As Bryce says in this week’s Mindset Minute...

“When you make big life decisions, don’t just listen to people closest to you; listen to those closest to your goals.”

That’s why, in Ep 559, we’re sitting down with David Robertson, Chief Economist and Head of Economic & Markets Research at Bendigo and Adelaide Bank, to unpack the real forces shaping Australia’s economy and property market right now.

Having been with Bendigo Bank for over 23 years, David’s career spans senior Treasury roles at the State Bank of NSW, First Chicago, and Commonwealth Bank.

Known for combining decades of economic expertise with a clear, engaging delivery, he has built a loyal audience through Bendigo’s Monthly YouTube economic updates.

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• It’s That Time of Year Again! Join us on the Couch as a 2026 Summer Series guest!
  Help us to inspire, educate and transform people’s lives by sharing your property investing journey on the couch. From success stories to silver bullet strategies, no story is too small or simple, we WANT to hear from you! 😊
  • Send us your story today 👉 https://thepropertycouch.com.au/mystory/
  • To hear from our previous amazing guests, check out our Summer/Winter collection here 👉 https://thepropertycouch.com.au/summerseries/
• The 2025 PIPA Investor Sentiment Survey is CLOSING SOON
  This is how you can financially protect yourself and have your voice heard by property investor policymakers 👉 Take the survey here!
  
• Missed The Latest Cash Rate Update? Watch Ben’s August RBA Cash Rate Announcement here >>
  
• (NOT FREE) David’s Book Recommendation: Making Sense of Chaos: A Better Economics for a Better World by J. Doyne Farmer

LISTEN TO THE FIRST 20 EPISODES HERE >>

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The RBA has just made its latest move — but was it a small trim or a bigger-than-expected cut?

💡 Thinking about refinancing or adjusting your loan strategy? Let our team help you review your options.

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- How to Build a Property Portfolio and Retire on $2,000 a week >>

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- Make Money Simple Again

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As the Reserve Bank prepares to deliver its latest cash rate decision this afternoon, this pre-RBA update unpacks where the economy really stands right now.

Make sure to also join us LIVE from 2:20pm (AEST) as we look at the RBA cash rate announcement in real-time together.

LISTEN TO THE FIRST 20 EPISODES HERE >>

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FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

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- The Armchair Guide to Property Investing
- Make Money Simple Again

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Ever walked past a movie set that looks like a real building, but behind the front door?

Just scaffolding. No rooms, no structure… just a façade. In Ep 558, we’re unpacking why so many property “strategies” are exactly like that: shiny on the surface, but empty underneath.

We unpack:

• Why “simple” doesn’t mean “bad” (and complex doesn’t mean smart)
• How some advice is more about helping the advisor, not you
• Why buyer’s agents (as valuable as they are) shouldn’t be your strategy team
• The checklist of what a real investment plan should include

💭 So, is your plan something you can live with or just something you like looking at? Tune in now to find out!

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• How to Retire on $3,000 a Week: Leave Us Your Review on Amazon
  Read the book? Share your thoughts with us on Amazon (regardless of where you bought the book from). We read every review, and it helps others find it! 👉 Go to How to Retire on $3,000 a Week on Amazon, and share your thoughts now.
  
• The 2025 PIPA Investor Sentiment Survey is live
  It’s your chance to shape how policymakers view the role of property investment in Australia. 👉 Got 2 minutes? Take the survey here!
  
• What’s Making Property News: QLD’s New Seller Disclosure Scheme is now in effect! Read the full Gov resource here 👉 Seller Disclosure Scheme | QLD Government
  
  
• Cotality’s July 2025 Monthly Housing Chart Pack 👉 Download the full report here
  
• Guests & Episodes Mentioned:
  • 001 | We Fix Bad Property Investment Advice
  • 557 | 8 Cheap Cashflow Properties in 18 Months, and Still No Passive Income? A Silver Bullet Case Study

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
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👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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You’ve saved your deposit, you’re ready to step onto the property ladder… but here comes the big question: should you buy your own home or rentvest?

