DRE #01882902

#HutchensHamalian #EastBayRealEstate #BayAreaRealEstate #AccountabilityPartners #RealEstate #ListingStats #LoveWhereYouLive #ListingAgents #BuyersAgents #HomeSweetHome #RealEstateTeam #2025RealEstate #GoalSetting #TheRealStoryPodcast #BecomingBetterAgent #HomeBuying #PodcastGuest #AdamandSherry #HomeownershipJourney #PodcastSeason2 #Season2Premiere #RealEstateTeam #2025RealEstate #InformedBuying #BayAreaPodcast #CC&Rs #ConvenantConditions&Restrictions #TitleReport #HOA #HOADocs

LEGAL: This podcast is for general informational purposes only. The hosts’ and guests’ views, thoughts, and opinions represent those of the hosts/guests and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

©Hutchens Hamalian Properties Group