This week I’m opening up about something that feels raw but vital: financial independence for mums. It started with a viral comment I left on a reel by Tori Dunlap (Her First $100K). The conversation that followed showed me how many women still believe 'my partner handles the money, so I don’t need to worry.'

But is that really safe? What happens if life changes through divorce, illness, job loss or widowhood?

you’ll hear:

• why 'my partner handles the money' feels safe, but isn’t

• the truth behind the 80% of divorces initiated by women

• how history still shapes our finances today

• the motherhood penalty and why mums retire with less

• a step-by-step guide to becoming financially independent (without shame)

Resources to help:

• Tori Dunlap @herfirst100K

• Ramit Sethi’s Money for Couples podcast

• Books: Profit First, Overcoming Underearning

🤩 Join a loving community of mums in IT'S A LOT - free for 30 days, then just 5€ per month

If you’re feeling shaky having brought your new baby home, in the trenches of toddlerhood or just need a place to share to joys of being a mama with people who get it - this is your new support network. The best part? It’s all via voice notes - https://www.nataliekmartin.com/mama-circle
👉🏽 Overcome those moments of overwhelm with some light hearted fun! Download my Overwhelm Busting Bingo sheet here: subscribepage.io/overwhelmbingo

Want to share your thoughts on this episode? Comment on Spotify or:

• Instagram: @natalie.kmartin

• Email: info@nataliekmartin.com

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In this episode of The Mama Circle Podcast, Nat gets real about self-care — not the glossy Instagram version, but the kind that actually keeps you functioning as a mum.

She shares her take on the self-care hierarchy — a simple triage approach inspired by Maslow’s hierarchy of needs. At the base are the survival basics: water, sleep, food, movement. Once those are in place, you can layer on soothing practices (like a shower or clean clothes), restorative extras (like meditation or journalling), and finally self-development and expansion.

This episode is a reminder that self-care isn’t indulgence, it’s maintenance. And when you feel overwhelmed or burnt out, you don’t need a bubble bath — you probably just need a glass of water and an early night.

✨ Inside this episode:

• Why so many mums skip the basics of self-care (and why that backfires)

• The four levels of the self-care hierarchy and how to use them as triage

• Quick, doable ways to build a foundation of care when time is short

• How small shifts (like drinking water or going to bed earlier) create space for bigger ones

Self-care doesn’t have to be complicated. It starts with one basic step.

🤩 Join IT'S A LOT - free for 30 days, then just 5€ per month

If you’re feeling shaky having brought your new baby home, in the trenches of toddlerhood or just need a place to share to joys of being a mama with people who get it - this is your new support network. The best part? It’s all via voice notes - https://www.nataliekmartin.com/mama-circle

👉🏽 Overcome those moments of overwhelm with some light hearted fun! Download my Overwhelm Busting Bingo sheet here: subscribepage.io/overwhelmbingo

Want to share your thoughts on this episode? Comment on Spotify or:

• Instagram: @natalie.kmartin
• Facebook: https://www.facebook.com/motherhoodandempowerment
• Email: info@nataliekmartin.com

📢 Don’t forget to follow the podcast so you never miss an episode

It's holiday time! Once you’ve got kids though, they'll look very different to how they used to — but that doesn’t mean they can’t be fun, memorable and even (dare I say it) relaxing. In this episode, I’m sharing tips fresh from my own trip to Spain with my toddler.

From flights and airports to naps and meals, I’ll walk you through the small mindset shifts and realistic travel tips for mums that made all the difference.

Whether you’re travelling solo with your child, as a family, or with friends, this episode will help you let go of old expectations, take the easy options without guilt, and create memories that feel just as good as the ones you made pre-kids — even if they look very different.

✨ In this episode you’ll hear:

• Why holidays with toddlers aren’t really “holidays” — and how to be okay with that

• Travel tips for flights, airports, and luggage when you’ve got little ones in tow

• How to pack light but smart (without forgetting the essentials)

• Why convenience is your best friend (yes, even sunbeds and screen time)

• How to make memories that matter without burning yourself out

If you’ve got a family holiday coming up, this one’s for you.

🤩 Join IT'S A LOT - free for 30 days, then just 5€ per month

If you’re feeling shaky having brought your new baby home, in the trenches of toddlerhood or just need a place to share to joys of being a mama with people who get it - this is your new support network. The best part? It’s all via voice notes - https://www.nataliekmartin.com/mama-circle

👉🏽 Overcome those moments of overwhelm with some light hearted fun! Download my Overwhelm Busting Bingo sheet here: subscribepage.io/overwhelmbingo

Want to share your thoughts on this episode? Comment on Spotify or:

• Instagram: @natalie.kmartin
• Facebook: https://www.facebook.com/motherhoodandempowerment
• Email: info@nataliekmartin.com

📢 Don’t forget to follow the podcast so you never miss an episode.