It’s a debate many first-time buyers face, and in this bonus episode, Ben and Bryce unpack the pros and cons of both strategies so you can make a decision that suits your finances and your lifestyle.

For the original episode, tune in here: Episode 304 | Picking One Over The Other: Top Tips To Help Property Investors Make The Best Judgement Call

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
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👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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They just wanted $104K in passive income. A comfortable retirement. A helping hand for the kids.

Instead? They ended up with a silver bullet strategy: eight regional properties, over $1.1 million in debt, constant tenant issues, and a driveway that cost more than a year’s rent. 😬

In this episode, Ben is joined by Head of Property Wealth Planning at Empower Wealth, David Robertson (or Robbo) to unpack a real case study of a silver bullet property strategy gone completely off the rails.

Here’s what we debunk:
⚠️ Promised high yields? ✅
⚠️ Sold on positive cash flow from Day 1? ✅
⚠️ No proper planning, no risk assessment, no diversification? Unfortunately… ✅

It’s a cautionary tale of what happens when buyer’s agents chase volume, not value — and why skipping the strategy step can cost you years of lost opportunity, tens of thousands in maintenance surprises, and even your dream retirement.

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• Sign the PICA Petition! 📝
  Help protect property investor rights by supporting the Property Investors Council of Australia’s (PICA) petition against NSW’s "no grounds" eviction reforms. This could affect ALL Australian investors — don’t let poor policy spread!
• Get Your Free Suburb Property Report 📍
  Doing your research? Download a FREE detailed property report for any suburb in Australia. Perfect for buyers, investors, or those just curious.
• Explore Your Portfolio with MyProperty (inside Moorr) 🏡
  Track cashflow, loan splits, equity, offset links & more — all in one place. Free to use and built for investors. Or, catch the magic in action during our live walk-through with Connor, Moorr’s Product Manager! Watch it here >>
• Read: How to Retire on $3,000 a Week📚
  Want to escape the rat race? This book unpacks the evergreen money rules and property principles to design your dream lifestyle with just a couple of investment properties. 📖 Grab your copy online or at all major bookstores.

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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When it comes to building your property portfolio, buying the right asset is only half the battle. Managing it like a pro is what sets successful investors apart.

In this bonus episode, Ben covers the must-know fundamentals of portfolio management, perfect for beginners or those with their first few investment properties.

LIVE Webinar: Tune in tomorrow (30th July 2025 at 12.30pm) as Ben walks through how to set up your portfolio correctly in Moorr and answers your questions in real time. Reserve your spot here >>

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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Let’s be honest... no one gets excited about land tax or transfer duty. 🫣

But these are the hidden costs that can devastatingly derail your well-planned financial freedom, especially if you don’t know what structures you’re buying in, or how the rules change across different states.

That’s why we’ve brought in Vishal Sharma!

With over 20 years of experience across all levels of government, and more than a decade at Revenue NSW, he specialises in land tax, bringing deep expertise across the full spectrum of taxes and grants administered by the department.

From land tax traps in trusts and companies, to foreign owner surcharges, first home buyer support, and the surprising exemptions most people miss, we’re covering the essentials of land tax in 2025.

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• Your Entire Property Portfolio. One Free Dashboard, in Moorr.
  Over 19,000 investors are tracking 34,000+ properties — and now you can do even more with the new MyPROPERTY Dashboard.
  ✔ Analyse one or many properties
  ✔ Track net wealth & cashflow (incl. offsets)
  ✔ See LVRs, equity & loan breakdowns
  It’s powerful, flexible, and 100% free inside Moorr. 👉 Find out more or get unparallel insights now!
  
  
• How to Retire on $3,000 a Week
  Following Bryce’s Mindset Minute, we’ve written this for time-poor folks (Especially those in your 40s). 👉 Start your runway today
  
• How to Dispute Land Tax in NSW
  Think your land tax bill looks a bit off? Here's how You can formally object to your land value assessment 👉
  
• Revenue NSW’s Tools & Where to Learn More
  • Revenue NSW calculators
  • Check eligibility tools
  • First home buyers' assistance dashboard

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube